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    C

    Camden National Corporation (CAC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $55.87
    +0.32 (+0.58%)

    Market Cap: $938.63M

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    82%(32/39)
    Avg Surprise
    +8.38%
    Streak
    4 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.34
    Range$1.26 - $1.37
    5 analysts
    EPS RevisionsNo revisions (7d)
    2
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$1.35-0.8%
    60d ago$1.35-0.4%
    30d ago$1.35-0.4%
    7d ago$1.35-0.4%
    Current$1.34
    Revenue Consensus
    $68M
    Range$67M - $69M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.50
    Range$1.32 - $1.59
    5 analysts
    Revenue Consensus
    $70M
    Range$67M - $73M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.50---
    Sep 26EST
    		-$1.34---
    Jun 26
    Reported Jul 28
    		$1.35$1.30+3.85%Beat+51.7%
    Mar 26
    Reported Apr 28
    		$1.29$1.25+3.20%Beat+35.8%
    Dec 25
    Reported Jan 27
    		$1.33$1.32+0.76%Beat+29.1%
    Sep 25
    Reported Oct 28
    		$1.24$1.19+4.20%Beat+31.9%
    Jun 25
    Reported Jul 29
    		$0.89$1.11-19.82%Miss+8.5%
    Mar 25
    Reported May 6
    		$0.95$0.99-4.04%Miss+10.5%
    Dec 24
    Reported Jan 28
    		$1.03$0.89+15.73%Beat+21.2%
    Sep 24
    Reported Oct 29
    		$0.94$0.83+13.25%Beat-2.1%
    Jun 24
    Reported Jul 30
    		$0.82$0.71+15.49%Beat-4.7%
    Mar 24
    Reported Apr 30
    		$0.86$0.71+21.13%Beat-2.3%
    Dec 23
    Reported Jan 30
    		$0.85$0.80+6.25%Beat-19.0%
    Sep 23
    Reported Oct 31
    		$0.96$0.75+28.00%Beat-2.0%
    Jun 23
    Reported Jul 25
    		$0.86$0.81+6.17%Beat-16.5%
    Mar 23
    Reported Apr 25
    		$0.88$0.88+0.00%Beat-22.8%
    Dec 22
    Reported Jan 31
    		$1.05$1.04+0.96%Beat-6.3%
    Sep 22
    Reported Oct 25
    		$0.98$1.06-7.55%Miss+0.0%
    Jun 22
    Reported Jul 26
    		$1.03$1.08-4.63%Miss-15.6%
    Mar 22
    Reported Apr 26
    		$1.14$0.98+16.33%Beat-13.6%
    Dec 21
    Reported Jan 25
    		$1.12$1.01+10.89%Beat-8.9%
    Sep 21
    Reported Oct 26
    		$0.98$1.01-2.97%Miss-16.9%
    Jun 21
    Reported Jul 27
    		$1.22$1.11+9.91%Beat+64.9%
    Mar 21
    Reported Apr 27
    		$1.32$1.01+30.69%Beat+46.7%
    Dec 20
    Reported Jan 26
    		$1.23$0.96+28.13%Beat+23.0%
    Sep 20
    Reported Oct 27
    		$1.18$0.83+42.17%Beat+24.2%
    Jun 20
    Reported Jul 28
    		$0.74$0.73+1.37%Beat-14.0%
    Mar 20
    Reported Apr 28
    		$0.90$0.69+30.43%Beat-2.2%
    Dec 19
    Reported Jan 28
    		$1.00$0.89+12.36%Beat+9.9%
    Sep 19
    Reported Oct 29
    		$0.95$0.89+6.74%Beat+4.4%
    Jun 19
    Reported Jul 30
    		$0.86$0.87-1.15%Miss+8.9%
    Mar 19
    Reported Apr 30
    		$0.92$0.78+17.95%Beat+10.8%
    Dec 18
    Reported Jan 29
    		$0.91$0.84+8.33%Beat+24.7%
    Sep 18
    Reported Oct 30
    		$0.91$0.86+5.81%Beat+21.3%
    Jun 18
    Reported Jul 31
    		$0.79$0.81-2.47%Miss+16.2%
    Mar 18
    Reported Apr 24
    		$0.83$0.82+1.22%Beat+23.9%
    Dec 17
    Reported Jan 30
    		$0.73$0.69+5.80%Beat+1.4%
    Sep 17
    Reported Oct 31
    		$0.75$0.69+8.70%Beat-
    Jun 17
    Reported Jul 25
    		$0.68$0.67+1.49%Beat-
    Mar 17
    Reported Apr 25
    		$0.67$0.64+4.69%Beat-
    Dec 16
    Reported Jan 31
    		$0.72$0.67+7.46%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.01%
    Forward Annual Dividend$1.68
    Payout Ratio32.04%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+1.64%
    5Y CAGR+4.94%
    CAC dividend history and ex-dividend datesRun CAC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.72EV/EBITDA11.48x
    Price/FCF9.21xFCF Yield10.85%
    Profitability
    Profit Margin34.40%Operating Margin47.30%
    ROE12.90%ROIC6.84%
    Financial Health
    Debt/Equity0.79xInterest Coverage1.02x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.56Avg Volume93.20K
    52-Week High$60.1352-Week Low$34.28

