Timberland Bancorp Inc (TSBK)

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$45.38

+0.38 (+0.84%)

Market Cap: $349.90M

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Jun 30, 2026Jun 26 Reported Jul 28, 2026Reported Jul 28	$0.98	N/A	-	N/A	Beat	-	-	+8.9%
Mar 31, 2026Mar 26 Reported Apr 28, 2026Reported Apr 28	$0.90	N/A	-	N/A	Beat	-	-	+6.2%
Dec 31, 2025Dec 25 Reported Jan 26, 2026Reported Jan 26	$1.04	$0.00	-	N/A	Beat	-	-	+21.3%
Sep 30, 2025Sep 25 Reported Dec 9, 2025Reported Dec 9	$1.07	$0.00	-	N/A	Beat	-	-	+35.4%
Jun 30, 2025Jun 25 Reported Jul 22, 2025Reported Jul 22	$0.90	N/A	-	N/A	Beat	-	-	+22.1%
Mar 31, 2025Mar 25 Reported Apr 22, 2025Reported Apr 22	$0.85	N/A	-	N/A	Beat	-	-	+20.6%
Dec 31, 2024Dec 24 Reported Jan 27, 2025Reported Jan 27	$0.86	N/A	-	N/A	Beat	-	-	+11.4%
Sep 30, 2024Sep 24 Reported Dec 11, 2024Reported Dec 11	$0.79	N/A	-	N/A	Beat	-	-	-2.5%
Jun 30, 2024Jun 24 Reported Jul 23, 2024Reported Jul 23	$0.74	N/A	-	N/A	Beat	-	-	-4.0%
Mar 31, 2024Mar 24 Reported Apr 23, 2024Reported Apr 23	$0.70	N/A	-	N/A	Beat	-	-	-12.1%
Dec 31, 2023Dec 23 Reported Jan 22, 2024Reported Jan 22	$0.77	N/A	-	N/A	Beat	-	-	-14.4%
Sep 30, 2023Sep 23 Reported Dec 11, 2023Reported Dec 11	$0.81	N/A	-	N/A	Beat	-	-	-4.7%
Jun 30, 2023Jun 23 Reported Jul 25, 2023Reported Jul 25	$0.77	N/A	-	N/A	Beat	-	-	+11.3%
Mar 31, 2023Mar 23 Reported Apr 25, 2023Reported Apr 25	$0.80	N/A	-	N/A	Beat	-	-	+27.0%
Dec 31, 2022Dec 22 Reported Jan 23, 2023Reported Jan 23	$0.90	N/A	-	N/A	Beat	-	-	+38.5%
Sep 30, 2022Sep 22 Reported Dec 9, 2022Reported Dec 9	$0.85	N/A	-	N/A	Beat	-	-	+46.6%
Jun 30, 2022Jun 22 Reported Jul 26, 2022Reported Jul 26	$0.69	N/A	-	N/A	Beat	-	-	-16.9%
Mar 31, 2022Mar 22 Reported Apr 26, 2022Reported Apr 26	$0.63	N/A	-	N/A	Beat	-	-	-26.7%
Dec 31, 2021Dec 21 Reported Jan 24, 2022Reported Jan 24	$0.65	N/A	-	N/A	Beat	-	-	-25.3%
Sep 30, 2021Sep 21 Reported Dec 8, 2021Reported Dec 8	$0.58	N/A	-	N/A	Beat	-	-	+0.0%
Jun 30, 2021Jun 21 Reported Jul 27, 2021Reported Jul 27	$0.83	N/A	-	N/A	Beat	-	-	+12.2%
Mar 31, 2021Mar 21 Reported Apr 27, 2021Reported Apr 27	$0.86	N/A	-	N/A	Beat	-	-	+43.3%
Dec 31, 2020Dec 20 Reported Jan 25, 2021Reported Jan 25	$0.87	N/A	-	N/A	Beat	-	-	+11.5%
Sep 30, 2020Sep 20 Reported Dec 9, 2020Reported Dec 9	$0.58	N/A	-	N/A	Beat	-	-	-22.7%
Jun 30, 2020Jun 20 Reported Jul 28, 2020Reported Jul 28	$0.74	N/A	-	N/A	Beat	-	-	+5.7%
Mar 31, 2020Mar 20 Reported Apr 28, 2020Reported Apr 28	$0.60	N/A	-	N/A	Beat	-	-	+3.4%
Dec 31, 2019Dec 19 Reported Jan 27, 2020Reported Jan 27	$0.78	N/A	-	N/A	Beat	-	-	+34.5%
Sep 30, 2019Sep 19 Reported Dec 9, 2019Reported Dec 9	$0.75	N/A	-	N/A	Beat	-	-	+29.3%
Jun 30, 2019Jun 19 Reported Jul 23, 2019Reported Jul 23	$0.70	N/A	-	N/A	Beat	-	-	+18.6%
Mar 31, 2019Mar 19 Reported Apr 30, 2019Reported Apr 30	$0.58	N/A	-	N/A	Beat	-	-	+0.0%
Dec 31, 2018Dec 18 Reported Jan 22, 2019Reported Jan 22	$0.58	N/A	-	N/A	Beat	-	-	+5.5%
Sep 30, 2018Sep 18 Reported Dec 7, 2018Reported Dec 7	$0.58	N/A	-	N/A	Beat	-	-	+20.8%
Jun 30, 2018Jun 18 Reported Jul 24, 2018Reported Jul 24	$0.59	N/A	-	N/A	Beat	-	-	+1.7%
Mar 31, 2018Mar 18 Reported Apr 24, 2018Reported Apr 24	$0.58	N/A	-	N/A	Beat	-	-	+38.1%
Dec 31, 2017Dec 17 Reported Jan 22, 2018Reported Jan 22	$0.55	N/A	-	N/A	Beat	-	-	+31.0%
Sep 30, 2017Sep 17 Reported Dec 8, 2017Reported Dec 8	$0.48	N/A	-	N/A	Beat	-	-	-
Jun 30, 2017Jun 17 Reported Jul 25, 2017Reported Jul 25	$0.58	N/A	-	N/A	Beat	-	-	-
Mar 31, 2017Mar 17 Reported Apr 25, 2017Reported Apr 25	$0.42	N/A	-	N/A	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Jan 23, 2017Reported Jan 23	$0.42	N/A	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield2.64%

