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    S

    Seacoast Banking Corporation of Florida (SBCF)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $31.62
    -0.21 (-0.66%)

    Market Cap: $3.06B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    77%(30/39)
    Avg Surprise
    +3.65%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.65
    Range$0.64 - $0.66
    5 analysts
    EPS RevisionsNo revisions (7d)
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.64+2.2%
    60d ago$0.65+0.0%
    30d ago$0.650.0%
    7d ago$0.650.0%
    Current$0.65
    Revenue Consensus
    $217M
    Range$216M - $217M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.71
    Range$0.69 - $0.75
    6 analysts
    Revenue Consensus
    $219M
    Range$218M - $220M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.71---
    Sep 26EST
    		-$0.65---
    Jun 26
    Reported Jul 28
    		$0.61$0.60+1.67%Beat+22.0%
    Mar 26
    Reported Apr 28
    		$0.62$0.58+6.90%Beat+63.2%
    Dec 25
    Reported Jan 29
    		$0.44$0.50-12.00%Miss-8.3%
    Sep 25
    Reported Oct 27
    		$0.52$0.46+13.04%Beat+44.4%
    Jun 25
    Reported Jul 24
    		$0.50$0.43+16.28%Beat+38.9%
    Mar 25
    Reported Apr 24
    		$0.38$0.40-5.00%Miss+2.7%
    Dec 24
    Reported Jan 27
    		$0.48$0.34+41.18%Beat+11.6%
    Sep 24
    Reported Oct 24
    		$0.36$0.36+0.00%Beat-21.7%
    Jun 24
    Reported Jul 25
    		$0.36$0.33+9.09%Beat-37.9%
    Mar 24
    Reported Apr 25
    		$0.37$0.36+2.78%Beat+2.8%
    Dec 23
    Reported Jan 25
    		$0.43$0.40+7.50%Beat-23.2%
    Sep 23
    Reported Oct 26
    		$0.46$0.40+15.00%Beat-13.2%
    Jun 23
    Reported Jul 27
    		$0.58$0.52+11.54%Beat-1.7%
    Mar 23
    Reported Apr 27
    		$0.36$0.55-34.55%Miss-18.2%
    Dec 22
    Reported Jan 26
    		$0.56$0.48+16.67%Beat-9.7%
    Sep 22
    Reported Oct 27
    		$0.53$0.61-13.11%Miss+3.9%
    Jun 22
    Reported Jul 28
    		$0.59$0.55+7.27%Beat+0.0%
    Mar 22
    Reported Apr 28
    		$0.44$0.44+0.00%Beat-30.2%
    Dec 21
    Reported Jan 27
    		$0.62$0.52+19.23%Beat+12.7%
    Sep 21
    Reported Oct 28
    		$0.51$0.47+8.51%Beat+2.0%
    Jun 21
    Reported Jul 22
    		$0.59$0.51+15.69%Beat+22.9%
    Mar 21
    Reported Apr 22
    		$0.63$0.46+36.96%Beat+530.0%
    Dec 20
    Reported Jan 28
    		$0.55$0.49+12.24%Beat+5.8%
    Sep 20
    Reported Oct 27
    		$0.50$0.44+13.64%Beat-5.7%
    Jun 20
    Reported Jul 23
    		$0.48$0.40+20.00%Beat-4.0%
    Mar 20
    Reported Apr 28
    		$0.10N/A-75.61%Miss-78.7%
    Dec 19
    Reported Jan 23
    		$0.52$0.50+4.00%Beat+10.6%
    Sep 19
    Reported Oct 24
    		$0.53$0.49+8.16%Beat+43.2%
    Jun 19
    Reported Jul 25
    		$0.50$0.47+6.38%Beat+31.6%
    Mar 19
    Reported Apr 25
    		$0.47$0.46+2.17%Beat+17.5%
    Dec 18
    Reported Jan 24
    		$0.47$0.44+6.82%Beat+27.0%
    Sep 18
    Reported Oct 25
    		$0.37$0.41-9.76%Miss+5.7%
    Jun 18
    Reported Jul 26
    		$0.38$0.43-11.63%Miss+31.0%
    Mar 18
    Reported Apr 26
    		$0.40$0.39+2.56%Beat+53.8%
    Dec 17
    Reported Jan 25
    		$0.37$0.36+2.78%Beat+23.3%
    Sep 17
    Reported Oct 26
    		$0.35$0.34+2.94%Beat-
    Jun 17
    Reported Jul 27
    		$0.29$0.30-3.33%Miss-
    Mar 17
    Reported Apr 25
    		$0.26$0.27-3.70%Miss-
    Dec 16
    Reported Mar 15
    		$0.30$0.30+0.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.40%
    Forward Annual Dividend$0.76
    Payout Ratio45.20%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+4.48%
    SBCF dividend history and ex-dividend datesRun SBCF in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio14.44EV/EBITDA9.23x
    Price/FCF14.74xFCF Yield6.79%
    Profitability
    Profit Margin23.80%Operating Margin48.80%
    ROE6.07%ROIC8.06%
    Financial Health
    Debt/Equity0.48xInterest Coverage1.39x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.91Avg Volume875.87K
    52-Week High$36.0752-Week Low$27.95