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$56.20
    SMA 20$56.50
    SMA 50$57.10
    SMA 200$51.13
    EMA 10$56.07
    EMA 20$56.40
    EMA 50$56.37
    EMA 200$51.54

    MACD

    Line: -0.36Signal: -0.26Hist: -0.10

    ADX

    ADX: 24.0+DI: 13.9-DI: 23.5

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down96.0
    PSAR$57.35

    Bollinger Bands

    Upper Band$57.95
    Lower Band$55.05
    %B Position513%(Upper)
    Band Width0.28

    RSI (14-Day)

    Neutral
    45.2

    Momentum Oscillators

    Stoch %K35.5
    Stoch %D35.3
    Williams %R-60.1
    ROC (10d)-1.0%
    Momentum-0.55
    CCI (20d)-78.1
    MFI (14d)43.2

    Volatility Measures

    ATR (14d)$1.33(2.4%)
    StdDev (20d)0.72
    Hist Vol18.1%(Low)

    Volume Flow

    VWAP$55.79
    OBV3.2M
    AD Line-29.5M
    CMF (20d)-0.007

    Volume Metrics

    Avg Vol (20d)91.0K
    Vol Ratio1.0x
    VWMA (20d)$56.57

    Pivot Points

    R3$57.52
    R2$56.72
    R1$56.13
    Pivot Point$55.33
    S1$54.74
    S2$53.94
    S3$53.35

    Advanced Oscillators

    TSI-9.31
    Ultimate Osc51.5
    KST-18.61

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$67.41M$64.34M$68.05M$65.40M$62.28M$60.05M$47.58M$44.99M$42.83M$41.59M$38.70M$37.66M
    Cost of RevenueN/A$26.01M$28.13M$32.59M$37.03M$38.97M$28.89M$30.37M$30.63M$27.72M$27.66M$24.51M
    Gross ProfitN/A$52.36M$68.05M$60.01M$53.63M$48.94M$45.42M$43.39M$40.87M$42.43M$36.78M$36.91M
    Operating Expenses$37.36M$35.71M$36.86M$35.93M$37.60M$44.45M$28.36M$28.90M$27.31M$27.36M$27.85M$26.21M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$16.10M$31.19M$26.50M$17.76M$6.17M$18.40M$15.85M$14.87M$16.34M$10.28M$12.02M
    Interest Income$78.99M$78.37M$82.04M$80.89M$79.32M$78.39M$63.49M$63.72M$62.16M$60.18M$59.80M$57.67M
    Interest Expense$26.05M$26.01M$28.13M$29.62M$30.11M$29.54M$28.08M$30.13M$29.98M$28.91M$27.09M$25.09M
    Income Before Tax$29.34M$28.08M$28.22M$26.50M$17.76M$6.17M$18.40M$15.85M$14.87M$16.34M$10.28M$12.02M
    Income Tax Expense$6.32M$6.19M$5.66M$5.30M$3.68M$-1,152,000$3.74M$2.78M$2.88M$3.06M$1.80M$2.24M
    Net Income$23.02M$21.88M$22.56M$21.19M$14.08M$7.33M$14.67M$13.07M$11.99M$13.27M$8.48M$9.79M
    EBITDA$32.71M$30.96M$31.29M$29.65M$21.18M$9.41M$19.83M$17.27M$16.27M$17.73M$9.99M$15.43M
    EBIT$29.34M$28.08M$28.22M$26.50M$17.76M$6.17M$18.40M$15.85M$14.87M$16.34M$10.28M$12.02M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Camden National Corporation (CAC) Options Chain - Yahoo Finance

