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    US Century Bank (USCB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $22.24
    -0.18 (-0.80%)

    Market Cap: $414.20M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    71%(15/21)
    Avg Surprise
    +6.62%
    Streak
    2 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.56
    Range$0.53 - $0.58
    5 analysts
    EPS Revisions
    4
    0
    7d
    4
    0
    30d
    EPS Estimate Drift
    90d ago$0.51-7.6%
    60d ago$0.51-7.6%
    30d ago$0.51-7.6%
    7d ago$0.55-1.1%
    Current$0.56
    Revenue Consensus
    $29M
    Range$29M - $30M
    4 analysts
    Dec 31, 2026
    EPS Consensus$0.58
    Range$0.56 - $0.60
    5 analysts
    Revenue Consensus
    $31M
    Range$30M - $32M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.58---
    Sep 26EST
    -$0.56---
    Jun 26
    $0.49$0.49+0.00%Beat+22.5%
    Mar 26
    $0.51$0.47+8.51%Beat+34.2%
    Dec 25
    $0.24N/A-52.00%Miss-29.4%
    Sep 25
    $0.45$0.42+7.14%Beat+28.6%
    Jun 25
    $0.40$0.38+5.26%Beat+29.0%
    Mar 25
    $0.38$0.38+0.00%Beat+65.2%
    Dec 24
    $0.34$0.37-8.11%Miss+100.0%
    Sep 24
    $0.35$0.31+12.90%Beat+52.2%
    Jun 24
    $0.31$0.23+34.78%Beat+47.6%
    Mar 24
    $0.23$0.21+9.52%Beat-20.7%
    Dec 23
    $0.17$0.22-22.73%Miss-22.7%
    Sep 23
    $0.23$0.20+15.00%Beat-17.9%
    Jun 23
    $0.21$0.24-12.50%Miss-19.2%
    Mar 23
    $0.29$0.26+11.54%Beat+20.8%
    Dec 22
    $0.22$0.30-26.67%Miss-26.7%
    Sep 22
    $0.28$0.30-6.67%Miss-24.3%
    Jun 22
    $0.26$0.26+0.00%Beat-31.6%
    Mar 22
    $0.24$0.24+0.00%Beat+0.0%
    Dec 21
    $0.30$0.24+25.00%Beat-24.7%
    Sep 21
    $0.37$0.25+48.00%Beat+462.3%
    Jun 21
    $0.38$0.20+90.00%Beat+300.8%
    Mar 21
    $0.24$0.00N/ABeat-
    Dec 20
    $0.40$0.00N/ABeat-
    Mar 20
    $0.07$0.00N/ABeat-
    Dec 19
    $0.09$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Yield2.14%
    Annual/Share$0.47
    Payout Ratio30.54%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec
    View USCB's full dividend history

    Key Metrics

    Valuation
    P/E Ratio13.16EV/EBITDAN/A
    Price/FCF8.37xFCF Yield11.95%
    Profitability
    Profit Margin30.40%Operating Margin49.10%
    ROE12.40%ROIC5.59%
    Financial Health
    Debt/Equity1.20xInterest Coverage0.64x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.47Avg Volume50.88K
    52-Week High$23.8952-Week Low$15.97

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$22.41
    SMA 20$22.35
    SMA 50$21.28
    SMA 200$19.31
    EMA 10$22.34
    EMA 20$22.19
    EMA 50$21.38
    EMA 200$19.54

    MACD

    Line: 0.30Signal: 0.40Hist: -0.10

    ADX

    ADX: 34.1+DI: 32.9-DI: 13.9

    Aroon & PSAR

    Aroon Up84.0
    Aroon Down16.0
    PSAR$23.81

    Bollinger Bands

    Upper Band$22.66
    Lower Band$22.04
    %B Position280%(Upper)
    Band Width0.32

    RSI (14-Day)

    Neutral
    55.1

    Momentum Oscillators

    Stoch %K17.5
    Stoch %D20.4
    Williams %R-89.2
    ROC (10d)-1.2%
    Momentum-0.26
    CCI (20d)-62.4
    MFI (14d)39.1

    Volatility Measures

    ATR (14d)$0.61(2.8%)
    StdDev (20d)0.16
    Hist Vol12.3%(Low)

    Volume Flow

    VWAP$22.29
    OBV1.9M
    AD Line-15.0M
    CMF (20d)-0.189

    Volume Metrics

    Avg Vol (20d)50.4K
    Vol Ratio0.8x
    VWMA (20d)$22.38

    Pivot Points

    R3$23.41
    R2$23.18
    R1$22.80
    Pivot Point$22.57
    S1$22.18
    S2$21.95
    S3$21.57

    Advanced Oscillators

    TSI20.44
    Ultimate Osc29.1
    KST59.83

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$27.95M$26.20M$18.03M$24.96M$24.40M$22.83M$22.98M$21.55M$20.52M$17.62M$15.70M$16.18M
    Cost of RevenueN/A$801,000$15.43M$16.55M$16.15M$15.54M$15.84M$16.38M$16.09M$16.14M$15.07M$13.01M
    Gross ProfitN/A$25.40M$18.03M$24.85M$23.37M$22.15M$21.95M$20.62M$19.74M$17.21M$14.23M$15.53M
    Operating Expenses$13.97M$13.71M$14.28M$13.05M$12.63M$12.05M$12.85M$11.45M$11.56M$11.17M$10.72M$10.46M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$11.69M$3.27M$11.80M$10.74M$10.10M$9.10M$9.16M$8.18M$6.04M$3.51M$5.07M
    Interest Income$39.58M$37.03M$37.63M$37.72M$36.15M$33.98M$34.17M$33.56M$32.62M$30.89M$27.98M$26.38M
    Interest Expense$15.19M$14.98M$15.43M$16.45M$15.12M$14.86M$14.81M$15.45M$15.31M$15.73M$13.60M$12.36M
    Income Before Tax$12.71M$11.69M$3.27M$11.80M$10.74M$10.10M$9.10M$9.16M$8.18M$6.04M$3.51M$5.07M
    Income Tax Expense$3.64M$2.33M$1.91M$2.87M$2.60M$2.44M$2.20M$2.21M$1.97M$1.43M$787,000$1.25M
    Net Income$9.08M$9.35M$1.36M$8.94M$8.14M$7.66M$6.90M$6.95M$6.21M$4.61M$2.72M$3.82M
    EBITDA$12.57M$11.79M$3.33M$12.00M$10.53M$10.16M$9.10M$9.73M$8.33M$6.04M$3.59M$4.67M
    EBIT$12.71M$11.69M$3.27M$11.80M$10.74M$10.10M$9.10M$9.16M$8.18M$6.04M$3.51M$5.07M
    * Some calculated fields are derived from available data when not provided by source

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    Frequently Asked Questions About USCB

    What is USCB's current dividend yield?
    US Century Bank (USCB) has a current dividend yield of 2.14%.
    Does USCB pay dividends?
    Yes, US Century Bank pays dividends with a current yield of 2.14%.
    What is USCB's P/E ratio?
    US Century Bank has a price-to-earnings (P/E) ratio of 13.16.
    What is USCB's market cap?
    US Century Bank (USCB) has a market capitalization of $414.20M with a current stock price of $22.24.

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