F

    First Financial Corporation Indiana (THFF)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $78.28
    -0.96 (-1.21%)

    Market Cap: $942.31M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    75%(30/40)
    Avg Surprise
    +11.06%
    Streak
    7 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$2.03
    Range$1.99 - $2.09
    3 analysts
    EPS RevisionsNo revisions (7d)
    2
    0
    30d
    EPS Estimate Drift
    90d ago$1.90-6.5%
    60d ago$1.90-6.5%
    30d ago$1.89-6.6%
    7d ago$2.04+0.7%
    Current$2.03
    Revenue Consensus
    $75M
    Range$75M - $75M
    2 analysts
    Dec 31, 2026
    EPS Consensus$2.21
    Range$2.12 - $2.27
    3 analysts
    Revenue Consensus
    $77M
    Range$76M - $78M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.21---
    Sep 26EST
    		-$2.03---
    Jun 26
    		$1.91$1.71+11.70%Beat+21.7%
    Mar 26
    		$1.67$1.64+1.83%Beat+7.7%
    Dec 25
    		$1.81$1.72+5.23%Beat+32.1%
    Sep 25
    		$1.75$1.59+10.06%Beat+136.5%
    Jun 25
    		$1.57$1.40+12.14%Beat+63.5%
    Mar 25
    		$1.55$1.30+19.23%Beat+66.7%
    Dec 24
    		$1.37$1.28+7.03%Beat+29.2%
    Sep 24
    		$0.74$1.22-39.34%Miss-46.0%
    Jun 24
    		$0.96$0.97-1.03%Miss-27.8%
    Mar 24
    		$0.93$0.98-5.10%Miss-30.1%
    Dec 23
    		$1.06$1.13-6.19%Miss-22.6%
    Sep 23
    		$1.37$1.17+17.09%Beat-8.7%
    Jun 23
    		$1.33$1.22+9.02%Beat+4.7%
    Mar 23
    		$1.33$1.25+6.40%Beat-20.4%
    Dec 22
    		$1.37$1.38-0.72%Miss+38.4%
    Sep 22
    		$1.50$1.35+11.11%Beat+21.0%
    Jun 22
    		$1.27$1.09+16.51%Beat+2.4%
    Mar 22
    		$1.67$1.04+60.58%Beat+75.8%
    Dec 21
    		$0.99$1.10-10.00%Miss-13.9%
    Sep 21
    		$1.24$1.17+5.98%Beat+21.6%
    Jun 21
    		$1.24$0.91+36.26%Beat+42.5%
    Mar 21
    		$0.95$0.83+14.46%Beat+6.7%
    Dec 20
    		$1.15$0.89+29.21%Beat-12.9%
    Sep 20
    		$1.02$0.73+39.73%Beat-1.0%
    Jun 20
    		$0.87$0.61+42.62%Beat-16.3%
    Mar 20
    		$0.89$0.64+39.06%Beat+8.5%
    Dec 19
    		$1.32$1.00+32.00%Beat+46.7%
    Sep 19
    		$1.03$0.92+11.96%Beat+12.0%
    Jun 19
    		$1.04$0.84+23.81%Beat-16.8%
    Mar 19
    		$0.82$0.82+0.00%Beat+12.3%
    Dec 18
    		$0.90$0.91-1.10%Miss+23.3%
    Sep 18
    		$0.92$0.89+3.37%Beat+27.8%
    Jun 18
    		$1.25$0.84+48.81%Beat+83.8%
    Mar 18
    		$0.73$0.76-3.95%Miss-5.2%
    Dec 17
    		$0.73$0.71+2.82%Beat+58.7%
    Sep 17
    		$0.72$0.70+2.86%Beat+7.5%
    Jun 17
    		$0.68$0.69-1.45%Miss-
    Mar 17
    		$0.77$0.64+20.31%Beat-
    Dec 16
    		$0.46$0.67-31.34%Miss-
    Sep 16
    		$0.67$0.66+1.52%Beat-

