Skip to main content
    T

    The Travelers Companies Inc (TRV)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NYSE

    $383.92
    +6.10 (+1.61%)

    Market Cap: $78.80B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    72%(28/39)
    Avg Surprise
    +19.11%
    Streak
    9 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$7.36
    Range$6.03 - $9.31
    24 analysts
    EPS Revisions
    1
    0
    7d
    21
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$6.37+15.5%
    60d ago$6.83+7.7%
    30d ago$6.83+7.7%
    7d ago$6.95+5.9%
    Current$7.36
    Revenue Consensus
    $11.0B
    Range$11.0B - $11.1B
    11 analysts
    Period ending Dec 31, 2026
    EPS Consensus$14.78
    Range$12.00 - $17.59
    28 analysts
    Revenue Consensus
    $10.3B
    Range$10.1B - $10.9B
    14 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$14.78---
    Sep 26EST
    		-$7.36---
    Jun 26
    Reported Jul 17
    		$10.04$5.31+89.08%Beat+54.2%
    Mar 26
    Reported Apr 16
    		$7.71$7.08+8.90%Beat+303.7%
    Dec 25
    Reported Jan 21
    		$11.06$8.92+23.99%Beat+20.9%
    Sep 25
    Reported Oct 16
    		$8.14$6.38+27.59%Beat+50.2%
    Jun 25
    Reported Jul 17
    		$6.51$3.61+80.33%Beat+159.4%
    Mar 25
    Reported Apr 16
    		$1.91$0.77+148.05%Beat-59.3%
    Dec 24
    Reported Jan 22
    		$9.15$6.60+38.64%Beat+30.5%
    Sep 24
    Reported Oct 17
    		$5.42$3.60+50.56%Beat+177.9%
    Jun 24
    Reported Jul 19
    		$2.51$2.00+25.50%Beat+4083.3%
    Mar 24
    Reported Apr 17
    		$4.69$4.86-3.50%Miss+14.1%
    Dec 23
    Reported Jan 19
    		$7.01$5.09+37.72%Beat+106.2%
    Sep 23
    Reported Oct 18
    		$1.95$3.07-36.48%Miss-11.4%
    Jun 23
    Reported Jul 20
    		$0.06N/A-97.17%Miss-97.7%
    Mar 23
    Reported Apr 19
    		$4.11$3.58+14.80%Beat-2.6%
    Dec 22
    Reported Jan 24
    		$3.40$3.40+0.00%Beat-34.6%
    Sep 22
    Reported Oct 19
    		$2.20$1.60+37.50%Beat-15.4%
    Jun 22
    Reported Jul 21
    		$2.57$1.97+30.46%Beat-25.5%
    Mar 22
    Reported Apr 19
    		$4.22$3.62+16.57%Beat+54.6%
    Dec 21
    Reported Jan 20
    		$5.20$3.81+36.48%Beat+5.9%
    Sep 21
    Reported Oct 19
    		$2.60$1.94+34.02%Beat-16.7%
    Jun 21
    Reported Jul 20
    		$3.45$2.38+44.96%Beat+1825.0%
    Mar 21
    Reported Apr 20
    		$2.73$2.40+13.75%Beat+4.2%
    Dec 20
    Reported Jan 21
    		$4.91$3.15+55.87%Beat+47.9%
    Sep 20
    Reported Oct 20
    		$3.12$3.04+2.63%Beat+118.2%
    Jun 20
    Reported Jul 23
    		$-0.20$-0.20+0.00%Beat-109.9%
    Mar 20
    Reported Apr 21
    		$2.62$2.86-8.39%Miss-7.4%
    Dec 19
    Reported Jan 23
    		$3.32$3.27+1.53%Beat+55.9%
    Sep 19
    Reported Oct 22
    		$1.43$2.35-39.15%Miss-43.7%
    Jun 19
    Reported Jul 23
    		$2.02$2.30-12.17%Miss+11.6%
    Mar 19
    Reported Apr 18
    		$2.83$2.73+3.66%Beat+15.0%
    Dec 18
    Reported Jan 22
    		$2.13$2.18-2.29%Miss-6.6%
    Sep 18
    Reported Oct 18
    		$2.54$2.26+12.39%Beat+179.1%
    Jun 18
    Reported Jul 19
    		$1.81$2.39-24.27%Miss-5.7%
    Mar 18
    Reported Apr 24
    		$2.46$2.68-8.21%Miss+13.9%
    Dec 17
    Reported Jan 23
    		$2.28$1.41+61.70%Beat-28.8%
    Sep 17
    Reported Oct 19
    		$0.91$0.49+85.71%Beat-
    Jun 17
    Reported Jul 20
    		$1.92$2.14-10.28%Miss-
    Mar 17
    Reported Apr 20
    		$2.16$2.38-9.24%Miss-
    Dec 16
    Reported Jan 24
    		$3.20$2.81+13.88%Beat-

    Dividends

    Dividend Metrics

    Forward Yield1.30%
    Forward Annual Dividend$5.00
    Payout Ratio11.92%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+5.83%
    5Y CAGR+5.24%
    TRV dividend history and ex-dividend datesRun TRV in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.39EV/EBITDA5.06x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin17.00%Operating Margin23.70%
    ROE26.50%ROIC18.34%
    Financial Health
    Debt/Equity0.37xInterest Coverage22.66x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.44Avg Volume1.27M
    52-Week High$397.3452-Week Low$257.93

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$368.81
    SMA 20$366.31
    SMA 50$368.62
    SMA 200$322.23
    EMA 10$371.78
    EMA 20$369.15
    EMA 50$364.87
    EMA 200$330.60

