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    First Community Bancshares Inc (FCBC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $48.19
    +0.24 (+0.50%)

    Market Cap: $906.75M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    87%(34/39)
    Avg Surprise
    +8.79%
    Streak
    7 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.77
    Range$0.77 - $0.77
    2 analysts
    EPS Revisions
    2
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.72+6.9%
    60d ago$0.75+2.7%
    30d ago$0.75+2.7%
    7d ago$0.75+2.7%
    Current$0.77
    Revenue Consensus
    $47M
    Range$47M - $47M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.80
    Range$0.79 - $0.81
    2 analysts
    Revenue Consensus
    $49M
    Range$43M - $55M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.80---
    Sep 26EST
    		-$0.77---
    Jun 26
    Reported Jul 21
    		$0.76$0.71+7.04%Beat+13.4%
    Mar 26
    Reported Apr 28
    		$0.73$0.72+1.39%Beat+14.1%
    Dec 25
    Reported Jan 27
    		$0.77$0.62+24.19%Beat+8.5%
    Sep 25
    Reported Oct 28
    		$0.70$0.63+11.11%Beat+2.9%
    Jun 25
    Reported Jul 22
    		$0.67$0.65+3.08%Beat-15.2%
    Mar 25
    Reported Apr 22
    		$0.64$0.64+0.00%Beat-9.9%
    Dec 24
    Reported Mar 7
    		$0.71$0.66+7.58%Beat-10.1%
    Sep 24
    Reported Oct 22
    		$0.68$0.70-2.86%Miss-12.8%
    Jun 24
    Reported Jul 23
    		$0.79$0.66+19.70%Beat+12.9%
    Mar 24
    Reported Apr 23
    		$0.71$0.60+18.33%Beat-5.3%
    Dec 23
    Reported Mar 8
    		$0.79$0.67+17.91%Beat+1.3%
    Sep 23
    Reported Oct 24
    		$0.78$0.66+18.18%Beat-3.7%
    Jun 23
    Reported Jul 25
    		$0.70$0.71-1.41%Miss+4.5%
    Mar 23
    Reported Apr 25
    		$0.75$0.66+13.64%Beat+33.9%
    Dec 22
    Reported Jan 24
    		$0.78$0.78+0.00%Beat+25.8%
    Sep 22
    Reported Oct 25
    		$0.81$0.72+12.50%Beat+11.0%
    Jun 22
    Reported Jul 26
    		$0.67$0.66+1.52%Beat-11.8%
    Mar 22
    Reported Apr 26
    		$0.56$0.57-1.75%Miss-31.7%
    Dec 21
    Reported Mar 3
    		$0.62$0.68-8.82%Miss-4.6%
    Sep 21
    Reported Oct 26
    		$0.73$0.67+8.96%Beat+55.3%
    Jun 21
    Reported Jul 28
    		$0.76$0.59+28.81%Beat+65.2%
    Mar 21
    Reported Apr 27
    		$0.82$0.54+51.85%Beat+64.0%
    Dec 20
    Reported Mar 12
    		$0.65$0.52+25.00%Beat+20.4%
    Sep 20
    Reported Oct 27
    		$0.47$0.40+17.50%Beat-17.5%
    Jun 20
    Reported Jul 28
    		$0.46$0.52-11.54%Miss-19.3%
    Mar 20
    Reported May 11
    		$0.50$0.50+0.00%Beat-3.8%
    Dec 19
    Reported Mar 13
    		$0.54$0.52+3.85%Beat-6.9%
    Sep 19
    Reported Oct 22
    		$0.57$0.55+3.64%Beat-8.1%
    Jun 19
    Reported Jul 23
    		$0.57$0.54+5.56%Beat+3.6%
    Mar 19
    Reported Apr 23
    		$0.52$0.52+0.00%Beat+0.0%
    Dec 18
    Reported Mar 1
    		$0.58$0.56+3.57%Beat+28.9%
    Sep 18
    Reported Oct 23
    		$0.62$0.54+14.81%Beat+37.8%
    Jun 18
    Reported Jul 24
    		$0.55$0.53+3.77%Beat+44.7%
    Mar 18
    Reported Apr 24
    		$0.52$0.40+30.00%Beat+44.4%
    Dec 17
    Reported Mar 5
    		$0.45$0.45+0.00%Beat+25.0%
    Sep 17
    Reported Oct 24
    		$0.45$0.41+9.76%Beat-
    Jun 17
    Reported Jul 25
    		$0.38$0.38+0.00%Beat-
    Mar 17
    Reported Apr 25
    		$0.36$0.34+5.88%Beat-
    Dec 16
    Reported Mar 3
    		$0.36$0.36+0.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.74%
    Forward Annual Dividend$1.32
    Payout Ratio40.14%
    FrequencyQuarterly
    Pay MonthsJan, Feb, May, Aug, Nov

