T

    The Travelers Companies Inc (TRV)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NYSE

    $366.01
    -3.89 (-1.05%)

    Market Cap: $77.15B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    73%(29/40)
    Avg Surprise
    +18.67%
    Streak
    9 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$6.83
    Range$6.03 - $7.37
    24 analysts
    EPS Revisions
    1
    0
    7d
    21
    1
    30d
    EPS Estimate Drift
    90d ago$6.35-7.1%
    60d ago$6.35-7.0%
    30d ago$6.37-6.8%
    7d ago$6.81-0.3%
    Current$6.83
    Revenue Consensus
    $11.0B
    Range$11.0B - $11.1B
    10 analysts
    Dec 31, 2026
    EPS Consensus$14.80
    Range$12.52 - $16.39
    28 analysts
    Revenue Consensus
    $10.3B
    Range$10.1B - $10.9B
    13 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$14.80---
    Sep 26EST
    -$6.83---
    Jun 26
    $10.04$5.31+89.08%Beat+54.2%
    Mar 26
    $7.71$7.08+8.90%Beat+303.7%
    Dec 25
    $11.06$8.92+23.99%Beat+20.9%
    Sep 25
    $8.14$6.38+27.59%Beat+50.2%
    Jun 25
    $6.51$3.61+80.33%Beat+159.4%
    Mar 25
    $1.91$0.77+148.05%Beat-59.3%
    Dec 24
    $9.15$6.60+38.64%Beat+30.5%
    Sep 24
    $5.42$3.60+50.56%Beat+177.9%
    Jun 24
    $2.51$2.00+25.50%Beat+4083.3%
    Mar 24
    $4.69$4.86-3.50%Miss+14.1%
    Dec 23
    $7.01$5.09+37.72%Beat+106.2%
    Sep 23
    $1.95$3.07-36.48%Miss-11.4%
    Jun 23
    $0.06N/A-97.17%Miss-97.7%
    Mar 23
    $4.11$3.58+14.80%Beat-2.6%
    Dec 22
    $3.40$3.40+0.00%Beat-34.6%
    Sep 22
    $2.20$1.60+37.50%Beat-15.4%
    Jun 22
    $2.57$1.97+30.46%Beat-25.5%
    Mar 22
    $4.22$3.62+16.57%Beat+54.6%
    Dec 21
    $5.20$3.81+36.48%Beat+5.9%
    Sep 21
    $2.60$1.94+34.02%Beat-16.7%
    Jun 21
    $3.45$2.38+44.96%Beat+1825.0%
    Mar 21
    $2.73$2.40+13.75%Beat+4.2%
    Dec 20
    $4.91$3.15+55.87%Beat+47.9%
    Sep 20
    $3.12$3.04+2.63%Beat+118.2%
    Jun 20
    $-0.20$-0.20+0.00%Beat-109.9%
    Mar 20
    $2.62$2.86-8.39%Miss-7.4%
    Dec 19
    $3.32$3.27+1.53%Beat+55.9%
    Sep 19
    $1.43$2.35-39.15%Miss-43.7%
    Jun 19
    $2.02$2.30-12.17%Miss+11.6%
    Mar 19
    $2.83$2.73+3.66%Beat+15.0%
    Dec 18
    $2.13$2.18-2.29%Miss-6.6%
    Sep 18
    $2.54$2.26+12.39%Beat+179.1%
    Jun 18
    $1.81$2.39-24.27%Miss-5.7%
    Mar 18
    $2.46$2.68-8.21%Miss+13.9%
    Dec 17
    $2.28$1.41+61.70%Beat-28.8%
    Sep 17
    $0.91$0.49+85.71%Beat-62.1%
    Jun 17
    $1.92$2.14-10.28%Miss-
    Mar 17
    $2.16$2.38-9.24%Miss-
    Dec 16
    $3.20$2.81+13.88%Beat-
    Sep 16
    $2.40$2.36+1.69%Beat-

    Dividends

    Dividend Metrics

    Yield1.24%
    Annual/Share$4.55
    Payout Ratio11.54%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+5.83%
    5Y CAGR+5.24%
    View TRV's full dividend history

    Key Metrics

    Valuation
    P/E Ratio9.91EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin17.00%Operating Margin23.70%
    ROE26.50%ROIC18.34%
    Financial Health
    Debt/Equity0.37xInterest Coverage22.66x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.46Avg Volume1.62M
    52-Week High$398.7052-Week Low$249.31

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$367.48
    SMA 20$371.55
    SMA 50$359.00
    SMA 200$309.66
    EMA 10$368.74
    EMA 20$368.81
    EMA 50$357.10
    EMA 200$317.22