    This article provides the options chain for Camden National Corporation (CAC), including details for both call and put options with various strike prices and expiration dates. It lists the last trade date, last price...

    Yahoo! Finance Canada•10/10/26•Neutral

    Camden National Corporation (NASDAQ:CAC) Stock Has Average Target Price of $56.50 According to Analysts

    Camden National Corporation (NASDAQ:CAC) has an average 12-month target price of $56.50 from analysts, with a consensus "Hold" rating. The company exceeded its quarterly earnings expectations...

    MarketBeat•10/10/26•Bullish

    Camden National (NASDAQ:CAC) Share Price Crosses Above 200-Day Moving Average - Here's What Happened

    Camden National (NASDAQ:CAC) shares have crossed above their 200-day moving average, reaching $56.47 before closing at $55.49. Analysts currently hold a consensus "Hold" rating with an average price target of $56.50...

    MarketBeat•10/10/26•Bullish

    Camden National Bank Strengthens New Hampshire Commercial Banking Presence with Strategic Hires

    Camden National Bank has expanded its commercial banking team in New Hampshire with the strategic hires of Nicholas Russo, Shaylah Begley...

    Lelezard•10/5/26•Bullish

    At 3 p.m. Eastern on Oct. 27, Camden National will host its quarterly results call.

    Camden National Corporation (NASDAQ: CAC) announced it will report its quarterly financial results for the period ended September 30, 2026, on October 27...

    Stock Titan•10/2/26•Neutral

    CAC Valuation and Fair Value

    P/E
    10.7x
    Forward P/E
    10.3x
    EV/EBITDA
    11.5x
    P/FCF
    9.2x
    PEG
    0.0x
    P/B
    1.3x
    See GNG's fair value

    CAC Profitability: Margins, ROIC and FCF

    Operating margin
    47.3%
    Net margin
    34.4%
    ROIC
    6.8%
    ROE
    12.9%
    FCF margin
    38.7%
    FCF yield
    10.9%

    CAC Competitors

    CompanyTicker
    NB Bancorp, Inc. Common StockNBBK
    TrustCo Bank Corp NYTRST
    Horizon BancorpHBNC
    Selective Insurance Group, Inc.SIGIP
    Equity Bancshares, Inc.EQBK
    Central Pacific Financial CorpCPF
    Goldman Sachs BDC IncGSBD
    Mid Penn BancorpMPB

    Sector: Financial Services

    CAC Analyst Ratings

    Consensus
    Hold
    Analysts
    5
    Strong Buy
    1
    Buy
    0
    Hold
    4
    Sell
    0
    Strong Sell
    0

    CAC Bull Case vs Bear Case

    Bull case

    • CAC converts 38.7% of revenue into free cash flow.
    • CAC has a 34.4% net profit margin.
    • CAC beat EPS estimates in 75.0% of its last 8 reported quarters.

    CAC Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    2.1%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.34
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 2 down

    CAC Dividend

    Forward yield
    3.0%
    Payout ratio
    32.0%
    3Y DPS growth
    1.6%
    5Y DPS growth
    4.9%
    Pay months
    Jan, Apr, Jul, Oct
    CAC dividend history

    Frequently Asked Questions About CAC

    What is CAC's current dividend yield?

    Camden National Corporation (CAC) has a forward dividend yield of 3.01%.

    Does CAC pay dividends?

    Yes, Camden National Corporation pays dividends with a forward dividend yield of 3.01%.

    What is CAC's P/E ratio?

    Camden National Corporation has a price-to-earnings (P/E) ratio of 10.72.

    What is CAC's market cap?

    Camden National Corporation (CAC) has a market capitalization of $938.63M with a current stock price of $55.87.

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