C

    Central Pacific Financial Corp (CPF)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $37.26
    -0.58 (-1.52%)

    Market Cap: $974.02M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    75%(30/40)
    Avg Surprise
    +9.23%
    Streak
    3 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.85
    Range$0.82 - $0.88
    4 analysts
    EPS Revisions
    1
    0
    7d
    2
    1
    30d
    EPS Estimate Drift
    90d ago$0.83-2.4%
    60d ago$0.84-0.8%
    30d ago$0.84-0.8%
    7d ago$0.85-0.4%
    Current$0.85
    Revenue Consensus
    $77M
    Range$77M - $78M
    4 analysts
    Dec 31, 2026
    EPS Consensus$0.90
    Range$0.85 - $0.96
    4 analysts
    Revenue Consensus
    $79M
    Range$77M - $81M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.90---
    Sep 26EST
    		-$0.85---
    Jun 26
    		$0.80$0.78+2.56%Beat+19.4%
    Mar 26
    		$0.78$0.74+5.41%Beat+20.0%
    Dec 25
    		$0.85$0.73+16.44%Beat+21.4%
    Sep 25
    		$0.73$0.74-1.35%Miss+49.0%
    Jun 25
    		$0.67$0.70-4.29%Miss+15.5%
    Mar 25
    		$0.65$0.63+3.17%Beat+35.4%
    Dec 24
    		$0.70$0.62+12.90%Beat+27.3%
    Sep 24
    		$0.49$0.56-12.50%Miss+0.0%
    Jun 24
    		$0.58$0.48+20.83%Beat+9.4%
    Mar 24
    		$0.48$0.45+6.67%Beat-20.0%
    Dec 23
    		$0.55$0.48+14.58%Beat-25.7%
    Sep 23
    		$0.49$0.52-5.77%Miss-19.7%
    Jun 23
    		$0.53$0.54-1.85%Miss-17.2%
    Mar 23
    		$0.60$0.55+9.09%Beat-14.3%
    Dec 22
    		$0.74$0.60+23.33%Beat-7.5%
    Sep 22
    		$0.61$0.60+1.67%Beat-17.6%
    Jun 22
    		$0.64$0.54+18.52%Beat-3.0%
    Mar 22
    		$0.70$0.56+25.00%Beat+9.4%
    Dec 21
    		$0.80$0.65+23.08%Beat+35.6%
    Sep 21
    		$0.74$0.58+27.59%Beat+208.3%
    Jun 21
    		$0.66$0.56+17.86%Beat+88.6%
    Mar 21
    		$0.64$0.49+30.61%Beat+120.7%
    Dec 20
    		$0.59$0.37+59.46%Beat+18.0%
    Sep 20
    		$0.24$0.30-20.00%Miss-52.9%
    Jun 20
    		$0.35$0.22+59.09%Beat-25.5%
    Mar 20
    		$0.29$0.29+0.00%Beat-47.3%
    Dec 19
    		$0.50$0.49+2.04%Beat-7.4%
    Sep 19
    		$0.51$0.50+2.00%Beat-1.9%
    Jun 19
    		$0.47$0.51-7.84%Miss-2.1%
    Mar 19
    		$0.55$0.50+10.00%Beat+14.6%
    Dec 18
    		$0.54$0.49+10.20%Beat+38.5%
    Sep 18
    		$0.52$0.47+10.64%Beat+40.5%
    Jun 18
    		$0.48$0.46+4.35%Beat+23.1%
    Mar 18
    		$0.48$0.46+4.35%Beat+14.3%
    Dec 17
    		$0.39$0.41-4.88%Miss-4.9%
    Sep 17
    		$0.37$0.41-9.76%Miss+0.0%
    Jun 17
    		$0.39$0.40-2.50%Miss-
    Mar 17
    		$0.42$0.39+7.69%Beat-
    Dec 16
    		$0.41$0.37+10.81%Beat-
    Sep 16
    		$0.37$0.37+0.00%Beat-

    Dividends

    Dividend Metrics

    Yield3.11%
    Annual/Share$1.16
    Payout Ratio36.34%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+1.58%
    5Y CAGR+3.45%
    View CPF's full dividend history

    Key Metrics

    Valuation
    P/E Ratio11.79EV/EBITDAN/A
    Price/FCF9.81xFCF Yield10.19%
    Profitability
    Profit Margin28.80%Operating Margin36.80%
    ROE14.20%ROIC12.33%
    Financial Health
    Debt/Equity0.13xInterest Coverage1.58x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.84Avg Volume150.13K
    52-Week High$40.6652-Week Low$26.46

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$37.63
    SMA 20$38.30
    SMA 50$38.41
    SMA 200$33.90
    EMA 10$37.80
    EMA 20$38.08
    EMA 50$37.82
    EMA 200$34.50

    MACD

    Line: -0.27Signal: -0.15Hist: -0.11

    ADX

    ADX: 20.7+DI: 13.7-DI: 26.0

    Aroon & PSAR

    Aroon Up24.0
    Aroon Down72.0
    PSAR$38.12

    Bollinger Bands

    Upper Band$39.91
    Lower Band$36.69
    %B Position841%(Upper)
    Band Width0.17

    RSI (14-Day)

    Neutral
    39.1

    Momentum Oscillators

    Stoch %K32.8
    Stoch %D37.4
    Williams %R-81.1
    ROC (10d)-3.0%
    Momentum-1.15
    CCI (20d)-105.9
    MFI (14d)51.1

    Volatility Measures

    ATR (14d)$0.81(2.2%)
    StdDev (20d)0.81
    Hist Vol14.5%(Low)

