P

    PRA Group Inc (PRAA)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NASDAQ

    $18.82
    -0.32 (-1.67%)

    Market Cap: $720.58M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    73%(29/40)
    Avg Surprise
    +39.08%
    Streak
    4 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.80
    Range$0.53 - $1.07
    2 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate Drift
    90d ago$0.59-26.3%
    60d ago$0.59-26.3%
    30d ago$0.59-26.3%
    7d ago$0.59-26.3%
    Current$0.80
    Revenue Consensus
    $307M
    Range$280M - $331M
    3 analysts
    Dec 31, 2026
    EPS Consensus$1.57
    Range$1.57 - $1.57
    1 analysts
    Revenue Consensus
    $400M
    Range$346M - $445M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.57---
    Sep 26EST
    		-$0.80---
    Jun 26
    		$1.51$0.52+190.38%Beat+331.4%
    Mar 26
    		$0.73$0.51+43.14%Beat+711.1%
    Dec 25
    		$1.46$0.50+192.00%Beat+210.6%
    Sep 25
    		$0.53$0.50+6.00%Beat+8.2%
    Jun 25
    		$0.35$0.62-43.55%Miss-35.2%
    Mar 25
    		$0.09N/A-78.05%Miss+0.0%
    Dec 24
    		$0.47$0.45+5.22%Beat+313.6%
    Sep 24
    		$0.49$0.34+44.12%Beat+258.1%
    Jun 24
    		$0.54$0.05+980.00%Beat+640.0%
    Mar 24
    		$0.09$-0.15+160.00%Beat+106.0%
    Dec 23
    		$-0.22$-0.35+37.14%Beat-153.7%
    Sep 23
    		$-0.31$-0.38+18.42%Beat-149.2%
    Jun 23
    		$-0.10$-0.12+16.67%Beat-111.0%
    Mar 23
    		$-1.50$0.46-426.09%Miss-254.6%
    Dec 22
    		$0.41$0.32+28.13%Beat-48.1%
    Sep 22
    		$0.63$0.46+36.96%Beat-17.1%
    Jun 22
    		$0.91$0.53+71.70%Beat-25.4%
    Mar 22
    		$0.97$0.74+31.08%Beat-23.6%
    Dec 21
    		$0.79$0.66+19.70%Beat+21.5%
    Sep 21
    		$0.76$0.81-6.17%Miss-17.4%
    Jun 21
    		$1.22$0.76+60.53%Beat-3.2%
    Mar 21
    		$1.27$0.75+69.33%Beat+202.4%
    Dec 20
    		$0.65$0.62+4.84%Beat+8.3%
    Sep 20
    		$0.92$0.65+41.54%Beat+67.3%
    Jun 20
    		$1.26$0.66+90.91%Beat+207.3%
    Mar 20
    		$0.42$0.23+82.61%Beat+23.5%
    Dec 19
    		$0.60$0.51+17.65%Beat+81.8%
    Sep 19
    		$0.55$0.46+19.57%Beat+150.0%
    Jun 19
    		$0.41$0.37+10.81%Beat-4.7%
    Mar 19
    		$0.34$0.35-2.86%Miss-27.7%
    Dec 18
    		$0.33$0.27+22.22%Beat+10.0%
    Sep 18
    		$0.22$0.37-40.54%Miss-35.3%
    Jun 18
    		$0.43$0.45-4.44%Miss+43.3%
    Mar 18
    		$0.47$0.36+30.56%Beat+4.4%
    Dec 17
    		$0.30$0.34-11.76%Miss+215.4%
    Sep 17
    		$0.34$0.27+25.93%Beat-50.0%
    Jun 17
    		$0.30$0.49-38.78%Miss-
    Mar 17
    		$0.45$0.43+4.65%Beat-
    Dec 16
    		$-0.26N/A-138.24%Miss-
    Sep 16
    		$0.68$0.74-8.11%Miss-

    Dividends

    Dividend Metrics

    Yield0.00%
    Annual/Share$0.00
    Payout Ratio0.00%
    No dividend payments in the selected period.

