Hanmi Financial Corporation (HAFC)

Official site

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$30.94

+0.45 (+1.48%)

Market Cap: $904.01M

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Performance (10Y)

Beat Rate

64%(25/39)

Avg Surprise

+9.96%

Streak

4 Q

Upcoming Estimates

Period ending Sep 30, 2026

EPS Consensus$0.81

Range$0.80 - $0.83

4 analysts

EPS Revisions

30d

EPS Estimate DriftChange to current

90d ago$0.81-0.3%

60d ago$0.81-0.3%

30d ago$0.81-0.3%

7d ago$0.81-0.3%

Current$0.81

Revenue Consensus

$76M

Range$75M - $76M

2 analysts

Period ending Dec 31, 2026

EPS Consensus$0.91

Range$0.88 - $0.93

3 analysts

Revenue Consensus

$75M

Range$74M - $76M

2 analysts

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2026Dec 26EST	-	$0.91	$0.88 - $0.93	-	-	3	-	-
Sep 30, 2026Sep 26EST	-	$0.81	$0.80 - $0.83	-	-	4	1 1 30d	-
Jun 30, 2026Jun 26 Reported Jul 21, 2026Reported Jul 21	$0.79	$0.77	$0.76 - $0.78	+2.60%	Beat	4	4 0 30d	+58.0%
Mar 31, 2026Mar 26 Reported Apr 21, 2026Reported Apr 21	$0.75	$0.70	$0.69 - $0.73	+7.14%	Beat	4	1 1 30d	+29.3%
Dec 31, 2025Dec 25 Reported Jan 27, 2026Reported Jan 27	$0.70	$0.70	$0.69 - $0.73	+0.00%	Beat	4	4 0 30d	+20.7%
Sep 30, 2025Sep 25 Reported Oct 21, 2025Reported Oct 21	$0.73	$0.65	$0.62 - $0.68	+12.31%	Beat	4	1 0 30d	+49.0%
Jun 30, 2025Jun 25 Reported Jul 22, 2025Reported Jul 22	$0.50	$0.61	$0.57 - $0.64	-18.03%	Miss	4	2 1 30d	+4.2%
Mar 31, 2025Mar 25 Reported Apr 22, 2025Reported Apr 22	$0.58	$0.57	$0.54 - $0.60	+1.75%	Beat	5	0 1 30d	+16.0%
Dec 31, 2024Dec 24 Reported Jan 28, 2025Reported Jan 28	$0.58	$0.53	$0.49 - $0.55	+9.43%	Beat	5	3 0 30d	-4.9%
Sep 30, 2024Sep 24 Reported Oct 22, 2024Reported Oct 22	$0.49	$0.48	$0.46 - $0.51	+2.08%	Beat	6	No revisions (30d)	-21.0%
Jun 30, 2024Jun 24 Reported Jul 23, 2024Reported Jul 23	$0.48	$0.47	$0.43 - $0.52	+2.13%	Beat	6	No revisions (30d)	-28.4%
Mar 31, 2024Mar 24 Reported Apr 23, 2024Reported Apr 23	$0.50	$0.51	$0.47 - $0.59	-1.96%	Miss	6	No revisions (30d)	-30.6%
Dec 31, 2023Dec 23 Reported Jan 23, 2024Reported Jan 23	$0.61	$0.59	$0.55 - $0.65	+3.39%	Beat	6	1 0 30d	-34.4%
Sep 30, 2023Sep 23 Reported Oct 24, 2023Reported Oct 24	$0.62	$0.61	$0.59 - $0.66	+1.64%	Beat	6	No revisions (30d)	-30.3%
Jun 30, 2023Jun 23 Reported Jul 25, 2023Reported Jul 25	$0.67	$0.63	$0.59 - $0.73	+6.35%	Beat	6	No revisions (30d)	-18.3%
Mar 31, 2023Mar 23 Reported Apr 25, 2023Reported Apr 25	$0.72	$0.76	$0.72 - $0.81	-5.26%	Miss	6	No revisions (30d)	+5.9%
Dec 31, 2022Dec 22 Reported Jan 24, 2023Reported Jan 24	$0.93	$0.84	$0.78 - $0.88	+10.71%	Beat	6	1 0 30d	-14.7%
Sep 30, 2022Sep 22 Reported Oct 25, 2022Reported Oct 25	$0.89	$0.78	$0.74 - $0.83	+14.10%	Beat	6	2 0 30d	+3.5%