    Volume Flow

    VWAP$37.21
    OBV3.9M
    AD Line-57.5M
    CMF (20d)-0.325

    Volume Metrics

    Avg Vol (20d)149.5K
    Vol Ratio0.7x
    VWMA (20d)$38.29

    Pivot Points

    R3$38.61
    R2$38.36
    R1$38.10
    Pivot Point$37.85
    S1$37.59
    S2$37.34
    S3$37.08

    Advanced Oscillators

    TSI-11.76
    Ultimate Osc44.7
    KST-29.03

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$77.45M$72.93M$76.29M$74.81M$72.81M$68.80M$58.40M$66.58M$64.04M$61.43M$66.31M$61.98M
    Cost of RevenueN/A$18.04M$16.79M$22.78M$23.31M$23.64M$22.96M$26.83M$26.11M$28.10M$27.57M$25.31M
    Gross ProfitN/A$69.51M$76.29M$69.41M$66.63M$63.47M$57.07M$62.55M$60.47M$56.38M$56.06M$55.66M
    Operating Expenses$46.18M$43.67M$45.68M$47.01M$43.95M$42.07M$44.18M$46.69M$41.15M$40.58M$42.52M$39.61M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$26.91M$30.61M$23.64M$23.88M$22.55M$13.40M$17.07M$20.65M$16.92M$19.14M$17.49M
    Interest Income$78.69M$77.10M$78.88M$79.96M$78.12M$77.21M$77.96M$77.90M$75.84M$74.40M$74.11M$72.41M
    Interest Expense$15.86M$15.74M$16.79M$18.66M$18.32M$19.51M$22.19M$24.05M$23.92M$24.21M$22.97M$20.48M
    Income Before Tax$26.89M$26.91M$28.21M$23.64M$23.88M$22.55M$13.40M$17.07M$20.65M$16.92M$19.14M$17.49M
    Income Tax Expense$6.07M$6.19M$5.34M$5.07M$5.61M$4.79M$2.06M$3.76M$4.83M$3.97M$4.27M$4.35M
    Net Income$20.82M$20.73M$22.88M$18.57M$18.27M$17.76M$11.35M$13.30M$15.82M$12.95M$14.87M$13.14M
    EBITDA$28.44M$28.58M$29.83M$25.27M$25.68M$24.16M$17.01M$19.42M$23.09M$19.40M$21.75M$20.28M
    EBIT$26.89M$26.91M$28.21M$23.64M$23.88M$22.55M$13.40M$17.07M$20.65M$16.92M$19.14M$17.49M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about CPF

    News

    Trading Systems Reacting to (CPF) Volatility

    This article from Stock Traders Daily discusses the volatility of Central Pacific Financial Corp (NYSE: CPF) based on AI model analysis. It highlights neutral near and mid-term readings but a positive long-term bias, along with specific risk-reward setups. The piece outlines three distinct trading strategies (Position Trading, Momentum Breakout, and Risk Hedging) and provides multi-timeframe signal analysis for CPF.

    Stock Traders Daily•8/9/26•
    Neutral

    Central Pacific Financial Corp (CPF) Stock News Today

    This article from TradingKey provides current stock information for Central Pacific Financial Corp (CPF). It lists the stock price, market capitalization, and P/E ratio, and offers navigation to various financial data points. The article notes that more news for CPF is expected soon.

    TradingKey•8/7/26•
    Neutral

    CENTRAL PACIFIC FINANCIAL CORP Q2 2026: Revenue $77.45M, EPS $0.8— 10-Q Summary

    CENTRAL PACIFIC FINANCIAL CORP (CPF) reported strong second-quarter 2026 results, with revenue reaching $77.45 million, net income of $20.82 million, and diluted EPS of $0.80. These figures represent significant year-over-year increases, driven by improved net interest income and other income. The company also noted a shift in loan mix towards commercial and construction lending and an improved efficiency ratio.

    TradingView•8/7/26•
    Bullish

    Central Pacific Financial Corp (CPF) Earnings Forecast: Future EPS & Revenue Growth Estimates

    This article provides an earnings forecast for Central Pacific Financial Corp (CPF), detailing its current earnings forecast score, average price target, and analyst ratings. It includes expected revenue for the next quarter, past and future EPS performance, and a "Buy" recommendation from analysts. The report emphasizes that this is not trading advice and encourages personal analysis.

    TradingKey•8/6/26•
    Somewhat-Bullish

    Did Stronger Earnings, Dividend Hike and Buybacks Just Shift Central Pacific Financial's (CPF) Investment Narrative?

    Central Pacific Financial (CPF) reported stronger Q2 2026 earnings, including higher net interest income and net income, alongside a 3.4% dividend increase and share buybacks. These actions suggest a focus on capital return and may positively influence investor perception of the company's income and capital management. While the bank remains tied to Hawaii's regional economy and interest rate sensitivity, these developments modestly support its earnings resilience.

    Simply Wall Street•8/5/26•
    Bullish

    Frequently Asked Questions About CPF

    What is CPF's current dividend yield?
    Central Pacific Financial Corp (CPF) has a current dividend yield of 3.11%.
    Does CPF pay dividends?
    Yes, Central Pacific Financial Corp pays dividends with a current yield of 3.11%.
    What is CPF's P/E ratio?
    Central Pacific Financial Corp has a price-to-earnings (P/E) ratio of 11.79.
    What is CPF's market cap?
    Central Pacific Financial Corp (CPF) has a market capitalization of $974.02M with a current stock price of $37.26.

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In