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    T

    Triumph Financial, Inc. (TFIN)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $61.26
    -1.16 (-1.86%)

    Market Cap: $1.46B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    51%(20/39)
    Avg Surprise
    +4.73%
    Streak
    3 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.60
    Range$0.50 - $0.66
    5 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.57+4.3%
    60d ago$0.60-0.7%
    30d ago$0.60-0.7%
    7d ago$0.60-0.3%
    Current$0.60
    Revenue Consensus
    $123M
    Range$122M - $125M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.84
    Range$0.73 - $0.91
    5 analysts
    Revenue Consensus
    $129M
    Range$124M - $133M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.84---
    Sep 26EST
    		-$0.60---
    Jun 26
    Reported Jul 21
    		$0.44$0.44+0.00%Beat+193.3%
    Mar 26
    Reported Apr 21
    		$0.23$0.15+53.33%Beat+866.7%
    Dec 25
    Reported Jan 26
    		$0.77$0.30+156.67%Beat+492.3%
    Sep 25
    Reported Oct 15
    		$0.04N/A-60.00%Miss-78.9%
    Jun 25
    Reported Jul 16
    		$0.15$0.05+200.00%Beat+87.5%
    Mar 25
    Reported Apr 16
    		$-0.03$0.04-175.00%Miss-121.4%
    Dec 24
    Reported Jan 22
    		$0.13$0.25-48.00%Miss-64.9%
    Sep 24
    Reported Oct 16
    		$0.19$0.18+5.56%Beat-62.7%
    Jun 24
    Reported Jul 17
    		$0.08N/A-63.64%Miss-72.4%
    Mar 24
    Reported Apr 17
    		$0.14N/A-58.82%Miss-67.4%
    Dec 23
    Reported Jan 23
    		$0.37$0.40-7.50%Miss-44.8%
    Sep 23
    Reported Oct 19
    		$0.51$0.38+34.21%Beat-17.7%
    Jun 23
    Reported Jul 20
    		$0.29$0.41-29.27%Miss-83.3%
    Mar 23
    Reported Apr 25
    		$0.43$0.52-17.31%Miss-53.8%
    Dec 22
    Reported Jan 25
    		$0.67$0.66+1.52%Beat-34.3%
    Sep 22
    Reported Oct 19
    		$0.62$0.80-22.50%Miss-34.0%
    Jun 22
    Reported Jul 20
    		$1.74$0.88+97.73%Beat+48.7%
    Mar 22
    Reported Apr 20
    		$0.93$1.00-7.00%Miss-29.5%
    Dec 21
    Reported Jan 20
    		$1.02$1.06-3.77%Miss-18.4%
    Sep 21
    Reported Oct 20
    		$0.94$1.08-12.96%Miss+3.3%
    Jun 21
    Reported Jul 21
    		$1.17$1.02+14.71%Beat+368.0%
    Mar 21
    Reported Apr 21
    		$1.32$0.91+45.05%Beat+833.3%
    Dec 20
    Reported Jan 21
    		$1.25$0.82+52.44%Beat+89.4%
    Sep 20
    Reported Oct 19
    		$0.91$0.49+85.71%Beat+62.5%
    Jun 20
    Reported Jul 20
    		$0.25$0.09+177.78%Beat-47.9%
    Mar 20
    Reported Apr 20
    		$-0.18$0.28-164.29%Miss-132.7%
    Dec 19
    Reported Jan 21
    		$0.66$0.61+8.20%Beat-1.5%
    Sep 19
    Reported Oct 16
    		$0.56$0.56+0.00%Beat+9.8%
    Jun 19
    Reported Jul 17
    		$0.48$0.47+2.13%Beat-4.0%
    Mar 19
    Reported Apr 17
    		$0.55$0.54+1.85%Beat+5.8%
    Dec 18
    Reported Jan 22
    		$0.67$0.70-4.29%Miss+97.1%
    Sep 18
    Reported Oct 17
    		$0.51$0.47+8.51%Beat+8.5%
    Jun 18
    Reported Jul 18
    		$0.50$0.52-3.85%Miss-2.0%
    Mar 18
    Reported Apr 18
    		$0.52$0.54-3.70%Miss+2500.0%
    Dec 17
    Reported Jan 22
    		$0.34$0.46-26.09%Miss+3.0%
    Sep 17
    Reported Oct 18
    		$0.47$0.45+4.44%Beat-
    Jun 17
    Reported Jul 19
    		$0.51$0.33+54.55%Beat-
    Mar 17
    Reported Apr 19
    		$0.02N/A-94.44%Miss-
    Dec 16
    Reported Jan 23
    		$0.33$0.40-17.50%Miss-