    Dividends

    Dividend Metrics

    Yield2.80%
    Annual/Share$2.19
    Payout Ratio30.73%
    Frequency4
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+20.36%
    5Y CAGR+14.42%
    View THFF's full dividend history

    Key Metrics

    Valuation
    P/E Ratio10.96EV/EBITDAN/A
    Price/FCF10.01xFCF Yield9.99%
    Profitability
    Profit Margin31.60%Operating Margin40.70%
    ROE13.40%ROIC8.76%
    Financial Health
    Debt/Equity0.43xInterest Coverage1.20x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.41Avg Volume89.77K
    52-Week High$84.1752-Week Low$49.92

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$79.36
    SMA 20$80.61
    SMA 50$78.41
    SMA 200$67.42
    EMA 10$79.44
    EMA 20$79.65
    EMA 50$77.80
    EMA 200$68.82

    MACD

    Line: 0.11Signal: 0.57Hist: -0.46

    ADX

    ADX: 17.0+DI: 18.3-DI: 21.0

    Aroon & PSAR

    Aroon Up60.0
    Aroon DownN/A
    PSAR$81.15

    Bollinger Bands

    Upper Band$83.56
    Lower Band$77.65
    %B Position733%(Upper)
    Band Width0.11

    RSI (14-Day)

    Neutral
    43.0

    Momentum Oscillators

    Stoch %K17.5
    Stoch %D20.3
    Williams %R-94.1
    ROC (10d)-4.1%
    Momentum-3.33
    CCI (20d)-104.6
    MFI (14d)50.0

    Volatility Measures

    ATR (14d)$1.81(2.3%)
    StdDev (20d)1.48
    Hist Vol15.0%(Low)

    Volume Flow

    VWAP$78.75
    OBV1.8M
    AD Line-28.3M
    CMF (20d)-0.308

    Volume Metrics

    Avg Vol (20d)89.0K
    Vol Ratio1.2x
    VWMA (20d)$80.58

    Pivot Points

    R3$82.20
    R2$81.52
    R1$80.38
    Pivot Point$79.71
    S1$78.57
    S2$77.89
    S3$76.75

    Advanced Oscillators

    TSI2.62
    Ultimate Osc32.7
    KST14.88

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$71.87M$68.15M$70.55M$65.75M$63.05M$62.49M$61.81M$58.39M$49.20M$48.35M$50.84M$52.78M
    Cost of RevenueN/A$21.01M$2.40M$23.99M$23.46M$23.01M$25.27M$33.92M$24.44M$22.28M$21.65M$18.77M
    Gross ProfitN/A$56.93M$68.15M$63.80M$61.10M$60.54M$59.81M$48.99M$46.23M$46.55M$48.34M$51.58M
    Operating Expenses$42.53M$40.88M$41.84M$38.05M$38.28M$36.76M$39.80M$38.56M$32.65M$33.42M$34.24M$32.27M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$13.50M$27.00M$25.75M$22.83M$23.78M$20.01M$10.43M$13.58M$13.13M$14.10M$19.31M
    Interest Income$84.22M$77.95M$81.73M$76.64M$74.18M$73.03M$72.87M$71.69M$60.77M$59.40M$58.74M$58.72M
    Interest Expense$23.00M$21.01M$21.12M$22.04M$21.51M$21.06M$23.27M$24.52M$21.48M$20.48M$19.16M$17.57M
    Income Before Tax$28.04M$24.72M$26.36M$25.75M$22.83M$23.78M$20.01M$10.43M$13.58M$13.13M$14.10M$19.31M
    Income Tax Expense$5.30M$4.92M$4.90M$4.99M$4.24M$5.37M$3.77M$1.69M$2.21M$2.21M$1.68M$3.03M
    Net Income$22.74M$19.80M$21.45M$20.76M$18.59M$18.41M$16.24M$8.74M$11.37M$10.92M$12.42M$16.29M
    EBITDA$32.01M$28.34M$30.39M$29.34M$27.02M$28.08M$24.41M$14.82M$16.44M$15.99M$16.96M$22.23M
    EBIT$28.04M$24.72M$26.36M$25.75M$22.83M$23.78M$20.01M$10.43M$13.58M$13.13M$14.10M$19.31M
    * Some calculated fields are derived from available data when not provided by source

