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    S

    Simmons First National Corporation (SFNC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $22.16
    -0.18 (-0.81%)

    Market Cap: $3.20B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    79%(31/39)
    Avg Surprise
    +11.36%

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$0.53
    Range$0.50 - $0.57
    7 analysts
    Revenue Consensus
    $258M
    Range$248M - $266M
    7 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.53---
    Sep 26
    Reported Oct 15
    		$N/A$0.53N/ABeat-
    Jun 26
    Reported Jul 16
    		$0.50$0.53-5.66%Miss+13.6%
    Mar 26
    Reported Apr 16
    		$0.47$0.47+0.00%Beat+80.8%
    Dec 25
    Reported Jan 20
    		$0.54$0.48+12.50%Beat+38.5%
    Sep 25
    Reported Oct 16
    		$0.46$0.47-2.13%Miss+24.3%
    Jun 25
    Reported Jul 17
    		$0.44$0.39+12.82%Beat+33.3%
    Mar 25
    Reported Apr 16
    		$0.26$0.36-27.78%Miss-18.8%
    Dec 24
    Reported Jan 22
    		$0.39$0.35+11.43%Beat-2.5%
    Sep 24
    Reported Oct 18
    		$0.37$0.33+12.12%Beat-5.1%
    Jun 24
    Reported Jul 24
    		$0.33$0.31+6.45%Beat-31.2%
    Mar 24
    Reported Apr 24
    		$0.32$0.33-3.03%Miss-13.5%
    Dec 23
    Reported Jan 24
    		$0.40$0.36+11.11%Beat-37.5%
    Sep 23
    Reported Oct 24
    		$0.39$0.35+11.43%Beat-39.1%
    Jun 23
    Reported Jul 25
    		$0.48$0.41+17.07%Beat-7.7%
    Mar 23
    Reported Apr 25
    		$0.37$0.47-21.28%Miss-37.3%
    Dec 22
    Reported Jan 24
    		$0.64$0.60+6.67%Beat+23.1%
    Sep 22
    Reported Oct 25
    		$0.64$0.61+4.92%Beat-12.3%
    Jun 22
    Reported Jul 21
    		$0.52$0.49+6.12%Beat-24.6%
    Mar 22
    Reported Apr 28
    		$0.59$0.51+15.69%Beat+0.0%
    Dec 21
    Reported Jan 27
    		$0.52$0.50+4.00%Beat-8.8%
    Sep 21
    Reported Oct 26
    		$0.73$0.58+25.86%Beat+15.9%
    Jun 21
    Reported Jul 27
    		$0.69$0.52+32.69%Beat+25.5%
    Mar 21
    Reported Apr 20
    		$0.59$0.53+11.32%Beat-9.2%
    Dec 20
    Reported Jan 26
    		$0.57$0.42+35.71%Beat-13.6%
    Sep 20
    Reported Oct 19
    		$0.63$0.41+53.66%Beat-27.6%
    Jun 20
    Reported Jul 21
    		$0.55$0.30+83.33%Beat-19.1%
    Mar 20
    Reported Apr 21
    		$0.65$0.44+47.73%Beat+22.6%
    Dec 19
    Reported Jan 23
    		$0.66$0.60+10.00%Beat+8.2%
    Sep 19
    Reported Oct 22
    		$0.87$0.64+35.94%Beat+42.6%
    Jun 19
    Reported Jul 23
    		$0.68$0.59+15.25%Beat+15.3%
    Mar 19
    Reported Apr 22
    		$0.53$0.54-1.85%Miss-7.0%
    Dec 18
    Reported Jan 22
    		$0.61$0.61+0.00%Beat+24.5%
    Sep 18
    Reported Oct 22
    		$0.61$0.58+5.17%Beat+41.9%
    Jun 18
    Reported Jul 23
    		$0.59$0.58+1.72%Beat+40.5%
    Mar 18
    Reported Apr 23
    		$0.57$0.52+9.62%Beat+58.3%
    Dec 17
    Reported Jan 22
    		$0.49$0.45+8.89%Beat+6.5%
    Sep 17
    Reported Oct 22
    		$0.43$0.44-2.27%Miss-
    Jun 17
    Reported Jul 19
    		$0.42$0.40+5.00%Beat-
    Mar 17
    Reported Apr 19
    		$0.36$0.42-14.29%Miss-
    Dec 16
    Reported Jan 18
    		$0.46$0.43+6.98%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.88%
    Forward Annual Dividend$0.86
    Payout Ratio81.90%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+3.80%
    5Y CAGR+4.56%
    SFNC dividend history and ex-dividend datesRun SFNC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.25EV/EBITDAN/A
    Price/FCF6.72xFCF Yield14.88%
    Profitability
    Profit Margin0.00%Operating Margin38.30%
    ROE-9.94%ROIC-7.78%
    Financial Health
    Debt/Equity0.37xInterest Coverage0.25x
    Current Ratio76.98xQuick Ratio76.98x
    Trading Statistics
    Beta0.94Avg Volume1.53M
    52-Week High$24.1052-Week Low$16.31

