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    L

    Loandepot Inc (LDI)

    Official site

    FINANCIAL SERVICES • MORTGAGE FINANCE • NYSE

    $0.50
    -0.06 (-10.70%)

    Market Cap: $259.11M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    35%(8/23)
    Avg Surprise
    -285.13%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.01
    Range$-0.05 - $0.05
    3 analysts
    EPS Revisions
    1
    0
    7d
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.05-80.0%
    60d ago$0.05-80.0%
    30d ago$0.05-80.0%
    7d ago$0.04-71.4%
    Current$0.01
    Revenue Consensus
    $318M
    Range$316M - $321M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$-0.14
    Range$-0.28 - $-0.03
    3 analysts
    Revenue Consensus
    $309M
    Range$277M - $340M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$-0.14---
    Sep 26EST
    		-$0.01---
    Jun 26
    Reported Aug 4
    		$-0.11$0.01-1200.00%Miss-37.5%
    Mar 26
    Reported May 5
    		$-0.15$-0.04-275.00%Miss-15.4%
    Dec 25
    Reported Mar 10
    		$-0.10$-0.02-485.37%Miss+60.5%
    Sep 25
    Reported Nov 6
    		$-0.01$-0.01+0.00%Beat-150.0%
    Jun 25
    Reported Aug 7
    		$-0.08$-0.02-300.00%Miss+11.1%
    Mar 25
    Reported May 6
    		$-0.13$-0.06-116.67%Miss+31.6%
    Dec 24
    Reported Mar 11
    		$-0.24$-0.01-2726.74%Miss-203.9%
    Sep 24
    Reported Nov 5
    		$0.02$-0.04+150.00%Beat+113.3%
    Jun 24
    Reported Aug 6
    		$-0.09$-0.09+0.00%Beat-28.6%
    Mar 24
    Reported May 7
    		$-0.19$-0.06-216.67%Miss+0.0%
    Dec 23
    Reported Mar 12
    		$-0.08$-0.07-14.29%Miss+77.1%
    Sep 23
    Reported Nov 7
    		$-0.15$-0.08-87.50%Miss+59.5%
    Jun 23
    Reported Aug 8
    		$-0.07$-0.14+50.00%Beat+86.8%
    Mar 23
    Reported May 9
    		$-0.19$-0.23+17.39%Beat+26.9%
    Dec 22
    Reported Mar 8
    		$-0.35$-0.27-29.63%Miss-488.9%
    Sep 22
    Reported Nov 8
    		$-0.37$-0.27-37.04%Miss-180.4%
    Jun 22
    Reported Aug 9
    		$-0.53$-0.24-120.83%Miss-394.4%
    Mar 22
    Reported May 10
    		$-0.26$0.02-1400.00%Miss-126.5%
    Dec 21
    Reported Feb 1
    		$0.09$0.16-43.75%Miss-98.0%
    Sep 21
    Reported Nov 1
    		$0.46$0.37+24.32%Beat-89.4%
    Jun 21
    Reported Aug 3
    		$0.18N/A-67.86%Miss-
    Mar 21
    Reported May 3
    		$0.98$0.57+71.93%Beat-
    Dec 20
    Reported Feb 18
    		$4.51$1.29+249.61%Beat-
    Sep 20
    Reported Dec 31
    		$4.33$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield0.00%
    Forward Annual Dividend$0.00

    Key Metrics

    Valuation
    P/E Ratio-1.35EV/EBITDA40.49x
    Price/FCF-0.42xFCF Yield-240.53%
    Profitability
    Profit Margin-5.51%Operating Margin-2.02%
    ROE-26.70%ROIC0.99%
    Financial Health
    Debt/Equity22.75xInterest Coverage0.32x
    Current Ratio1.71xQuick Ratio1.71x
    Trading Statistics
    Beta3.15Avg Volume5.57M
    52-Week High$3.8052-Week Low$0.55

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$0.59
    SMA 20$0.63
    SMA 50$0.78
    SMA 200$1.40
    EMA 10$0.58
    EMA 20$0.64
    EMA 50$0.77
    EMA 200$1.27