    MACD

    Line: 1.62Signal: 3.18Hist: -1.55

    ADX

    ADX: 16.9+DI: 19.1-DI: 24.3

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down72.0
    PSAR$359.74

    Bollinger Bands

    Upper Band$385.06
    Lower Band$358.04
    %B Position727%(Upper)
    Band Width0.29

    RSI (14-Day)

    Neutral
    48.9

    Momentum Oscillators

    Stoch %K45.7
    Stoch %D45.6
    Williams %R-63.6
    ROC (10d)0.4%
    Momentum1.50
    CCI (20d)-63.1
    MFI (14d)33.9

    Volatility Measures

    ATR (14d)$6.94(1.9%)
    StdDev (20d)6.75
    Hist Vol17.2%(Low)

    Volume Flow

    VWAP$367.40
    OBV34.1M
    AD Line-374.6M
    CMF (20d)-0.221

    Volume Metrics

    Avg Vol (20d)1.6M
    Vol Ratio1.2x
    VWMA (20d)$371.14

    Pivot Points

    R3$376.58
    R2$374.53
    R1$372.21
    Pivot Point$370.16
    S1$367.84
    S2$365.79
    S3$363.47

    Advanced Oscillators

    TSI5.88
    Ultimate Osc43.3
    KST12.59

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$12.04B$11.81B$12.32B$12.36B$12.02B$11.71B$11.91B$11.81B$11.19B$11.13B$10.83B$10.54B
    Cost of RevenueN/A$6.38B$5.83B$6.59B$8.59B$9.78B$7.84B$8.79B$9.05B$8.35B$7.52B$8.75B
    Gross ProfitN/A$5.54B$6.60B$5.88B$3.52B$2.03B$4.17B$3.12B$2.23B$2.87B$3.42B$1.88B
    Operating Expenses$9.27B$9.69B$9.21B$10.02B$10.14B$11.24B$9.32B$10.25B$10.53B$9.76B$8.81B$10.06B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$2.12B$3.10B$2.34B$1.88B$468.00M$2.59B$1.56B$656.00M$1.37B$2.02B$472.00M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$113.00M$116.00M$116.00M$111.00M$99.00M$99.00M$98.00M$98.00M$98.00M$98.00M$98.00M$98.00M
    Income Before Tax$2.77B$2.12B$3.10B$2.34B$1.88B$468.00M$2.59B$1.56B$656.00M$1.37B$2.02B$472.00M
    Income Tax Expense$559.00M$408.00M$607.00M$456.00M$372.00M$73.00M$512.00M$300.00M$122.00M$247.00M$393.00M$68.00M
    Net Income$2.21B$1.71B$2.50B$1.89B$1.51B$395.00M$2.08B$1.26B$534.00M$1.12B$1.63B$404.00M
    EBITDA$4.72B$4.08B$5.10B$4.36B$3.85B$2.43B$4.56B$3.52B$2.52B$3.26B$3.83B$2.25B
    EBIT$2.77B$2.12B$3.10B$2.34B$1.88B$468.00M$2.59B$1.56B$656.00M$1.37B$2.02B$472.00M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    I Tested One Of Wall Street’s Favorite AI Trades - It Failed

    Travelers Q2 core income $10.04 vs $5.41 consensus, stock +10%; CEO credited AI for a 0.5 percentage-point improvement in underlying loss ratio while expense ratio rose to 29%. Wall Street thesis posits AI cuts SG&A to create EPS torque in low-margin giants - e.g., CVS 0.4% net margin on $402bn revenue, $45bn SG&A, a 3% SG&A cut modeled to lift GAAP EPS $1.36 to $2.17 (60%). GAAP EPS torque is often an artifact of writedowns, not pure operating leverage. Most SG&A is hourly store labor and not addressable by LLMs - Kroger's $28bn OG&A is dominated by store jobs, a 3% cut implies roughly 12,000 roles and multi-year capex, not immediate automated savings. Regulated payers tend to pass admin savings back via bids - Medicaid and Medicare Advantage reprice to observed costs; by contrast loss-ratio gains stick.

    Unknown Author
    8/2/26
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    News

    Frequently Asked Questions About TRV

    What is TRV's current dividend yield?
    The Travelers Companies Inc (TRV) has a current dividend yield of 1.24%.
    Does TRV pay dividends?
    Yes, The Travelers Companies Inc pays dividends with a current yield of 1.24%.
    What is TRV's P/E ratio?
    The Travelers Companies Inc has a price-to-earnings (P/E) ratio of 9.91.
    What is TRV's market cap?
    The Travelers Companies Inc (TRV) has a market capitalization of $77.15B with a current stock price of $366.01.

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