Jun 30, 2022Jun 22 Reported Jul 26, 2022Reported Jul 26	$0.82	$0.67	$0.64 - $0.70	+22.39%	Beat	6	2 0 30d	+13.9%
Mar 31, 2022Mar 22 Reported Apr 26, 2022Reported Apr 26	$0.68	$0.57	$0.47 - $0.64	+19.30%	Beat	6	No revisions (30d)	+25.9%
Dec 31, 2021Dec 21 Reported Jan 25, 2022Reported Jan 25	$1.09	$0.60	$0.57 - $0.69	+81.67%	Beat	6	No revisions (30d)	+131.9%
Sep 30, 2021Sep 21 Reported Oct 26, 2021Reported Oct 26	$0.86	$0.57	$0.55 - $0.60	+50.88%	Beat	5	1 0 30d	+62.3%
Jun 30, 2021Jun 21 Reported Jul 27, 2021Reported Jul 27	$0.72	$0.48	$0.46 - $0.50	+50.00%	Beat	4	1 0 30d	+140.0%
Mar 31, 2021Mar 21 Reported Apr 27, 2021Reported Apr 27	$0.54	$0.42	$0.36 - $0.52	+28.57%	Beat	5	2 0 30d	+575.0%
Dec 31, 2020Dec 20 Reported Jan 26, 2021Reported Jan 26	$0.47	$0.37	$0.24 - $0.43	+27.03%	Beat	5	1 0 30d	+42.4%
Sep 30, 2020Sep 20 Reported Oct 27, 2020Reported Oct 27	$0.53	$0.26	$0.23 - $0.30	+103.85%	Beat	6	No revisions (30d)	+32.5%
Jun 30, 2020Jun 20 Reported Jul 28, 2020Reported Jul 28	$0.30	$0.13	$0.08 - $0.21	+130.77%	Beat	5	No revisions (30d)	+233.3%
Mar 31, 2020Mar 20 Reported Apr 30, 2020Reported Apr 30	$0.08	N/A	-	-72.41%	Miss	5	1 0 30d	-82.6%
Dec 31, 2019Dec 19 Reported Jan 28, 2020Reported Jan 28	$0.33	$0.44	$0.43 - $0.45	-25.00%	Miss	5	No revisions (30d)	-28.3%
Sep 30, 2019Sep 19 Reported Oct 4, 2019Reported Oct 4	$0.40	$0.47	$0.45 - $0.48	-14.89%	Miss	5	1 0 30d	-21.6%
Jun 30, 2019Jun 19 Reported Aug 5, 2019Reported Aug 5	$0.09	$0.09	-	+0.00%	Beat	5	No revisions (30d)	-81.6%
Mar 31, 2019Mar 19 Reported Apr 23, 2019Reported Apr 23	$0.46	$0.47	$0.45 - $0.49	-2.13%	Miss	5	No revisions (30d)	-2.1%
Dec 31, 2018Dec 18 Reported Jan 15, 2019Reported Jan 15	$0.46	$0.51	$0.49 - $0.54	-9.80%	Miss	5	No revisions (30d)	+27.8%
Sep 30, 2018Sep 18 Reported Oct 23, 2018Reported Oct 23	$0.51	$0.52	$0.49 - $0.53	-1.92%	Miss	5	1 0 30d	+10.9%
Jun 30, 2018Jun 18 Reported Jul 24, 2018Reported Jul 24	$0.49	$0.53	$0.51 - $0.56	-7.55%	Miss	5	1 0 30d	+14.0%
Mar 31, 2018Mar 18 Reported Apr 24, 2018Reported Apr 24	$0.47	$0.53	$0.51 - $0.57	-11.32%	Miss	5	1 0 30d	+11.9%
Dec 31, 2017Dec 17 Reported Jan 23, 2018Reported Jan 23	$0.36	$0.48	$0.46 - $0.49	-25.00%	Miss	5	No revisions (30d)	-20.0%
Sep 30, 2017Sep 17 Reported Oct 17, 2017Reported Oct 17	$0.46	$0.46	$0.44 - $0.47	+0.00%	Beat	5	No revisions (30d)	-
Jun 30, 2017Jun 17 Reported Jul 18, 2017Reported Jul 18	$0.43	$0.45	$0.42 - $0.47	-4.44%	Miss	5	No revisions (30d)	-
Mar 31, 2017Mar 17 Reported Apr 18, 2017Reported Apr 18	$0.42	$0.43	-	-2.33%	Miss	-	-	-
Dec 31, 2016Dec 16 Reported Jan 24, 2017Reported Jan 24	$0.45	$0.44	-	+2.27%	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield3.62%