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$32.05
    SMA 20$32.55
    SMA 50$33.70
    SMA 200$32.21
    EMA 10$32.07
    EMA 20$32.49
    EMA 50$33.02
    EMA 200$31.99

    MACD

    Line: -0.53Signal: -0.48Hist: -0.05

    ADX

    ADX: 36.8+DI: 14.8-DI: 35.3

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down68.0
    PSAR$31.38

    Bollinger Bands

    Upper Band$33.91
    Lower Band$31.19
    %B Position836%(Upper)
    Band Width0.16

    RSI (14-Day)

    Neutral
    34.9

    Momentum Oscillators

    Stoch %K23.5
    Stoch %D23.7
    Williams %R-80.5
    ROC (10d)-2.3%
    Momentum-0.75
    CCI (20d)-101.9
    MFI (14d)36.8

    Volatility Measures

    ATR (14d)$0.64(2.0%)
    StdDev (20d)0.68
    Hist Vol15.7%(Low)

    Volume Flow

    VWAP$31.72
    OBV16.6M
    AD Line-185.1M
    CMF (20d)-0.072

    Volume Metrics

    Avg Vol (20d)869.1K
    Vol Ratio0.7x
    VWMA (20d)$32.62

    Pivot Points

    R3$32.57
    R2$32.39
    R1$32.11
    Pivot Point$31.93
    S1$31.65
    S2$31.47
    S3$31.19

    Advanced Oscillators

    TSI-24.34
    Ultimate Osc44.6
    KST-58.09

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$208.17M$213.60M$363.92M$157.29M$151.38M$186.28M$317.71M$130.34M$126.61M$125.58M$243.66M$137.10M
    Cost of RevenueN/A$75.00M$110.69M$77.77M$71.01M$75.14M$74.08M$83.97M$80.55M$72.25M$70.03M$63.23M
    Gross ProfitN/A$145.81M$136.93M$148.76M$146.86M$131.30M$128.92M$123.82M$121.44M$123.96M$124.17M$134.41M
    Operating Expenses$123.11M$122.17M$130.55M$101.99M$91.73M$90.60M$85.58M$84.82M$82.54M$90.37M$86.37M$93.92M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$40.92M$43.45M$46.93M$55.28M$40.85M$43.60M$39.25M$39.15M$33.84M$37.80M$40.49M
    Interest Income$255.55M$250.71M$256.06M$202.71M$193.35M$184.25M$185.93M$184.12M$179.81M$175.71M$176.85M$179.85M
    Interest Expense$75.16M$74.24M$81.43M$69.24M$66.48M$65.74M$70.13M$77.45M$75.38M$70.63M$66.04M$60.54M
    Income Before Tax$76.07M$40.92M$43.45M$46.93M$55.28M$40.85M$43.60M$39.25M$39.15M$33.84M$37.80M$40.49M
    Income Tax Expense$16.53M$9.03M$9.19M$10.46M$12.59M$9.39M$9.51M$8.60M$8.91M$7.83M$8.26M$9.08M
    Net Income$59.53M$31.89M$34.26M$36.47M$42.69M$31.46M$34.09M$30.65M$30.24M$26.01M$29.54M$31.41M
    EBITDA$82.94M$94.89M$224.42M$50.58M$57.88M$92.05M$231.19M$44.79M$43.36M$37.59M$156.44M$39.77M
    EBIT$76.07M$90.67M$204.11M$46.93M$55.28M$86.44M$228.44M$39.25M$39.15M$33.84M$153.30M$40.49M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Stock Has Average Target Price of $36.50 According to Analysts

    Seacoast Banking Corporation of Florida (NASDAQ:SBCF) has received an average target price of $36.50 from analysts, with a "Moderate Buy" rating. The company recently reported strong quarterly earnings...

