Kentucky First Federal Bancorp (KFFB)

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$5.41

-0.22 (-3.91%)

Market Cap: $45.53M

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Jun 30, 2026Jun 26 Reported Aug 7, 2026Reported Aug 7	$0.08	N/A	-	N/A	Beat	-	-	+300.0%
Mar 31, 2026Mar 26 Reported May 11, 2026Reported May 11	$0.07	N/A	-	N/A	Beat	-	-	+7877.8%
Dec 31, 2025Dec 25 Reported Feb 10, 2026Reported Feb 10	$0.08	N/A	-	N/A	Beat	-	-	+4900.0%
Sep 30, 2025Sep 25 Reported Nov 6, 2025Reported Nov 6	$0.04	N/A	-	N/A	Beat	-	-	+2205.3%
Jun 30, 2025Jun 25 Reported Sep 19, 2025Reported Sep 19	$0.02	$0.00	-	N/A	Beat	-	-	+115.0%
Mar 31, 2025Mar 25 Reported May 12, 2025Reported May 12	$0.00	N/A	-	N/A	Beat	-	-	+106.8%
Dec 31, 2024Dec 24 Reported Feb 11, 2025Reported Feb 11	$0.00	N/A	-	N/A	Beat	-	-	+103.2%
Sep 30, 2024Sep 24 Reported Nov 12, 2024Reported Nov 12	$-0.00	N/A	-	N/A	Beat	-	-	+91.2%
Jun 30, 2024Jun 24 Reported Sep 18, 2024Reported Sep 18	$-0.13	N/A	-	N/A	Beat	-	-	-2657.7%
Mar 31, 2024Mar 24 Reported May 10, 2024Reported May 10	$-0.01	N/A	-	N/A	Beat	-	-	-174.6%
Dec 31, 2023Dec 23 Reported Feb 12, 2024Reported Feb 12	$-0.05	N/A	-	N/A	Beat	-	-	-208.9%
Sep 30, 2023Sep 23 Reported Nov 10, 2023Reported Nov 10	$-0.02	N/A	-	N/A	Beat	-	-	-143.2%
Jun 30, 2023Jun 23 Reported Sep 6, 2023Reported Sep 6	$0.01	N/A	-	N/A	Beat	-	-	-82.7%
Mar 31, 2023Mar 23 Reported May 3, 2023Reported May 3	$0.02	$0.00	-	N/A	Beat	-	-	-55.8%
Dec 31, 2022Dec 22 Reported Feb 7, 2023Reported Feb 7	$0.05	$0.00	-	N/A	Beat	-	-	-23.5%
Sep 30, 2022Sep 22 Reported Nov 9, 2022Reported Nov 9	$0.05	$0.00	-	N/A	Beat	-	-	-28.6%
Jun 30, 2022Jun 22 Reported Sep 1, 2022Reported Sep 1	$0.03	N/A	-	N/A	Beat	-	-	-62.5%
Mar 31, 2022Mar 22 Reported May 2, 2022Reported May 2	$0.04	N/A	-	N/A	Beat	-	-	-33.3%
Dec 31, 2021Dec 21 Reported Feb 4, 2022Reported Feb 4	$0.06	N/A	-	N/A	Beat	-	-	+20.0%
Sep 30, 2021Sep 21 Reported Nov 5, 2021Reported Nov 5	$0.07	N/A	-	N/A	Beat	-	-	+133.3%
Jun 30, 2021Jun 21 Reported Aug 27, 2021Reported Aug 27	$0.08	N/A	-	N/A	Beat	-	-	+105.0%
Mar 31, 2021Mar 21 Reported May 3, 2021Reported May 3	$0.06	N/A	-	N/A	Beat	-	-	+100.0%
Dec 31, 2020Dec 20 Reported Jan 29, 2021Reported Jan 29	$0.05	N/A	-	N/A	Beat	-	-	+66.7%
Sep 30, 2020Sep 20 Reported Nov 5, 2020Reported Nov 5	$0.03	N/A	-	N/A	Beat	-	-	+0.0%
Jun 30, 2020Jun 20 Reported Sep 21, 2020Reported Sep 21	$-1.61	N/A	-	N/A	Beat	-	-	-4125.0%
Mar 31, 2020Mar 20 Reported May 4, 2020Reported May 4	$0.03	N/A	-	N/A	Beat	-	-	+50.0%
Dec 31, 2019Dec 19 Reported Jan 31, 2020Reported Jan 31	$0.03	N/A	-	N/A	Beat	-	-	+50.0%
Sep 30, 2019Sep 19 Reported Nov 14, 2019Reported Nov 14	$0.03	N/A	-	N/A	Beat	-	-	+50.0%
Jun 30, 2019Jun 19 Reported Aug 28, 2019Reported Aug 28	$0.04	N/A	-	N/A	Beat	-	-	+142.4%
Mar 31, 2019Mar 19 Reported May 3, 2019Reported May 3	$0.02	N/A	-	N/A	Beat	-	-	+0.0%
Dec 31, 2018Dec 18 Reported Jan 31, 2019Reported Jan 31	$0.02	N/A	-	N/A	Beat	-	-	-71.4%
Sep 30, 2018Sep 18 Reported Oct 29, 2018Reported Oct 29	$0.02	N/A	-	N/A	Beat	-	-	-33.3%
Jun 30, 2018Jun 18 Reported Aug 29, 2018Reported Aug 29	$0.02	N/A	-	N/A	Beat	-	-	-45.0%
Mar 31, 2018Mar 18 Reported May 8, 2018Reported May 8	$0.02	N/A	-	N/A	Beat	-	-	+0.0%
Dec 31, 2017Dec 17 Reported Feb 7, 2018Reported Feb 7	$0.07	N/A	-	N/A	Beat	-	-	+248.3%
Sep 30, 2017Sep 17 Reported Nov 7, 2017Reported Nov 7	$0.03	N/A	-	N/A	Beat	-	-	-
Jun 30, 2017Jun 17 Reported Aug 28, 2017Reported Aug 28	$0.03	N/A	-	N/A	Beat	-	-	-
Mar 31, 2017Mar 17 Reported May 8, 2017Reported May 8	$0.02	N/A	-	N/A	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Feb 7, 2017Reported Feb 7	$0.02	N/A	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield3.70%