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$22.48
    SMA 20$22.65
    SMA 50$22.89
    SMA 200$21.23
    EMA 10$22.43
    EMA 20$22.58
    EMA 50$22.67
    EMA 200$21.47

    MACD

    Line: -0.16Signal: -0.10Hist: -0.06

    ADX

    ADX: 20.0+DI: 15.0-DI: 25.7

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down84.0
    PSAR$23.14

    Bollinger Bands

    Upper Band$23.25
    Lower Band$22.06
    %B Position524%(Upper)
    Band Width0.09

    RSI (14-Day)

    Neutral
    41.0

    Momentum Oscillators

    Stoch %K12.8
    Stoch %D15.5
    Williams %R-92.3
    ROC (10d)-1.6%
    Momentum-0.36
    CCI (20d)-124.2
    MFI (14d)44.5

    Volatility Measures

    ATR (14d)$0.45(2.0%)
    StdDev (20d)0.30
    Hist Vol16.2%(Low)

    Volume Flow

    VWAP$22.27
    OBV31.4M
    AD Line-574.6M
    CMF (20d)-0.140

    Volume Metrics

    Avg Vol (20d)1.6M
    Vol Ratio1.5x(High)
    VWMA (20d)$22.66

    Pivot Points

    R3$22.81
    R2$22.65
    R1$22.50
    Pivot Point$22.34
    S1$22.18
    S2$22.02
    S3$21.87

    Advanced Oscillators

    TSI-10.83
    Ultimate Osc36.5
    KST-16.69

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$355.62M$301.81M$358.81M$-445,981,000$354.19M$350.96M$366.40M$348.22M$369.23M$362.50M$343.43M$350.91M
    Cost of Revenue$124.49M$104.65M$125.35M$138.73M$155.14M$171.21M$174.37M$188.72M$186.34M$180.95M$179.12M$165.78M
    Gross Profit$231.13M$197.17M$233.46M$-584,709,000$199.04M$179.75M$192.03M$159.49M$182.89M$181.56M$164.32M$185.13M
    Operating Expenses$147.74M$140.67M$139.43M$138.81M$135.40M$141.55M$137.97M$133.99M$136.14M$136.55M$144.88M$128.64M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$96.04M$140.67M$89.86M$81.42M$78.78M$80.22M$77.14M$74.74M$76.40M$79.79M$82.20M$72.05M
    Operating Income$83.39M$56.49M$94.03M$-723,524,000$63.64M$38.20M$54.05M$25.50M$46.75M$45.01M$19.43M$56.49M
    Interest Income$307.68M$301.81M$307.53M$313.42M$315.02M$307.84M$325.98M$334.29M$329.14M$322.65M$323.52M$310.29M
    Interest Expense$107.05M$104.65M$110.23M$126.76M$143.20M$144.41M$161.04M$176.58M$175.24M$170.74M$167.89M$156.85M
    Income Before Tax$83.39M$86.07M$94.03M$-723,524,000$63.64M$38.20M$54.05M$25.50M$46.75M$45.01M$19.43M$56.49M
    Income Tax Expense$16.70M$17.53M$15.95M$-160,732,000$8.87M$5.81M$5.73M$761,000$5.99M$6.13M$-4,473,000$9.24M
    Net Income$66.69M$68.54M$78.08M$-562,792,000$54.77M$32.39M$48.32M$24.74M$40.76M$38.87M$23.91M$47.25M
    EBITDA$93.33M$66.50M$103.88M$-713,539,000$73.85M$48.96M$65.30M$37.15M$58.43M$56.54M$31.38M$68.47M
    EBIT$83.39M$56.49M$94.03M$-723,524,000$63.64M$38.20M$54.05M$25.50M$46.75M$45.01M$19.43M$56.49M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Simmons First National Q3FY26 Results: Adjusted EPS beats estimate at $0.54