    MACD

    Line: 2.32Signal: 0.10Hist: 2.22

    ADX

    ADX: 16.6+DI: 28.2-DI: 14.8

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down60.0
    PSAR$358.12

    Bollinger Bands

    Upper Band$380.69
    Lower Band$351.93
    %B Position785%(Upper)
    Band Width1.11

    RSI (14-Day)

    Neutral
    69.0

    Momentum Oscillators

    Stoch %K96.6
    Stoch %D94.3
    Williams %R-3.8
    ROC (10d)6.2%
    Momentum22.28
    CCI (20d)188.7
    MFI (14d)72.6

    Volatility Measures

    ATR (14d)$6.72(1.8%)
    StdDev (20d)7.19
    Hist Vol18.9%(Low)

    Volume Flow

    VWAP$381.67
    OBV36.9M
    AD Line-375.9M
    CMF (20d)0.049

    Volume Metrics

    Avg Vol (20d)1.2M
    Vol Ratio1.6x(High)
    VWMA (20d)$367.56

    Pivot Points

    R3$392.45
    R2$385.19
    R1$381.51
    Pivot Point$374.25
    S1$370.57
    S2$363.31
    S3$359.63

    Advanced Oscillators

    TSI10.67
    Ultimate Osc72.4
    KST-3.07

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$12.04B$11.81B$12.32B$12.36B$12.02B$11.71B$11.91B$11.81B$11.19B$11.13B$10.83B$10.54B
    Cost of RevenueN/A$6.38B$5.83B$6.59B$8.59B$9.78B$7.84B$8.79B$9.05B$8.35B$7.52B$8.75B
    Gross ProfitN/A$5.54B$6.60B$5.88B$3.52B$2.03B$4.17B$3.12B$2.23B$2.87B$3.42B$1.88B
    Operating Expenses$9.27B$9.69B$9.21B$10.02B$10.14B$11.24B$9.32B$10.25B$10.53B$9.76B$8.81B$10.06B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$2.12B$3.10B$2.34B$1.88B$468.00M$2.59B$1.56B$656.00M$1.37B$2.02B$472.00M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$113.00M$116.00M$116.00M$111.00M$99.00M$99.00M$98.00M$98.00M$98.00M$98.00M$98.00M$98.00M
    Income Before Tax$2.77B$2.12B$3.10B$2.34B$1.88B$468.00M$2.59B$1.56B$656.00M$1.37B$2.02B$472.00M
    Income Tax Expense$559.00M$408.00M$607.00M$456.00M$372.00M$73.00M$512.00M$300.00M$122.00M$247.00M$393.00M$68.00M
    Net Income$2.21B$1.71B$2.50B$1.89B$1.51B$395.00M$2.08B$1.26B$534.00M$1.12B$1.63B$404.00M
    EBITDA$4.72B$4.08B$5.10B$4.36B$3.85B$2.43B$4.56B$3.52B$2.52B$3.26B$3.83B$2.25B
    EBIT$2.77B$2.12B$3.10B$2.34B$1.88B$468.00M$2.59B$1.56B$656.00M$1.37B$2.02B$472.00M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    I Tested One Of Wall Street’s Favorite AI Trades - It Failed

    Travelers Q2 core income $10.04 vs $5.41 consensus, stock +10%; CEO credited AI for a 0.5 percentage-point improvement in underlying loss ratio while expense ratio rose to 29%. Wall Street thesis posits AI cuts SG&A to create EPS torque in low-margin giants - e.g....

    Leo Nelissen
    •
    8/2/26
    •
    248
    AI Stocks
    Also mentions:
    TRVCVSKRWMTUNH

    TRV Valuation and Fair Value

    P/E
    10.4x
    Forward P/E
    10.4x
    EV/EBITDA
    5.1x
    PEG
    2.7x
    P/B
    2.4x
    See GNG's fair value

    TRV Profitability: Margins, ROIC and FCF

    Operating margin
    23.7%
    Net margin
    17.0%
    ROIC
    18.3%
    ROE
    26.5%
    FCF margin
    17.2%

    TRV Competitors

    CompanyTicker
    Lloyds Banking Group PLC ADRLYG
    Barclays PLC ADRBCS
    Moodys CorporationMCO
    Nu Holdings LtdNU
    Brookfield CorpBN
    Manulife Financial CorpMFC
    KKR & Co. Inc.KKR
    Brookfield Asset Management Ltd.BAM

    Sector: Financial Services

    TRV Analyst Ratings

    Consensus
    Hold
    Analysts
    29
    Strong Buy
    1
    Buy
    5
    Hold
    17
    Sell
    4
    Strong Sell
    2

    TRV Bull Case vs Bear Case

    Bull case

    • TRV earns an 18.3% return on invested capital.
    • TRV converts 17.2% of revenue into free cash flow.
    • TRV beat EPS estimates in 100.0% of its last 8 reported quarters.

    TRV Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    58.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $7.36
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    21 up, 1 down

    TRV Dividend

    Forward yield
    1.3%
    Payout ratio
    11.9%
    3Y DPS growth
    5.8%
    5Y DPS growth
    5.2%
    Pay months
    Mar, Jun, Sep, Dec
    TRV dividend history

    Frequently Asked Questions About TRV

    What is TRV's current dividend yield?

    The Travelers Companies Inc (TRV) has a forward dividend yield of 1.30%.

    Does TRV pay dividends?

    Yes, The Travelers Companies Inc pays dividends with a forward dividend yield of 1.30%.

    What is TRV's P/E ratio?

    The Travelers Companies Inc has a price-to-earnings (P/E) ratio of 10.39.

    What is TRV's market cap?

    The Travelers Companies Inc (TRV) has a market capitalization of $78.80B with a current stock price of $383.92.

    Related stocks

    Sector: Financial Services

    All stocks starting with T

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In