Forward Annual Dividend$1.20

Payout Ratio28.73%

FrequencyQuarterly

Pay MonthsFeb, May, Aug, Nov

Growth

3Y CAGR+2.33%

5Y CAGR+5.59%

TSBK dividend history and ex-dividend dates Run TSBK in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	11.37	EV/EBITDA	8.25x
Price/FCF	12.18x	FCF Yield	8.21%
Profitability
Profit Margin	36.70%	Operating Margin	47.30%
ROE	11.90%	ROIC	11.09%
Financial Health
Debt/Equity	0.04x	Interest Coverage	1.22x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.30	Avg Volume	28.93K
52-Week High	$49.38	52-Week Low	$30.19

Technical Indicators Dashboard

Moving Averages

SMA 10$45.22

SMA 20$45.18

SMA 50$45.73

SMA 200$41.44

EMA 10$45.19

EMA 20$45.30

EMA 50$45.19

EMA 200$41.66

MACD

Line: -0.14Signal: -0.16Hist: 0.02

ADX

ADX: 20.0+DI: 13.3-DI: 17.7

Aroon & PSAR

Aroon Up4.0

Aroon Down56.0

PSAR$43.84

Bollinger Bands

Upper Band$45.90

Lower Band$44.47

%B Position317%(Upper)

Band Width0.64

RSI (14-Day)

Neutral

50.3

Momentum Oscillators

Stoch %K69.2

Stoch %D66.7

Williams %R-22.0

ROC (10d)1.7%

Momentum0.75

CCI (20d)56.3

MFI (14d)42.5

Volatility Measures

ATR (14d)$1.00(2.2%)

StdDev (20d)0.36

Hist Vol16.2%(Low)

Volume Flow

VWAP$45.40

OBV1.4M

AD Line-6.7M

CMF (20d)0.005

Volume Metrics

Avg Vol (20d)27.8K

Vol Ratio0.6x

VWMA (20d)$45.23

Pivot Points

R3$46.24

R2$45.79

R1$45.39

Pivot Point$44.94

S1$44.54

S2$44.09

S3$43.69

Advanced Oscillators

TSI-5.19

Ultimate Osc55.2

KST-19.45

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$21.79M	$21.05M	$21.71M	$22.49M	$20.50M	$19.90M	$19.67M	$19.48M	$18.77M	$18.25M	$18.80M	$23.50M
Cost of Revenue	N/A	$8.23M	$8.21M	$8.45M	$8.37M	$7.90M	$8.32M	$8.99M	$8.41M	$7.60M	$6.84M	$5.25M
Gross Profit	N/A	$20.52M	$21.74M	$21.19M	$18.95M	$18.66M	$18.66M	$17.83M	$17.34M	$17.11M	$17.43M	$18.25M

Operating Expenses	$11.64M	$11.66M	$11.43M	$11.96M	$11.17M	$11.19M	$11.07M	$11.06M	$11.07M	$10.99M	$10.62M	$9.98M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$5.95M
Operating Income	N/A	$8.87M	$10.32M	$10.31M	$8.89M	$8.46M	$8.57M	$7.93M	$7.46M	$7.18M	$7.84M	$8.27M