    Simmons First National reported strong Q3 2026 results with an adjusted EPS of $0.54, surpassing the consensus estimate of $0.53 by 1.89%. Despite total revenue missing estimates...

    scanx.trade•10/15/26•Bullish

    DA Davidson raises Simmons First Ntl price target to $24

    DA Davidson has increased its price target for Simmons First Ntl (SFNC) to $24 from $23, maintaining a Neutral rating. This adjustment follows a review of the bank's market position and valuation. Separately, Keefe...

    scanx.trade•9/30/26•Somewhat-Bullish

    Simmons First National Q3FY26 Results: Earnings release set for Oct 15

    Simmons First National Corporation (NASDAQ: SFNC) is scheduled to release its Q3FY26 financial results on October 15, 2026, after market close, with a conference call set for October 16, 2026...

    scanx.trade•9/30/26•Neutral

    Simmons First National Announces Closure of 26 Bank Branches Effective December 2026

    Simmons First National Corporation (NASDAQ:SFNC) announced the closure of 26 Simmons Bank branches across six states, effective December 4, 2026...

    Kalkine Media•9/3/26•Somewhat-Bullish

    Simmons Bank will close 26 branches, including 6 in Arkansas

    Simmons Bank announced it will close 26 branches across its six-state footprint, including six in Arkansas, as part of a review of its retail network strategy. The closures, effective December 4...

    The Arkansas Democrat-Gazette•9/3/26•Somewhat-Bearish

    SFNC Valuation and Fair Value

    P/E
    11.2x
    Forward P/E
    9.5x
    P/FCF
    6.7x
    PEG
    3.8x
    P/B
    0.9x
    See GNG's fair value

    SFNC Profitability: Margins, ROIC and FCF

    Gross margin
    13.5%
    Operating margin
    38.3%
    Net margin
    0.0%
    ROIC
    -7.8%
    ROE
    -9.9%
    FCF margin
    84.3%
    FCF yield
    14.9%

    SFNC Competitors

    CompanyTicker
    First Financial BancorpFFBC
    WisdomTree Inc.WT
    First Interstate BancSystem IncFIBK
    Marathon Digital Holdings IncMARA
    Inter & Co. Inc. Class A Common SharesINTR
    Towne BankTOWN
    Texas Capital Bancshares, Inc.TCBIO
    Park National CorporationPRK

    Sector: Financial Services

    SFNC Analyst Ratings

    Consensus
    Buy
    Analysts
    7
    Strong Buy
    3
    Buy
    2
    Hold
    1
    Sell
    1
    Strong Sell
    0

    SFNC Bull Case vs Bear Case

    Bull case

    • SFNC converts 84.3% of revenue into free cash flow.
    • SFNC grew quarterly revenue 14.3% year over year.
    • 71.4% of SFNC's analyst ratings are Buy or Strong Buy.

    SFNC Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    1.7%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $0.53

    SFNC Dividend

    Forward yield
    3.9%
    Payout ratio
    81.9%
    3Y DPS growth
    3.8%
    5Y DPS growth
    4.6%
    Pay months
    Jan, Apr, Jul, Oct
    SFNC dividend history

    Frequently Asked Questions About SFNC

    What is SFNC's current dividend yield?

    Simmons First National Corporation (SFNC) has a forward dividend yield of 3.88%.

    Does SFNC pay dividends?

    Yes, Simmons First National Corporation pays dividends with a forward dividend yield of 3.88%.

    What is SFNC's P/E ratio?

    Simmons First National Corporation has a price-to-earnings (P/E) ratio of 11.25.

    What is SFNC's market cap?

    Simmons First National Corporation (SFNC) has a market capitalization of $3.20B with a current stock price of $22.16.

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