Skip to main content
    L

    Lemonade Inc (LMND)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NYSE

    $45.85
    +1.99 (+4.54%)

    Market Cap: $3.39B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    92%(24/26)
    Avg Surprise
    +6.07%
    Streak
    20 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$-0.58
    Range$-0.63 - $-0.41
    11 analysts
    EPS RevisionsNo revisions (7d)
    2
    8
    30d
    EPS Estimate DriftChange to current
    90d ago$-0.53-9.4%
    60d ago$-0.60+3.7%
    30d ago$-0.60+3.5%
    7d ago$-0.60+3.5%
    Current$-0.58
    Revenue Consensus
    $322M
    Range$315M - $325M
    9 analysts
    Period ending Dec 31, 2026
    EPS Consensus$-0.14
    Range$-0.23 - $-0.02
    12 analysts
    Revenue Consensus
    $351M
    Range$330M - $365M
    11 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$-0.14---
    Sep 26EST
    		-$-0.58---
    Jun 26
    Reported Jul 29
    		$-0.56$-0.56+0.00%Beat+26.3%
    Mar 26
    Reported Apr 29
    		$-0.49$-0.57+14.04%Beat+43.0%
    Dec 25
    Reported Feb 19
    		$-0.29$-0.39+26.11%Beat+31.0%
    Sep 25
    Reported Nov 5
    		$-0.51$-0.72+29.17%Beat+46.3%
    Jun 25
    Reported Aug 5
    		$-0.76$-0.76+0.00%Beat+6.2%
    Mar 25
    Reported May 6
    		$-0.86$-0.93+7.53%Beat-28.4%
    Dec 24
    Reported Feb 25
    		$-0.42$-0.56+25.00%Beat+31.1%
    Sep 24
    Reported Oct 30
    		$-0.95$-1.02+6.86%Beat-20.3%
    Jun 24
    Reported Jul 30
    		$-0.81$-0.87+6.90%Beat+16.5%
    Mar 24
    Reported Apr 30
    		$-0.67$-0.79+15.19%Beat+29.5%
    Dec 23
    Reported Feb 27
    		$-0.61$-0.80+23.75%Beat+34.4%
    Sep 23
    Reported Nov 1
    		$-0.79$-0.84+5.95%Beat+36.8%
    Jun 23
    Reported Aug 2
    		$-0.97$-1.02+4.90%Beat+11.0%
    Mar 23
    Reported May 3
    		$-0.95$-1.13+15.93%Beat+21.5%
    Dec 22
    Reported Feb 22
    		$-0.93$-1.20+22.50%Beat+13.9%
    Sep 22
    Reported Nov 8
    		$-1.25$-1.25+0.00%Beat-15.7%
    Jun 22
    Reported Aug 8
    		$-1.09$-1.31+16.79%Beat-21.1%
    Mar 22
    Reported May 9
    		$-1.21$-1.43+15.38%Beat-49.4%
    Dec 21
    Reported Feb 23
    		$-1.08$-1.13+4.42%Beat-80.0%
    Sep 21
    Reported Nov 8
    		$-1.08$-1.15+6.09%Beat-89.5%
    Jun 21
    Reported Aug 4
    		$-0.90$-0.89-1.12%Miss+49.2%
    Mar 21
    Reported May 11
    		$-0.81$-0.81+0.00%Beat+74.1%
    Dec 20
    Reported Mar 1
    		$-0.60$-0.64+6.25%Beat-13.2%
    Sep 20
    Reported Nov 10
    		$-0.57$-0.63+9.52%Beat-
    Jun 20
    Reported Jul 2
    		$-1.77$-0.87-103.45%Miss-
    Mar 20
    Reported Jun 3
    		$-3.13$-3.13+0.00%Beat-
    Jun 19
    Reported Sep 9
    		$-0.53$0.00N/AMiss-

    Key Metrics

    Valuation
    P/E Ratio-24.78EV/EBITDAN/A
    Price/FCF-136.28xFCF Yield-0.73%
    Profitability
    Profit Margin-14.20%Operating Margin-11.80%
    ROE-27.00%ROICN/A
    Financial Health
    Debt/Equity0.41xInterest CoverageN/A
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.87Avg Volume1.22M
    52-Week High$99.9052-Week Low$42.70

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$45.92
    SMA 20$45.84
    SMA 50$49.39
    SMA 200$60.28
    EMA 10$45.63
    EMA 20$46.44
    EMA 50$49.53
    EMA 200$55.68

    MACD

    Line: -1.29Signal: -1.46Hist: 0.17

    ADX

    ADX: 21.3+DI: 20.6-DI: 28.6

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down96.0
    PSAR$48.16

    Bollinger Bands

    Upper Band$48.29
    Lower Band$43.39
    %B Position1069%(Upper)
    Band Width0.50

    RSI (14-Day)

    Neutral
    44.4

    Momentum Oscillators

    Stoch %K34.1
    Stoch %D33.9
    Williams %R-45.4
    ROC (10d)-1.9%
    Momentum-0.91
    CCI (20d)-55.1
    MFI (14d)56.8

    Volatility Measures

    ATR (14d)$1.94(4.2%)
    StdDev (20d)1.22
    Hist Vol40.4%(High)

    Volume Flow

    VWAP$45.02
    OBV24.7M
    AD Line14.7M
    CMF (20d)-0.013

    Volume Metrics

    Avg Vol (20d)1.3M
    Vol Ratio1.4x
    VWMA (20d)$45.76

    Pivot Points

    R3$47.27
    R2$46.12
    R1$44.99
    Pivot Point$43.85
    S1$42.71
    S2$41.57
    S3$40.44