    Key Metrics

    Valuation
    P/E Ratio41.39EV/EBITDA18.00x
    Price/FCF18.74xFCF Yield5.34%
    Profitability
    Profit Margin8.50%Operating Margin21.30%
    ROE4.12%ROIC3.59%
    Financial Health
    Debt/Equity0.12xInterest Coverage0.58x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.53Avg Volume248.12K
    52-Week High$83.5252-Week Low$49.27

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$62.09
    SMA 20$61.80
    SMA 50$68.06
    SMA 200$67.45
    EMA 10$62.11
    EMA 20$62.89
    EMA 50$66.39
    EMA 200$66.76

    MACD

    Line: -1.49Signal: -2.01Hist: 0.52

    ADX

    ADX: 38.9+DI: 13.0-DI: 27.6

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down64.0
    PSAR$64.00

    Bollinger Bands

    Upper Band$63.68
    Lower Band$59.92
    %B Position608%(Upper)
    Band Width0.36

    RSI (14-Day)

    Neutral
    36.2

    Momentum Oscillators

    Stoch %K67.9
    Stoch %D77.2
    Williams %R-54.9
    ROC (10d)2.1%
    Momentum1.27
    CCI (20d)-64.4
    MFI (14d)59.9

    Volatility Measures

    ATR (14d)$1.83(3.0%)
    StdDev (20d)0.94
    Hist Vol17.6%(Low)

    Volume Flow

    VWAP$61.09
    OBV2.6M
    AD Line-918.9K
    CMF (20d)-0.092

    Volume Metrics

    Avg Vol (20d)247.9K
    Vol Ratio1.3x
    VWMA (20d)$61.84

    Pivot Points

    R3$65.71
    R2$64.85
    R1$63.64
    Pivot Point$62.78
    S1$61.57
    S2$60.71
    S3$59.50

    Advanced Oscillators

    TSI-30.07
    Ultimate Osc50.4
    KST-94.49

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$120.24M$105.80M$120.08M$109.28M$108.06M$101.57M$103.56M$106.20M$105.08M$101.03M$106.15M$104.74M
    Cost of RevenueN/A$16.05M$18.60M$4.28M$19.82M$19.22M$22.02M$23.42M$23.25M$21.81M$22.20M$17.00M
    Gross ProfitN/A$106.41M$121.85M$105.00M$108.76M$100.24M$99.11M$101.93M$100.93M$95.14M$100.01M$103.92M
    Operating Expenses$101.63M$98.26M$98.13M$103.71M$100.84M$100.17M$93.28M$95.65M$97.34M$90.37M$87.30M$86.26M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$10.19M$23.71M$1.28M$7.92M$70,000$5.83M$6.29M$3.58M$4.77M$12.72M$17.67M
    Interest Income$124.54M$102.75M$110.06M$108.94M$109.20M$102.27M$105.48M$108.08M$107.02M$101.95M$108.73M$107.53M
    Interest Expense$25.71M$16.66M$20.36M$21.11M$20.52M$17.89M$17.67M$19.38M$19.10M$15.91M$16.81M$16.21M
    Income Before Tax$15.87M$8.15M$23.71M$1.28M$7.92M$70,000$5.83M$6.29M$3.58M$4.77M$12.72M$17.67M
    Income Tax Expense$4.50M$1.79M$4.50M$-425,000$3.50M$53,000$1.99M$940,000$837,000$609,000$3.09M$4.87M
    Net Income$11.37M$6.36M$19.21M$1.71M$4.42M$17,000$3.84M$5.35M$2.75M$4.16M$9.63M$12.79M
    EBITDA$24.82M$16.89M$32.18M$9.60M$17.73M$8.25M$14.30M$14.63M$10.71M$11.74M$19.61M$23.92M
    EBIT$15.87M$8.15M$23.71M$1.28M$7.92M$70,000$5.83M$6.29M$3.58M$4.77M$12.72M$17.67M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Triumph Announces Schedule for Third Quarter 2026 Earnings Release and Conference Call