Forward Annual Dividend$1.12

Payout Ratio36.66%

FrequencyQuarterly

Pay MonthsFeb, May, Aug, Nov

Growth

3Y CAGR+4.74%

5Y CAGR+15.74%

HAFC dividend history and ex-dividend dates Run HAFC in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	10.42	EV/EBITDA	5.57x
Price/FCF	N/A	FCF Yield	N/A
Profitability
Profit Margin	32.20%	Operating Margin	45.00%
ROE	11.30%	ROIC	9.47%
Financial Health
Debt/Equity	0.16x	Interest Coverage	0.75x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.74	Avg Volume	243.90K
52-Week High	$33.21	52-Week Low	$22.14

Technical Indicators Dashboard

Moving Averages

SMA 10$31.17

SMA 20$31.43

SMA 50$31.59

SMA 200$29.38

EMA 10$31.07

EMA 20$31.29

EMA 50$31.43

EMA 200$29.64

MACD

Line: -0.23Signal: -0.15Hist: -0.08

ADX

ADX: 26.8+DI: 16.8-DI: 29.3

Aroon & PSAR

Aroon Up32.0

Aroon Down60.0

PSAR$31.41

Bollinger Bands

Upper Band$32.44

Lower Band$30.41

%B Position646%(Upper)

Band Width0.26

RSI (14-Day)

Neutral

44.3

Momentum Oscillators

Stoch %K29.7

Stoch %D32.0

Williams %R-61.3

ROC (10d)-0.9%

Momentum-0.27

CCI (20d)-82.7

MFI (14d)25.6

Volatility Measures

ATR (14d)$0.58(1.9%)

StdDev (20d)0.51

Hist Vol16.4%(Low)

Volume Flow

VWAP$30.89

OBV2.7M

AD Line-96.5M

CMF (20d)-0.066

Volume Metrics

Avg Vol (20d)242.7K

Vol Ratio0.9x

VWMA (20d)$31.50

Pivot Points

R3$31.22

R2$30.99

R1$30.74

Pivot Point$30.52

S1$30.27

S2$30.04

S3$29.79

Advanced Oscillators

TSI-12.28

Ultimate Osc46.0

KST-16.50

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$72.20M	$71.74M	$71.18M	$70.96M	$65.21M	$62.82M	$60.80M	$58.49M	$56.68M	$58.39M	$59.82M	$66.08M
Cost of Revenue	N/A	$38.95M	$44.18M	$46.29M	$51.83M	$46.89M	$47.61M	$52.65M	$51.00M	$49.17M	$41.17M	$44.37M
Gross Profit	N/A	$63.20M	$68.76M	$68.81M	$57.58M	$60.10M	$59.86M	$55.34M	$55.72M	$58.16M	$62.69M	$56.93M

Operating Expenses	$39.04M	$38.37M	$39.11M	$37.36M	$36.35M	$34.98M	$34.53M	$35.08M	$35.28M	$36.45M	$35.21M	$34.24M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$21.94M	$30.13M	$31.46M	$21.23M	$25.11M	$25.33M	$21.12M	$20.44M	$21.72M	$27.48M	$26.68M

Interest Income	$103.32M	$102.15M	$105.11M	$105.23M	$101.33M	$99.26M	$100.11M	$100.42M	$98.66M	$99.59M	$97.18M	$94.07M
Interest Expense	$39.47M	$38.95M	$42.23M	$44.15M	$44.19M	$44.16M	$46.66M	$50.37M	$50.04M	$48.94M	$44.04M	$39.22M
Income Before Tax	$31.98M	$30.48M	$30.13M	$31.46M	$21.23M	$25.11M	$25.33M	$21.12M	$20.44M	$21.72M	$27.48M	$26.68M
Income Tax Expense	$8.47M	$7.92M	$8.89M	$9.40M	$6.12M	$7.44M	$7.63M	$6.23M	$5.99M	$6.55M	$8.84M	$7.89M

Net Income	$23.50M	$22.56M	$21.24M	$22.06M	$15.12M	$17.67M	$17.69M	$14.89M	$14.45M	$15.16M	$18.63M	$18.80M