    Advanced Oscillators

    TSI-20.38
    Ultimate Osc55.9
    KST-85.63

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$294.40M$234.40M$228.10M$194.50M$164.10M$151.20M$148.80M$136.60M$122.00M$119.10M$115.50M$114.50M
    Cost of RevenueN/A$133.30M$84.50M$113.70M$98.90M$111.50M$53.10M$97.70M$89.30M$83.20M$58.70M$91.00M
    Gross ProfitN/A$101.10M$143.60M$80.80M$65.20M$39.70M$95.70M$38.90M$32.70M$35.90M$56.80M$23.50M
    Operating Expenses$336.20M$135.70M$248.70M$230.80M$206.70M$212.60M$186.60M$202.40M$177.10M$164.30M$155.10M$174.10M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$42.20M$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$-34,600,000$-20,600,000$-36,300,000$-42,600,000$-61,400,000$-37,800,000$-65,800,000$-55,100,000$-45,200,000$-39,600,000$-59,600,000
    Interest Income$0$2.10M$0$0$0$0$0$0$0$0$0$0
    Interest Expense$0$0$0$0$0$0$0$0$0$0$0$0
    Income Before Tax$-41,800,000$-34,600,000$-20,600,000$-36,300,000$-42,600,000$-61,400,000$-37,800,000$-65,800,000$-55,100,000$-45,200,000$-39,600,000$-59,600,000
    Income Tax Expense$1.60M$1.20M$1.10M$1.20M$1.30M$1.00M$-7,800,000$1.90M$2.10M$2.10M$2.80M$1.90M
    Net Income$-43,400,000$-35,800,000$-21,700,000$-37,500,000$-43,900,000$-62,400,000$-30,000,000$-67,700,000$-57,200,000$-47,300,000$-42,400,000$-61,500,000
    EBITDA$-41,800,000$-31,900,000$-19,400,000$-34,300,000$-39,400,000$-58,400,000$-34,700,000$-62,400,000$-51,400,000$-41,500,000$-36,100,000$-55,900,000
    EBIT$-41,800,000$-34,600,000$-20,600,000$-36,300,000$-42,600,000$-61,400,000$-37,800,000$-65,800,000$-55,100,000$-45,200,000$-39,600,000$-59,600,000
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about LMND

    News

    Why Is Lemonade (NYSE:LMND) Trading Below Key Averages on NYSE?

    Lemonade (NYSE:LMND) recently hit a new annual trading low, falling below key averages despite substantial quarterly revenue growth. The digital insurer, known for leveraging AI and automation in its services...

    Kalkine Media•10/14/26•Somewhat-Bearish

    Lemonade stock hits 52-week low at 43.27 USD

    Lemonade Inc. (LMND) stock has fallen to a 52-week low of $43.27, representing a 55% drop from its high and a 37% year-to-date loss. Despite this downturn...

    Investing.com•10/14/26•Bearish

    When Can We Expect A Profit From Lemonade, Inc. (NYSE:LMND)?

    This article analyzes Lemonade, Inc.'s financial performance and future profitability outlook based on analyst estimates. It highlights that analysts expect Lemonade to become profitable in 2027...

    Moomoo•10/13/26•Somewhat-Bullish

    Lemonade, Inc. (LMND) latest stock news and headlines

    This article provides a compilation of recent news and headlines regarding Lemonade, Inc. (LMND) stock, highlighting various aspects including its performance, analyst opinions...

    Yahoo Finance UK•10/13/26•Neutral

    Lemonade (LMND) Short Interest & Short Float | Updated Oct 2026

    This article provides an updated overview of Lemonade (LMND) short interest and short float as of September 30, 2026. It details that 11.38 million shares of LMND were sold short, representing 16.75% of the public float...

    MarketBeat•10/9/26•Somewhat-Bearish

    LMND Valuation and Fair Value

    P/E
    -24.8x
    P/FCF
    -136.3x
    P/B
    7.1x
    See GNG's fair value

    LMND Profitability: Margins, ROIC and FCF

    Operating margin
    -11.8%
    Net margin
    -14.2%
    ROE
    -27.0%
    FCF yield
    -0.7%

    LMND Competitors

    CompanyTicker
    Northern Trust CorporationNTRSO
    Genworth Financial IncGNW
    Nicolet Bankshares Inc.NIC
    Texas Capital Bancshares, Inc.TCBIO
    Cohen & Steers IncCNS
    Inter & Co. Inc. Class A Common SharesINTR
    Hamilton Insurance Group, Ltd.HG
    First Interstate BancSystem IncFIBK

    Sector: Financial Services

    LMND Analyst Ratings

    Consensus
    Hold
    Analysts
    11
    Strong Buy
    1
    Buy
    2
    Hold
    6
    Sell
    2
    Strong Sell
    0

    LMND Bull Case vs Bear Case

    Bull case

    • LMND beat EPS estimates in 75.0% of its last 8 reported quarters.
    • LMND grew quarterly revenue 79.4% year over year.

    Bear case

    • LMND has a -14.2% net profit margin.

    LMND Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    13.6%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $-0.58
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 8 down

    Frequently Asked Questions About LMND

    Does LMND pay dividends?

    Lemonade Inc (LMND) does not currently pay a regular dividend.

    What is LMND's market cap?

    Lemonade Inc (LMND) has a market capitalization of $3.39B with a current stock price of $45.85.

    Related stocks

    Sector: Financial Services

    All stocks starting with L

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In