    MarketBeat•10/16/26•Bullish

    Form 4 Seacoast Banking Corporation of Florida For: 10 October By Investing.com

    This article announces the filing of a Form 4 for Seacoast Banking Corporation of Florida on October 10. The filing is related to insider trading information for the company...

    Investing.com South Africa•10/10/26•Neutral

    Form 4 Seacoast Banking Corporation of Florida For: 10 October By Investing.com

    This article announces the filing of Form 4 for Seacoast Banking Corporation of Florida on October 10th. Form 4 is an SEC filing used to report changes in beneficial ownership of securities by a company's insiders....

    Investing.com UK•10/10/26•Neutral

    Form 4 Seacoast Banking Corporation of Florida For: 10 October By Investing.com

    This article announces the filing of Form 4 for Seacoast Banking Corporation of Florida on October 10. The short piece primarily serves as a notification without providing further details on the content of the Form 4. It...

    Investing.com Canada•10/10/26•Neutral

    A 387-share award at $31.97 goes to Seacoast Banking (SBCF) subsidiary director H. Gilbert Culbreth Jr.

    H. Gilbert Culbreth Jr., a Director of Subsidiary for Seacoast Banking Corp of Florida (SBCF), acquired 387 common shares on October 8, 2026...

    Stock Titan•10/9/26•Neutral

    SBCF Valuation and Fair Value

    P/E
    14.4x
    Forward P/E
    16.9x
    EV/EBITDA
    9.2x
    P/FCF
    14.7x
    PEG
    1.6x
    P/B
    1.1x
    See GNG's fair value

    SBCF Profitability: Margins, ROIC and FCF

    Operating margin
    48.8%
    Net margin
    23.8%
    ROIC
    8.1%
    ROE
    6.1%
    FCF margin
    21.9%
    FCF yield
    6.8%

    SBCF Competitors

    CompanyTicker
    Fulton Financial CorporationFULTP
    Hercules Capital, Inc.HTGC
    Community Bank System IncCBU
    Digitalbridge Group IncDBRG
    Golub Capital BDC IncGBDC
    PennyMac Finl Svcs IncPFSI
    AllianceBernstein Holding L.P.AB
    Slide Insurance Holdings, Inc. Common StockSLDE

    Sector: Financial Services

    SBCF Analyst Ratings

    Consensus
    Buy
    Analysts
    6
    Strong Buy
    2
    Buy
    0
    Hold
    4
    Sell
    0
    Strong Sell
    0

    SBCF Bull Case vs Bear Case

    Bull case

    • SBCF converts 21.9% of revenue into free cash flow.
    • SBCF has a 23.8% net profit margin.
    • SBCF grew quarterly revenue 38.3% year over year.

    SBCF Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    7.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.65
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    SBCF Dividend

    Forward yield
    2.4%
    Payout ratio
    45.2%
    3Y DPS growth
    4.5%
    Pay months
    Mar, Jun, Sep, Dec
    SBCF dividend history

    Frequently Asked Questions About SBCF

    What is SBCF's current dividend yield?

    Seacoast Banking Corporation of Florida (SBCF) has a forward dividend yield of 2.40%.

    Does SBCF pay dividends?

    Yes, Seacoast Banking Corporation of Florida pays dividends with a forward dividend yield of 2.40%.

    What is SBCF's P/E ratio?

    Seacoast Banking Corporation of Florida has a price-to-earnings (P/E) ratio of 14.44.

    What is SBCF's market cap?

    Seacoast Banking Corporation of Florida (SBCF) has a market capitalization of $3.06B with a current stock price of $31.62.

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