Forward Annual Dividend$0.20

Payout Ratio21.18%

FrequencyQuarterly

Pay MonthsSep

KFFB dividend history and ex-dividend dates Run KFFB in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	19.90	EV/EBITDA	28.02x
Price/FCF	39.38x	FCF Yield	2.54%
Profitability
Profit Margin	16.60%	Operating Margin	29.90%
ROE	3.87%	ROIC	1.93%
Financial Health
Debt/Equity	0.97x	Interest Coverage	0.26x
Current Ratio	0.49x	Quick Ratio	0.49x
Trading Statistics
Beta	0.14	Avg Volume	8.32K
52-Week High	$6.46	52-Week Low	$3.30

Technical Indicators Dashboard

Moving Averages

SMA 10$5.70

SMA 20$5.72

SMA 50$5.69

SMA 200$4.92

EMA 10$5.68

EMA 20$5.70

EMA 50$5.61

EMA 200$4.95

MACD

Line: -0.01Signal: 0.02Hist: -0.03

ADX

ADX: 39.0+DI: 27.8-DI: 14.4

Aroon & PSAR

Aroon Up52.0

Aroon Down8.0

PSAR$6.44

Bollinger Bands

Upper Band$6.00

Lower Band$5.43

%B Position987%(Upper)

Band Width-0.04

RSI (14-Day)

Neutral

43.4

Momentum Oscillators

Stoch %K11.0

Stoch %D17.4

Williams %R-100.0

ROC (10d)-8.5%

Momentum-0.50

CCI (20d)-205.0

MFI (14d)46.6

Volatility Measures

ATR (14d)$0.34(6.4%)

StdDev (20d)0.14

Hist Vol55.9%(High)

Volume Flow

VWAP$5.49

OBV934.4K

AD Line-11556409582.1B

CMF (20d)-0.467

Volume Metrics

Avg Vol (20d)8.9K

Vol Ratio1.7x(High)

VWMA (20d)$5.73

Pivot Points

R3$6.40

R2$6.24

R1$5.93

Pivot Point$5.77

S1$5.46

S2$5.30

S3$4.99

Advanced Oscillators

TSI-0.77

Ultimate Osc22.1

KST-0.20

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$5.47M	$5.40M	$5.35M	$5.21M	$5.08M	$4.93M	$4.96M	$4.76M	$1.95M	$4.25M	$3.97M	$3.81M
Cost of Revenue	$2.41M	$2.43M	$2.53M	$2.55M	$2.69M	$2.74M	$2.75M	$2.77M	N/A	$2.38M	$2.28M	$2.07M
Gross Profit	$3.06M	$2.96M	$2.82M	$2.66M	$2.39M	$2.19M	$2.21M	$1.99M	N/A	$1.87M	$1.69M	$1.74M

Operating Expenses	$2.16M	$2.21M	$2.42M	$2.20M	$2.15M	$2.18M	$2.20M	$2.01M	N/A	$2.02M	$2.15M	$1.98M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$1.34M	$1.37M	$1.39M	$1.26M	$1.34M	$1.28M	$1.29M	$1.25M	$1.34M	$1.30M	$1.34M	$1.28M
Operating Income	$895,000	$755,000	$401,000	$453,000	$239,000	$15,000	$6,000	$-21,000	N/A	$-145,000	$-455,000	$-244,000