    Triumph Financial, Inc. (NYSE: TFIN) announced it will release its third-quarter financial results and management commentary after the market closes on Wednesday, October 21...

    StreetInsider•10/8/26•Neutral

    Triumph Financial Is Maintained at Outperform by Raymond James

    Raymond James has reiterated its "Outperform" rating for Triumph Financial. This indicates the firm's continued positive outlook on the company's financial performance and stock.

    Moomoo•9/26/26•Neutral

    Bank of America Corp DE Purchases Shares of 501,324 Triumph Financial, Inc. $TFIN

    Bank of America Corp DE has acquired 501,324 shares of Triumph Financial, Inc. (NYSE:TFIN) during the second quarter, a stake valued at approximately $38.3 million...

    MarketBeat•9/22/26•Neutral

    Triumph Financial acquires Greenscreens for $151.7M (SEC) — May 2025

    Triumph Financial, Inc. completed its acquisition of Greenscreens AI, Inc. on May 8, 2025, for a total consideration of $151.7 million. The deal involved $139.0 million in cash and $12.7 million in stock...

    Dealroom•9/19/26•Bullish

    Triumph Financial (TFIN) Stock Analysis Report | Financials & Insights

    This report provides a comprehensive analysis of Triumph Financial (TFIN), covering its financial segments, stock performance, and growth potential. It includes Benzinga Edge rankings based on growth, momentum...

    Benzinga España•9/6/26•Somewhat-Bullish

    TFIN Valuation and Fair Value

    P/E
    41.4x
    Forward P/E
    10.6x
    EV/EBITDA
    18.0x
    P/FCF
    18.7x
    PEG
    1.6x
    P/B
    1.6x
    See GNG's fair value

    TFIN Profitability: Margins, ROIC and FCF

    Operating margin
    21.3%
    Net margin
    8.5%
    ROIC
    3.6%
    ROE
    4.1%
    FCF margin
    17.2%
    FCF yield
    5.3%

    TFIN Competitors

    CompanyTicker
    Capital Southwest CorporationCSWC
    Esquire Financial Holdings IncESQ
    Trinity Capital Inc.TRIN
    BlackRock Capital Allocation TrustBCAT
    ConnectOne Bancorp, Inc.CNOB
    United Fire Group IncUFCS
    Stewart Information Services CorpSTC
    Lakeland Financial CorporationLKFN

    Sector: Financial Services

    TFIN Analyst Ratings

    Consensus
    Hold
    Analysts
    5
    Strong Buy
    1
    Buy
    0
    Hold
    4
    Sell
    0
    Strong Sell
    0

    TFIN Bull Case vs Bear Case

    Bull case

    • TFIN converts 17.2% of revenue into free cash flow.
    • TFIN grew quarterly revenue 11.9% year over year.

    Bear case

    • TFIN trades at 41.4x trailing earnings.

    TFIN Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    16.6%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.60
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 1 down

    Frequently Asked Questions About TFIN

    Does TFIN pay dividends?

    Triumph Financial, Inc. (TFIN) does not currently pay a regular dividend.

    What is TFIN's P/E ratio?

    Triumph Financial, Inc. has a price-to-earnings (P/E) ratio of 41.39.

    What is TFIN's market cap?

    Triumph Financial, Inc. (TFIN) has a market capitalization of $1.46B with a current stock price of $61.26.

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