    Growth

    3Y CAGR-6.01%
    5Y CAGR-1.44%
    FCBC dividend history and ex-dividend datesRun FCBC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio16.28EV/EBITDA12.33x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin31.70%Operating Margin53.60%
    ROE11.40%ROIC10.93%
    Financial Health
    Debt/Equity0.01xInterest Coverage4.38x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.49Avg Volume90.49K
    52-Week High$50.1752-Week Low$29.62

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$47.81
    SMA 20$47.52
    SMA 50$48.09
    SMA 200$42.71
    EMA 10$47.80
    EMA 20$47.71
    EMA 50$47.44
    EMA 200$43.54

    MACD

    Line: 0.06Signal: -0.03Hist: 0.09

    ADX

    ADX: 16.0+DI: 25.3-DI: 20.3

    Aroon & PSAR

    Aroon Up92.0
    Aroon Down24.0
    PSAR$47.05

    Bollinger Bands

    Upper Band$48.32
    Lower Band$46.73
    %B Position334%(Upper)
    Band Width0.92

    RSI (14-Day)

    Neutral
    56.8

    Momentum Oscillators

    Stoch %K61.6
    Stoch %D59.4
    Williams %R-32.4
    ROC (10d)1.3%
    Momentum0.62
    CCI (20d)166.1
    MFI (14d)46.4

    Volatility Measures

    ATR (14d)$1.01(2.1%)
    StdDev (20d)0.40
    Hist Vol10.7%(Low)

    Volume Flow

    VWAP$48.42
    OBV2.8M
    AD Line-27.6M
    CMF (20d)0.189

    Volume Metrics

    Avg Vol (20d)92.0K
    Vol Ratio0.9x
    VWMA (20d)$47.43

    Pivot Points

    R3$49.74
    R2$49.02
    R1$48.48
    Pivot Point$47.77
    S1$47.23
    S2$46.51
    S3$45.98

    Advanced Oscillators

    TSI2.45
    Ultimate Osc50.2
    KST-6.24

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$57.22M$44.75M$43.79M$42.19M$41.00M$40.53M$41.67M$42.05M$41.25M$40.89M$42.52M$42.97M
    Cost of RevenueN/A$4.87M$3.95M$4.40M$4.45M$5.19M$6.18M$6.66M$5.02M$5.41M$4.97M$3.87M
    Gross ProfitN/A$39.75M$39.50M$39.46M$38.81M$37.72M$38.28M$38.23M$38.68M$37.43M$39.24M$39.51M
    Operating Expenses$27.57M$28.74M$27.63M$26.28M$25.45M$24.94M$24.11M$24.18M$24.90M$23.39M$26.78M$22.91M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$15.64M$16.13M$15.91M$15.83M$15.26M$16.48M$16.51M$16.21M$16.49M$14.72M$18.95M
    Interest Income$39.61M$37.78M$36.28M$35.70M$35.39M$35.17M$36.43M$36.89M$36.79M$36.03M$36.00M$36.10M
    Interest Expense$4.73M$4.49M$3.92M$4.40M$4.73M$4.87M$5.10M$5.30M$4.88M$4.40M$3.94M$2.76M
    Income Before Tax$29.17M$15.64M$16.13M$15.91M$15.83M$15.26M$16.48M$16.51M$16.21M$16.49M$14.72M$18.95M
    Income Tax Expense$6.66M$3.61M$3.67M$3.64M$3.58M$3.44M$3.44M$3.48M$3.53M$3.65M$2.93M$4.31M
    Net Income$22.51M$12.03M$12.46M$12.27M$12.25M$11.82M$13.04M$13.03M$12.69M$12.85M$11.78M$14.64M
    EBITDA$24.30M$5.96M$17.06M$17.05M$17.18M$16.49M$17.53M$17.99M$17.74M$17.92M$16.06M$20.26M
    EBIT$29.17M$15.64M$16.13M$15.91M$15.83M$15.26M$16.48M$16.51M$16.21M$16.49M$14.72M$18.95M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Understanding Momentum Shifts in (FCBC)