Interest Income	$26.67M	$25.95M	$27.20M	$26.61M	$25.54M	$24.86M	$25.26M	$25.03M	$24.14M	$23.16M	$22.50M	$21.48M
Interest Expense	$7.87M	$7.71M	$8.25M	$8.22M	$7.92M	$7.65M	$8.29M	$8.49M	$8.16M	$7.52M	$6.49M	$4.73M
Income Before Tax	$9.65M	$8.87M	$10.32M	$10.31M	$8.89M	$8.46M	$8.57M	$7.93M	$7.46M	$7.18M	$7.84M	$8.27M
Income Tax Expense	$1.93M	$1.74M	$2.10M	$1.86M	$1.79M	$1.71M	$1.71M	$1.57M	$1.53M	$1.47M	$1.55M	$1.62M

Net Income	$7.72M	$7.13M	$8.22M	$8.45M	$7.10M	$6.75M	$6.86M	$6.36M	$5.92M	$5.71M	$6.30M	$6.64M

EBITDA	$9.83M	$9.19M	$10.55M	$10.59M	$9.09M	$8.78M	$8.91M	$8.41M	$7.80M	$7.54M	$8.14M	$8.94M
EBIT	$9.56M	$8.87M	$10.27M	$10.34M	$8.89M	$8.46M	$8.55M	$7.99M	$7.44M	$7.18M	$7.80M	$8.27M

* Some calculated fields are derived from available data when not provided by source

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News

(TSBK) Volatility Zones as Tactical Triggers

This article analyzes Timberland Bancorp Inc. (NASDAQ: TSBK) using volatility zones as tactical triggers, noting neutral near and mid-term readings but a positive long-term bias. It highlights an exceptional 17.4:1...

Stock Traders Daily•Oct 14, 2026 10:36 AM ET10/14/26•Neutral

Timberland Bancorp Director Robert A. Drugge Reports Tax-Related Share Withholding

Timberland Bancorp Director Robert A. Drugge reported a tax-related share withholding of 195 common shares of TSBK at $45.41 per share. This transaction, dated September 28, 2026...

Kalkine Media•Oct 3, 2026 7:32 AM ET10/3/26•Neutral

A director's 735-share award vests equally over three years at Timberland Bancorp (TSBK).

Timberland Bancorp director Robert A. Drugge received a restricted stock award of 735 shares on September 29, 2026...

Stock Titan•Oct 3, 2026 2:55 AM ET10/3/26•Neutral

After 200 shares vest, a director has 195 withheld for taxes at Timberland Bancorp (TSBK).

Timberland Bancorp director Robert A. Drugge had 195 shares withheld for tax liability on September 28, 2026, from a total of 200 restricted stock shares that vested on September 26...

Stock Titan•Oct 2, 2026 9:56 PM ET10/2/26•Neutral

A 735-share grant vests over three years for Timberland Bancorp (TSBK) director David Alan Smith.

Timberland Bancorp (TSBK) director David Alan Smith received a restricted stock award of 735 shares on September 29, 2026. These shares, valued at $0.00 each for the purpose of the grant...

Stock Titan•Oct 2, 2026 11:55 AM ET10/2/26•Neutral

TSBK Valuation and Fair Value

P/E: 11.4x
Forward P/E: 13.4x
EV/EBITDA: 8.3x
P/FCF: 12.2x
PEG: 2.9x
P/B: 1.3x

See GNG's fair value

TSBK Profitability: Margins, ROIC and FCF

Operating margin: 47.3%
Net margin: 36.7%
ROIC: 11.1%
ROE: 11.9%
FCF margin: 33.4%
FCF yield: 8.2%

TSBK Competitors

Company	Ticker
Waterstone Financial Inc	WSBF
FS Bancorp Inc	FSBW
Gladstone Investment Corporation 8.00% Notes due 2028	GAINL
BlackRock TCP Capital Corp	TCPC
ProCap Financial, Inc.	BRR
Voyager Acquisition Corp	VACH
Titan Acquisition Corp	TACH
Global Indemnity Group, LLC Class A Common Stock	GBLI

Sector: Financial Services

TSBK Bull Case vs Bear Case

Bull case

TSBK converts 33.4% of revenue into free cash flow.
TSBK has a 36.7% net profit margin.
TSBK beat EPS estimates in 75.0% of its last 8 reported quarters.

TSBK Earnings: Beat Rate and Next Report

Beat rate: 6 of 8 quarters (75.0%)
Average surprise: -4.9%

TSBK Dividend

Forward yield: 2.6%
Payout ratio: 28.7%
3Y DPS growth: 2.3%
5Y DPS growth: 5.6%
Pay months: Feb, May, Aug, Nov

TSBK dividend history

Frequently Asked Questions About TSBK

What is TSBK's current dividend yield?

Timberland Bancorp Inc (TSBK) has a forward dividend yield of 2.64%.

Does TSBK pay dividends?

Yes, Timberland Bancorp Inc pays dividends with a forward dividend yield of 2.64%.

What is TSBK's P/E ratio?

Timberland Bancorp Inc has a price-to-earnings (P/E) ratio of 11.37.

What is TSBK's market cap?

Timberland Bancorp Inc (TSBK) has a market capitalization of $349.90M with a current stock price of $45.38.

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