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    Metropolitan Bank Holding (MCB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $87.41
    +1.13 (+1.31%)

    Market Cap: $1.06B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    69%(24/35)
    Avg Surprise
    +8.50%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.38
    Range$2.28 - $2.46
    3 analysts
    EPS RevisionsNo revisions (7d)
    0
    3
    30d
    EPS Estimate DriftChange to current
    90d ago$2.64-10.0%
    60d ago$2.36+0.6%
    30d ago$2.36+0.6%
    7d ago$2.36+0.6%
    Current$2.38
    Revenue Consensus
    $97M
    Range$96M - $98M
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.55
    Range$2.39 - $2.82
    3 analysts
    Revenue Consensus
    $102M
    Range$102M - $103M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.55---
    Sep 26EST
    		-$2.38---
    Jun 26
    Reported Jul 21
    		$1.54$2.31-33.33%Miss-12.5%
    Mar 26
    Reported Apr 21
    		$2.92$2.31+26.41%Beat+101.4%
    Dec 25
    Reported Jan 20
    		$2.72$2.20+23.64%Beat+47.0%
    Sep 25
    Reported Oct 23
    		$0.67N/A-67.79%Miss-60.6%
    Jun 25
    Reported Jul 17
    		$1.76$1.73+1.73%Beat+17.3%
    Mar 25
    Reported Apr 21
    		$1.45$1.53-5.23%Miss-0.7%
    Dec 24
    Reported Jan 23
    		$1.85$1.49+24.16%Beat+44.5%
    Sep 24
    Reported Oct 17
    		$1.70$1.55+9.68%Beat-22.4%
    Jun 24
    Reported Jul 18
    		$1.50$1.57-4.46%Miss+9.5%
    Mar 24
    Reported Apr 18
    		$1.46$1.34+8.96%Beat-30.1%
    Dec 23
    Reported Jan 18
    		$1.28$1.48-13.51%Miss-47.3%
    Sep 23
    Reported Oct 19
    		$2.19$1.63+34.36%Beat-2.2%
    Jun 23
    Reported Jul 20
    		$1.37$1.73-20.81%Miss-34.1%
    Mar 23
    Reported Apr 18
    		$2.09$1.79+16.76%Beat+22.9%
    Dec 22
    Reported Jan 20
    		$2.43$2.32+4.74%Beat+42.1%
    Sep 22
    Reported Oct 20
    		$2.24$2.33-3.86%Miss+23.1%
    Jun 22
    Reported Jul 21
    		$2.08$1.85+12.43%Beat+37.7%
    Mar 22
    Reported Apr 21
    		$1.70$1.55+9.68%Beat+18.1%
    Dec 21
    Reported Jan 20
    		$1.71$1.42+20.42%Beat+23.0%
    Sep 21
    Reported Oct 20
    		$1.82$1.57+15.92%Beat+43.3%
    Jun 21
    Reported Jul 21
    		$1.51$1.41+7.09%Beat+36.0%
    Mar 21
    Reported Apr 21
    		$1.44$1.30+10.77%Beat+125.0%
    Dec 20
    Reported Mar 8
    		$1.39$1.17+18.80%Beat+49.5%
    Sep 20
    Reported Oct 21
    		$1.27$0.98+29.59%Beat+41.1%
    Jun 20
    Reported Jul 22
    		$1.11$0.79+40.51%Beat+56.3%
    Mar 20
    Reported Apr 20
    		$0.64$0.72-11.11%Miss-36.6%
    Dec 19
    Reported Mar 9
    		$0.93$0.87+6.90%Beat+24.0%
    Sep 19
    Reported Oct 23
    		$0.90$0.78+15.38%Beat+5.9%
    Jun 19
    Reported Jul 24
    		$0.71$0.89-20.22%Miss+1.4%
    Mar 19
    Reported Apr 24
    		$1.01$0.75+34.67%Beat+34.7%
    Dec 18
    Reported Mar 13
    		$0.75$0.76-1.32%Miss-27.9%
    Sep 18
    Reported Oct 25
    		$0.85$0.74+14.86%Beat+3.7%
    Jun 18
    Reported Jul 25
    		$0.70$0.81-13.58%Miss+26.1%
    Mar 18
    Reported Apr 25
    		$0.75$0.74+1.35%Beat-
    Dec 17
    Reported Jan 29
    		$1.04$0.51+103.92%Beat-
    Sep 17
    Reported Nov 13
    		$0.82N/AN/ABeat-
    Jun 17
    Reported Aug 30
    		$0.56$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield1.60%
    Forward Annual Dividend$1.40
    Payout Ratio13.60%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Key Metrics

    Valuation
    P/E Ratio11.14EV/EBITDA7.99x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin27.80%Operating Margin36.60%
    ROE10.20%ROIC8.55%
    Financial Health
    Debt/Equity0.04xInterest Coverage0.63x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.04Avg Volume131.01K
    52-Week High$101.6652-Week Low$64.09

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$87.46
    SMA 20$87.91
    SMA 50$90.20
    SMA 200$89.22
    EMA 10$87.26
    EMA 20$87.99
    EMA 50$89.68
    EMA 200$87.34