    This article analyzes momentum shifts for First Community Bankshares Inc. (NASDAQ: FCBC), highlighting weak near-term sentiment despite long-term strength. It discusses support and resistance levels...

    Stock Traders Daily•10/11/26•Somewhat-Bullish

    First Community Bankshares SVP Sarah W. Harmon Executes Stock Option Exercise and Sells Shares

    Sarah W. Harmon, SVP and General Counsel at First Community Bankshares Inc. /VA/ (NASDAQ:FCBC), exercised stock options for 5,157 shares at $33 per share and subsequently sold 4,329 shares at an average price of $49.21...

    Kalkine Media•8/24/26•Neutral

    First Community (FCBC) general counsel sells 4,329 shares after option exercise

    Sarah W. Harmon, SVP & General Counsel of First Community Bankshares Inc. (FCBC), exercised 5,157 stock options at $33.00 per share and subsequently sold 4,329 shares of common stock at a weighted-average price...

    Stock Titan•8/24/26•Neutral

    3 Dividend Stocks To Consider With Yields Up To 4.7%

    This article identifies three dividend stocks with yields up to 4.7% for investors seeking steady income in fluctuating market conditions. It provides detailed overviews of First Community Bankshares (FCBC)...

    Simply Wall Street•8/24/26•Neutral

    First Community (NASDAQ: FCBC) holder to sell shares after option exercise

    A First Community Bankshares Inc. (FCBC) shareholder, Sarah W. Harmon, has filed a Rule 144 notice to sell 4,329 common shares, valued at approximately $213,419.70...

    Stock Titan•8/18/26•Neutral

    FCBC Valuation and Fair Value

    P/E
    16.3x
    Forward P/E
    8.5x
    EV/EBITDA
    12.3x
    PEG
    1.3x
    P/B
    1.7x
    See GNG's fair value

    FCBC Profitability: Margins, ROIC and FCF

    Operating margin
    53.6%
    Net margin
    31.7%
    ROIC
    10.9%
    ROE
    11.4%
    FCF margin
    22.9%

    FCBC Competitors

    CompanyTicker
    Mid Penn BancorpMPB
    Hippo Holdings IncHIPO
    Central Pacific Financial CorpCPF
    Hanmi Financial CorporationHAFC
    Selective Insurance Group, Inc.SIGIP
    Southside Bancshares, Inc.SBSI
    TrustCo Bank Corp NYTRST
    Employers Holdings IncEIG

    Sector: Financial Services

    FCBC Bull Case vs Bear Case

    Bull case

    • FCBC converts 22.9% of revenue into free cash flow.
    • FCBC has a 31.7% net profit margin.
    • FCBC beat EPS estimates in 75.0% of its last 8 reported quarters.

    FCBC Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    6.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.77
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    FCBC Dividend

    Forward yield
    2.7%
    Payout ratio
    40.1%
    3Y DPS growth
    -6.0%
    5Y DPS growth
    -1.4%
    Pay months
    Jan, Feb, May, Aug, Nov
    FCBC dividend history

    Frequently Asked Questions About FCBC

    What is FCBC's current dividend yield?

    First Community Bancshares Inc (FCBC) has a forward dividend yield of 2.74%.

    Does FCBC pay dividends?

    Yes, First Community Bancshares Inc pays dividends with a forward dividend yield of 2.74%.

    What is FCBC's P/E ratio?

    First Community Bancshares Inc has a price-to-earnings (P/E) ratio of 16.28.

    What is FCBC's market cap?

    First Community Bancshares Inc (FCBC) has a market capitalization of $906.75M with a current stock price of $48.19.

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