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    News

    UNIVEST FINANCIAL Corp Makes New Investment in First Financial Corporation Indiana $THFF

    UNIVEST FINANCIAL Corp has made a new investment in First Financial Corporation Indiana (NASDAQ:THFF), acquiring 503,433 shares valued at approximately $22.0 million, representing 4.23% of THFF and 1.1% of UNIVEST's portfolio. First Financial Corporation Indiana reported strong quarterly EPS of $1.91, exceeding estimates, despite revenue slightly missing expectations. The company maintains a 2.7% dividend yield and an average "Hold" rating from analysts with a consensus price target of $86.00.

    MarketBeat•8/18/26•
    Somewhat-Bullish

    First Financial Corporation Indiana (NASDAQ:THFF) Given Average Rating of "Hold" by Analysts

    First Financial Corporation Indiana (NASDAQ:THFF) has received an average "Hold" rating from analysts, with four out of five firms recommending a neutral stance and one suggesting a strong buy. The average 12-month price target is $86, slightly above the current share price of $81.83. The bank recently reported adjusted earnings of $1.91 per share, beating expectations, and declared a quarterly dividend of $0.56 per share, representing a 2.7% yield.

    MarketBeat•8/8/26•
    Neutral

    First Financial Corporation Indiana (NASDAQ:THFF) Cut to "Neutral" at Brean Capital

    Brean Capital has downgraded First Financial Corporation Indiana (NASDAQ: THFF) from a "Buy" to a "Neutral" rating, setting a $90 price target. This downgrade reflects a cautious sentiment among analysts, with the stock currently holding an average "Hold" rating. Despite exceeding EPS estimates, the bank's revenue fell short of expectations, and institutional investors currently hold 72.74% of the company's shares.

    MarketBeat•8/8/26•
    Neutral

    First Financial Corp. (THFF) Could Be a Great Choice

    First Financial Corp. (THFF) is presented as a strong dividend play due to its high dividend yield of 2.71%, which surpasses both its industry average and the S&P 500. The company has a history of consistent dividend growth, with an average annual increase of 17.41% over the last five years, and analysts expect solid earnings growth for 2026. THFF currently holds a Zacks Rank of #3 (Hold), making it a compelling investment for income-focused investors.

    Yahoo Finance•8/5/26•
    Bullish

    First Financial Corporation Indiana (NASDAQ:THFF) Price Target Raised to $78.00 at Keefe, Bruyette & Woods

    Keefe, Bruyette & Woods has increased its price target for First Financial Corporation Indiana (NASDAQ:THFF) to $78.00 from $73.00, while maintaining a "market perform" rating. This target aligns with the broader analyst consensus of "Moderate Buy" and a $78.00 price. The bank recently reported stronger-than-expected earnings per share at $1.91, although revenue slightly missed estimates.

    MarketBeat•7/30/26•
    Bullish

    Frequently Asked Questions About THFF

    What is THFF's current dividend yield?
    First Financial Corporation Indiana (THFF) has a current dividend yield of 2.80%.
    Does THFF pay dividends?
    Yes, First Financial Corporation Indiana pays dividends with a current yield of 2.80%.
    What is THFF's P/E ratio?
    First Financial Corporation Indiana has a price-to-earnings (P/E) ratio of 10.96.
    What is THFF's market cap?
    First Financial Corporation Indiana (THFF) has a market capitalization of $942.31M with a current stock price of $78.28.

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