EBITDA	$33.38M	$31.96M	$31.45M	$31.17M	$22.73M	$26.58M	$26.89M	$20.90M	$22.72M	$24.01M	$26.29M	$28.96M
EBIT	$31.98M	$30.48M	$30.13M	$31.46M	$21.23M	$25.11M	$25.33M	$21.12M	$20.44M	$21.72M	$27.48M	$26.68M

* Some calculated fields are derived from available data when not provided by source

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News

Hanmi Financial stock yields 0.04 percent on Nasdaq

Hanmi Financial (HAFC) stock yielded 0.04 percent and traded at a P/E ratio of 10.42 on October 15, 2026. The stock closed up 1.48 percent on Nasdaq compared to the previous day...

ad-hoc-news.de•Oct 15, 2026 3:41 PM ET10/15/26•Somewhat-Bullish

Hanmi Financial Corporation Announces Third Quarter 2026 Earnings and Conference Call Date

Hanmi Financial Corporation (Nasdaq: HAFC) announced it will report third-quarter 2026 financial results after market close on Tuesday, October 27...

The Manila Times•Oct 14, 2026 12:26 AM ET10/14/26•Neutral

Hanmi Financial sets Oct. 27 Q3 2026 earnings call

Hanmi Financial Corporation (HAFC) announced it will report its third-quarter 2026 financial results after market close on Tuesday, October 27...

Stock Titan•Oct 13, 2026 3:42 PM ET10/13/26•Neutral

Hanmi Financial (HAFC) Expected to Release Quarterly Earnings on Tuesday

Hanmi Financial (HAFC) is projected to release its Q3 2026 earnings after market close on Tuesday, October 20th. Analysts forecast earnings of $0.808 per share and revenue of $75.13 million. The company previously...

MarketBeat•Oct 13, 2026 1:43 AM ET10/13/26•Somewhat-Bullish

(HAFC) Price Dynamics and Execution-Aware Positioning

This article analyzes Hanmi Financial Corporation (NASDAQ: HAFC) highlighting weak near-term sentiment despite long-term strength. It details an exceptional 22.4:1 risk-reward setup targeting a 6.6% gain against 0.3%...

Stock Traders Daily•Oct 12, 2026 2:40 AM ET10/12/26•Somewhat-Bullish

HAFC Valuation and Fair Value

P/E: 10.4x
Forward P/E: 8.6x
EV/EBITDA: 5.6x
PEG: 1.4x
P/B: 1.1x

See GNG's fair value

HAFC Profitability: Margins, ROIC and FCF

Operating margin: 45.0%
Net margin: 32.2%
ROIC: 9.5%
ROE: 11.3%
FCF margin: 74.1%

HAFC Competitors

Company	Ticker
Hippo Holdings Inc	HIPO
Southside Bancshares, Inc.	SBSI
First Community Bancshares Inc	FCBC
Employers Holdings Inc	EIG
Mid Penn Bancorp	MPB
Barings BDC Inc	BBDC
Central Pacific Financial Corp	CPF
Farmers National Banc Corp	FMNB

Sector: Financial Services

HAFC Analyst Ratings

Consensus: Hold
Analysts: 4
Strong Buy: 1
Buy: 0
Hold: 3
Sell: 0
Strong Sell: 0

HAFC Bull Case vs Bear Case

Bull case

HAFC converts 74.1% of revenue into free cash flow.
HAFC has a 32.2% net profit margin.
HAFC beat EPS estimates in 75.0% of its last 8 reported quarters.

HAFC Earnings: Beat Rate and Next Report

Beat rate: 6 of 8 quarters (75.0%)
Average surprise: 2.2%
EPS estimate (fiscal period ending Sep 30, 2026): $0.81
Estimate revisions (30 days, fiscal period ending Sep 30, 2026): 1 up, 1 down

HAFC Dividend

Forward yield: 3.6%
Payout ratio: 36.7%
3Y DPS growth: 4.7%
5Y DPS growth: 15.7%
Pay months: Feb, May, Aug, Nov

HAFC dividend history

Frequently Asked Questions About HAFC

What is HAFC's current dividend yield?

Hanmi Financial Corporation (HAFC) has a forward dividend yield of 3.62%.

Does HAFC pay dividends?

Yes, Hanmi Financial Corporation pays dividends with a forward dividend yield of 3.62%.

What is HAFC's P/E ratio?

Hanmi Financial Corporation has a price-to-earnings (P/E) ratio of 10.42.

What is HAFC's market cap?

Hanmi Financial Corporation (HAFC) has a market capitalization of $904.01M with a current stock price of $30.94.

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