    MACD

    Line: -1.00Signal: -1.00Hist: -0.00

    ADX

    ADX: 25.4+DI: 17.0-DI: 28.2

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down96.0
    PSAR$88.54

    Bollinger Bands

    Upper Band$89.99
    Lower Band$85.83
    %B Position472%(Upper)
    Band Width0.38

    RSI (14-Day)

    Neutral
    44.4

    Momentum Oscillators

    Stoch %K36.5
    Stoch %D32.7
    Williams %R-46.7
    ROC (10d)-0.2%
    Momentum-0.19
    CCI (20d)-48.6
    MFI (14d)28.0

    Volatility Measures

    ATR (14d)$1.94(2.2%)
    StdDev (20d)1.04
    Hist Vol15.6%(Low)

    Volume Flow

    VWAP$87.33
    OBV1.1M
    AD Line-20.8M
    CMF (20d)-0.085

    Volume Metrics

    Avg Vol (20d)131.0K
    Vol Ratio1.3x
    VWMA (20d)$87.96

    Pivot Points

    R3$89.17
    R2$87.89
    R1$87.08
    Pivot Point$85.80
    S1$84.99
    S2$83.71
    S3$82.90

    Advanced Oscillators

    TSI-18.72
    Ultimate Osc41.0
    KST-34.74

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$93.01M$88.83M$62.57M$80.28M$76.75M$71.98M$72.37M$72.10M$68.05M$66.71M$62.02M$63.09M
    Cost of RevenueN/A$46.72M$54.99M$78.55M$59.77M$56.32M$54.73M$57.91M$55.76M$53.15M$54.81M$45.13M
    Gross ProfitN/A$90.79M$85.56M$55.98M$69.89M$66.08M$69.50M$68.83M$66.14M$66.19M$57.01M$59.28M
    Operating Expenses$51.80M$46.40M$20.36M$45.79M$43.11M$42.72M$38.16M$51.26M$42.26M$41.90M$34.13M$33.95M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$44.39M$41.18M$10.18M$26.78M$23.36M$31.34M$17.57M$23.88M$24.29M$19.87M$28.36M
    Interest Income$140.94M$134.93M$137.47M$132.00M$127.04M$118.77M$119.83M$120.45M$115.76M$112.33M$105.27M$97.90M
    Interest Expense$50.49M$49.02M$40.20M$54.69M$53.40M$51.82M$53.23M$55.22M$54.22M$52.63M$48.27M$44.34M
    Income Before Tax$27.88M$44.39M$41.18M$10.18M$26.78M$23.36M$31.34M$17.57M$23.88M$24.29M$19.87M$28.36M
    Income Tax Expense$8.66M$12.96M$12.32M$3.06M$8.02M$7.01M$9.93M$5.30M$7.08M$8.08M$5.30M$6.29M
    Net Income$19.22M$31.43M$28.86M$7.12M$18.77M$16.35M$21.42M$12.27M$16.80M$16.20M$14.57M$22.06M
    EBITDA$26.20M$41.67M$37.09M$5.25M$25.30M$23.30M$30.32M$14.86M$21.71M$21.09M$23.66M$29.18M
    EBIT$27.88M$44.73M$39.36M$10.62M$27.26M$24.75M$32.70M$18.15M$24.25M$24.29M$21.35M$28.36M
    * Some calculated fields are derived from available data when not provided by source

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    MCB Valuation and Fair Value

    P/E
    11.1x
    EV/EBITDA
    8.0x
    P/B
    1.1x
    See GNG's fair value

    MCB Profitability: Margins, ROIC and FCF

    Operating margin
    36.6%
    Net margin
    27.8%
    ROIC
    8.5%
    ROE
    10.2%
    FCF margin
    31.1%

    MCB Competitors

    CompanyTicker
    Northeast BancorpNBN
    Five Star BancorpFSBC
    Heritage Insurance Hldgs IncHRTG
    International General Insurance Holdings LtdIGIC
    Morgan Stanley Direct Lending FundMSDL
    BlackRock Technology and Private Equity Term TrustBTX
    Walker & Dunlop IncWD
    Oaktree Specialty Lending CorpOCSL

    Sector: Financial Services

    MCB Analyst Ratings

    Consensus
    Buy
    Analysts
    3
    Strong Buy
    1
    Buy
    1
    Hold
    1
    Sell
    0
    Strong Sell
    0

    MCB Bull Case vs Bear Case

    Bull case

    • MCB converts 31.1% of revenue into free cash flow.
    • MCB has a 27.8% net profit margin.
    • MCB grew quarterly revenue 14.0% year over year.

    MCB Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    -2.6%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $2.38
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 3 down

    MCB Dividend

    Forward yield
    1.6%
    Payout ratio
    13.6%
    Pay months
    Feb, May, Aug, Nov

    Frequently Asked Questions About MCB

    What is MCB's current dividend yield?

    Metropolitan Bank Holding (MCB) has a forward dividend yield of 1.60%.

    Does MCB pay dividends?

    Yes, Metropolitan Bank Holding pays dividends with a forward dividend yield of 1.60%.

    What is MCB's P/E ratio?

    Metropolitan Bank Holding has a price-to-earnings (P/E) ratio of 11.14.

    What is MCB's market cap?

    Metropolitan Bank Holding (MCB) has a market capitalization of $1.06B with a current stock price of $87.41.

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    Sector: Financial Services

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