Interest Income	$0	$5.26M	$5.18M	$5.05M	$0	$4.85M	$4.78M	$4.62M	$4.44M	$4.17M	$3.93M	$3.73M
Interest Expense	$2.22M	$2.39M	$2.52M	$2.55M	$2.69M	$2.71M	$2.75M	$2.75M	$2.54M	$2.41M	$2.27M	$2.06M
Income Before Tax	$895,000	$755,000	$401,000	$453,000	$239,000	$15,000	$6,000	$-21,000	$-1,117,000	$-145,000	$-455,000	$-244,000
Income Tax Expense	$215,000	$174,000	$97,000	$109,000	$63,000	$8,000	$-7,000	$-6,000	$0	$-38,000	$-94,000	$-69,000

Net Income	$680,000	$581,000	$304,000	$344,000	$176,000	$7,000	$13,000	$-15,000	$-1,078,000	$-107,000	$-361,000	$-175,000

EBITDA	$950,000	$807,000	$449,000	$501,000	$267,000	$85,000	$56,000	$32,000	N/A	$-86,000	$-395,000	$-185,000
EBIT	$895,000	$755,000	$401,000	$453,000	$239,000	$15,000	$6,000	$-21,000	N/A	$-145,000	$-455,000	$-244,000

* Some calculated fields are derived from available data when not provided by source

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News

A non-binding executive pay vote awaits Kentucky First Federal Bancorp (KFFB) shareholders.

Kentucky First Federal Bancorp (KFFB) will hold its annual meeting on November 17, 2026, where shareholders will vote on the election of two directors, the ratification of Clark, Schaefer, Hackett & Co. as auditors...

Stock Titan•Oct 13, 2026 5:12 PM ET10/13/26•Neutral

Kentucky First Fed (KFFB-Q) Stock Price and News

This article provides stock information for Kentucky First Federal Bancorp (KFFB-Q), including real-time stock price, daily changes...

The Globe and Mail•Oct 2, 2026 6:57 AM ET10/2/26•Neutral

Dividends are back at Kentucky First Federal Bancorp (KFFB), with a cash payment due in September.

Kentucky First Federal Bancorp (KFFB) has announced the resumption of its cash dividend payments, with a $0.05 per share dividend payable on September 21...

Stock Titan•Sep 29, 2026 12:57 AM ET9/29/26•Bullish

Kentucky First Federal Bancorp Files FY2026 Annual Report

Kentucky First Federal Bancorp has filed its annual report on Form 10-K for the fiscal year ended June 30, 2026, with the SEC on September 25, 2026. The report includes audited financial statements, balance sheet data...

Minichart•Sep 28, 2026 3:15 PM ET9/28/26•Neutral

Kentucky First Federal Bancorp : Annual Report for Fiscal Year Ending 06-30, 2026 (Form 10-K)

Kentucky First Federal Bancorp (KFFB) has filed its Annual Report on Form 10-K for the fiscal year ended June 30, 2026. The report details the company's financial performance, operational structure...

www.marketscreener.com•Sep 28, 2026 5:48 AM ET9/28/26•Somewhat-Bullish

KFFB Valuation and Fair Value

P/E: 19.9x
Forward P/E: 46.1x
EV/EBITDA: 28.0x
P/FCF: 39.4x
PEG: 0.0x
P/B: 0.9x

See GNG's fair value

KFFB Profitability: Margins, ROIC and FCF

Gross margin: 53.7%
Operating margin: 29.9%
Net margin: 16.6%
ROIC: 1.9%
ROE: 3.9%
FCF margin: 5.2%
FCF yield: 2.5%

KFFB Competitors

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Quetta Acquisition Corporation Common Stock	QETA
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DT Cloud Star Acquisition Corporation Ordinary Shares	DTSQ

Sector: Financial Services

KFFB Bull Case vs Bear Case

Bull case

KFFB beat EPS estimates in 87.5% of its last 8 reported quarters.
KFFB grew quarterly revenue 26.8% year over year.

KFFB Earnings: Beat Rate and Next Report

Beat rate: 7 of 8 quarters (87.5%)
Average surprise: 25.0%

KFFB Dividend

Forward yield: 3.7%
Payout ratio: 21.2%
Pay months: Sep

KFFB dividend history

Frequently Asked Questions About KFFB

What is KFFB's current dividend yield?

Kentucky First Federal Bancorp (KFFB) has a forward dividend yield of 3.70%.

Does KFFB pay dividends?

Yes, Kentucky First Federal Bancorp pays dividends with a forward dividend yield of 3.70%.

What is KFFB's P/E ratio?

Kentucky First Federal Bancorp has a price-to-earnings (P/E) ratio of 19.90.

What is KFFB's market cap?

Kentucky First Federal Bancorp (KFFB) has a market capitalization of $45.53M with a current stock price of $5.41.

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