    Key Metrics

    Valuation
    P/E Ratio4.45EV/EBITDA16.40x
    Price/FCF-18.95xFCF Yield-5.28%
    Profitability
    Profit Margin-19.90%Operating Margin41.20%
    ROE-20.30%ROIC6.91%
    Financial Health
    Debt/Equity3.69xInterest Coverage1.48x
    Current Ratio16.04xQuick Ratio16.04x
    Trading Statistics
    Beta1.10Avg Volume413.24K
    52-Week High$22.5552-Week Low$10.25

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$19.39
    SMA 20$19.25
    SMA 50$18.41
    SMA 200$16.97
    EMA 10$19.30
    EMA 20$19.11
    EMA 50$18.44
    EMA 200$17.36

    MACD

    Line: 0.34Signal: 0.47Hist: -0.13

    ADX

    ADX: 17.1+DI: 29.1-DI: 25.9

    Aroon & PSAR

    Aroon Up36.0
    Aroon Down16.0
    PSAR$21.08

    Bollinger Bands

    Upper Band$21.00
    Lower Band$17.50
    %B Position1819%(Upper)
    Band Width0.38

    RSI (14-Day)

    Neutral
    49.2

    Momentum Oscillators

    Stoch %K24.8
    Stoch %D32.8
    Williams %R-85.8
    ROC (10d)-7.0%
    Momentum-1.41
    CCI (20d)-33.7
    MFI (14d)44.2

    Volatility Measures

    ATR (14d)$0.86(4.6%)
    StdDev (20d)0.88
    Hist Vol57.2%(High)

    Volume Flow

    VWAP$18.98
    OBV4.1M
    AD Line-5.9M
    CMF (20d)-0.321

    Volume Metrics

    Avg Vol (20d)419.3K
    Vol Ratio0.8x
    VWMA (20d)$19.26

    Pivot Points

    R3$20.14
    R2$19.92
    R1$19.53
    Pivot Point$19.31
    S1$18.92
    S2$18.70
    S3$18.31

    Advanced Oscillators

    TSI9.73
    Ultimate Osc46.3
    KST82.45

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$372.17M$314.53M$886.50M$311.14M$3.46M$269.62M$546.96M$281.48M$284.23M$1.86M$221.42M$216.43M
    Cost of Revenue$70.38M$70.74M$73.38M$74.24M$75.72M$73.32M$74.96M$76.11M$74.24M$73.60M$71.07M$69.52M
    Gross Profit$301.80M$243.79M$813.12M$236.90M$-72,262,000$196.30M$472.00M$205.37M$209.99M$-71,741,000$150.35M$146.91M
    Operating Expenses$148.51M$140.54M$134.42M$552.45M$126.85M$121.72M$124.14M$115.39M$120.77M$115.59M$104.82M$103.87M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$15.76M$15.56M$15.60M$15.44M$14.46M$12.90M$15.99M$13.97M$14.25M$12.57M$14.04M$12.36M
    Operating Income$153.28M$103.25M$125.59M$-315,547,000$85.11M$74.58M$94.14M$89.98M$89.22M$66.40M$45.53M$43.05M
    Interest Income$-64,363,000$-63,518,000$187.42M$-64,087,000$-23,958,000$-60,970,000$168.69M$-61,062,000$-55,353,000$-52,278,000$130.78M$-49,473,000
    Interest Expense$64.96M$62.72M$63.72M$64.06M$23.98M$61.20M$60.74M$61.73M$55.41M$52.26M$52.20M$49.41M
    Income Before Tax$88.33M$40.54M$61.86M$-379,605,000$61.13M$13.38M$33.40M$28.25M$33.82M$14.14M$-6,676,000$-6,363,000
    Income Tax Expense$29.39M$8.76M$2.65M$24.36M$15.41M$4.31M$10.62M$-672,000$8.70M$2.39M$-816,000$1.79M
    Net Income$58.94M$31.77M$59.22M$-403,966,000$45.71M$9.06M$22.78M$28.92M$25.11M$11.75M$-5,860,000$-8,151,000
    EBITDA$159.47M$107.95M$-423,050,000$-311,103,000$373.78M$80.02M$-154,549,000$95.58M$94.14M$325.07M$49.68M$53.64M
    EBIT$152.69M$104.05M$-426,874,000$-315,518,000$369.31M$74.35M$-159,756,000$89.31M$89.17M$320.15M$44.27M$43.11M
    * Some calculated fields are derived from available data when not provided by source

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    News

    PRA Group (NASDAQ: PRAA): Why Is A newly announced investor-conference presentation in Focus Now?

    PRA Group (NASDAQ: PRAA) is in focus due to a newly announced investor-conference presentation, which provides a fresh reference point for evaluating the company's operational strategies. This update highlights the importance of consumer-credit portfolios and collection efficiency, enabling the market to assess the company's execution, business resilience, and future performance. Readers can use this event to understand PRA Group's resource allocation, constraints, and how the broader sector environment impacts its delivery.

    Kalkine Media•8/24/26•
    Somewhat-Bullish

    PRA Group to Present at the 2026 Midwest IDEAS Conference on Wednesday, August 26

    PRA Group, Inc. announced that its management is scheduled to present at the 2026 Midwest IDEAS Conference in Chicago, Illinois, on Wednesday, August 26, 2026, at 11:15 a.m. Central time. A webcast of the presentation and accompanying slides will be available on the company's investor relations website. Investors interested in scheduling a one-on-one meeting or receiving additional information can contact PRA Group's investor relations.

    PR Newswire•8/20/26•
    Neutral

    PRA Group (NASDAQ: PRAA) exec stock withheld for tax bill

    James Richard Owen, President of PRA Group Europe, had 1,844 shares of PRA Group common stock withheld to cover tax liabilities associated with the vesting of restricted stock units. This transaction occurred on August 15, 2026, with the shares valued at $20.60 each for tax purposes. After the withholding, Owen directly holds 93,426 shares of PRA Group common stock.

    Stock Titan•8/18/26•
    Neutral

    PRA Group (PRAA) lawyer uses 3,342 shares to cover taxes

    PRA Group (PRAA) General Counsel & CHRO, LaTisha Owens, had 3,342 shares of common stock withheld on August 15, 2026, to cover tax liabilities from vested restricted stock units. This transaction, valued at $20.60 per share, was not executed under a Rule 10b5-1 trading plan. Following the withholding, Owens directly holds 102,346 shares of PRAA common stock.

    Stock Titan•8/18/26•
    Neutral

    PRA Group (PRAA) 10K Form and Latest SEC Filings 2026

    This article provides a comprehensive overview of PRA Group's (NASDAQ:PRAA) SEC filings, including 10-K, 10-Q, and 8-K reports, as well as Form 4 insider ownership disclosures. It highlights the importance of these filings for investors to access verified financial data and track significant corporate events and insider trading activity. The article also details PRA Group's recent filings, including a Form 4 submitted on August 18, 2026, and a 10-Q filed on August 7, 2026.

    MarketBeat•8/18/26•
    Neutral

    Frequently Asked Questions About PRAA

    Does PRAA pay dividends?
    PRA Group Inc (PRAA) has a dividend payment track record. See the PRAA dividend history page for its current payment status, yield, and streaks.
    What is PRAA's P/E ratio?
    PRA Group Inc has a price-to-earnings (P/E) ratio of 4.45.
    What is PRAA's market cap?
    PRA Group Inc (PRAA) has a market capitalization of $720.58M with a current stock price of $18.82.

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