    MACD

    Line: -0.07Signal: -0.07Hist: -0.00

    ADX

    ADX: 32.9+DI: 10.9-DI: 35.7

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down100.0
    PSAR$0.62

    Bollinger Bands

    Upper Band$0.75
    Lower Band$0.51
    %B Position3812%(Upper)
    Band Width-0.06

    RSI (14-Day)

    Oversold
    26.4

    Momentum Oscillators

    Stoch %K7.1
    Stoch %D8.7
    Williams %R-94.6
    ROC (10d)-16.1%
    Momentum-0.10
    CCI (20d)-173.9
    MFI (14d)29.4

    Volatility Measures

    ATR (14d)$0.05(10.8%)
    StdDev (20d)0.06
    Hist Vol74.2%(High)

    Volume Flow

    VWAP$0.51
    OBV-4.0M
    AD Line-166.4M
    CMF (20d)-0.310

    Volume Metrics

    Avg Vol (20d)4.6M
    Vol Ratio1.4x
    VWMA (20d)$0.64

    Pivot Points

    R3$0.63
    R2$0.61
    R1$0.58
    Pivot Point$0.57
    S1$0.54
    S2$0.52
    S3$0.50

    Advanced Oscillators

    TSI-36.64
    Ultimate Osc35.0
    KST-272.01

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$337.32M$286.39M$392.09M$323.32M$282.54M$273.62M$549.78M$314.60M$265.39M$222.78M$285.99M$265.66M
    Cost of Revenue$180.73M$175.37M$176.09M$161.15M$154.12M$150.16M$163.80M$161.33M$141.04M$134.32M$132.75M$141.43M
    Gross Profit$213.58M$212.06M$-31,612,000$245.25M$220.09M$196.32M$116.52M$249.32M$220.82M$165.40M$-70,187,000$196.69M
    Operating Expenses$163.21M$166.13M$165.97M$172.46M$160.75M$169.56M$-10,765,000$149.67M$201.51M$173.63M$169.82M$163.70M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$47.53M$46.88M$47.87M$45.35M$39.73M$44.13M$50.34M$22.98M$73.16M$57.75M$55.26M$46.52M
    Operating Income$50.37M$45.92M$-197,586,000$72.79M$59.34M$26.76M$127.29M$99.65M$19.31M$-8,229,000$-240,005,000$32.99M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$37.43M$36.68M$40.59M$36.88M$39.30M$31.76M$229.04M$39.49M$35.68M$31.67M$33.69M$36.77M
    Income Before Tax$-6,617,000$-55,113,000$-31,805,000$-10,289,000$-32,334,000$-46,103,000$-84,122,000$3.60M$-77,157,000$-85,165,000$-73,943,000$-39,467,000
    Income Tax Expense$5,000$-171,000$1.02M$-1,555,000$-7,061,000$-5,407,000$-16,657,000$923,000$-11,304,000$-13,660,000$-14,173,000$-5,205,000
    Net Income$-6,622,000$-54,942,000$-32,827,000$-8,734,000$-25,273,000$-40,696,000$-67,465,000$2.67M$-65,853,000$-71,505,000$-59,770,000$-34,262,000
    EBITDA$46.62M$-2,387,000$23.54M$42.37M$22.37M$1.94M$162.37M$60.97M$-26,390,000$-39,015,000$-23,964,000$12.86M
    EBIT$30.82M$-18,434,000$8.78M$26.59M$6.96M$-14,341,000$144.92M$43.08M$-41,474,000$-53,499,000$-40,257,000$-2,697,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    loanDepot reports 1.6 million share exchange: five analysts rate loanDepot stock

    loanDepot (LDI) reported a 1.6 million share Class A exchange on October 1, 2026, which five analysts rated as a "Strong Sell" with an average price target of $1.9167. Despite the negative analyst consensus...

    AD HOC NEWS•10/5/26•Somewhat-Bearish

    loanDepot reports 1.6 million share exchange: five analysts rate loanDepot stock

    loanDepot (LDI) reported a 1.6 million Class A share exchange effective October 1, 2026, which converts common units to Class A shares without increasing total share count. This transaction occurs while five analysts...

    AD HOC NEWS•10/5/26•Somewhat-Bearish

    Form 4 Loandepot Inc For: 25 September By Investing.com

    The article reports on a Form 4 filing for Loandepot Inc. (LDI) on September 25. This filing is a public disclosure of changes in beneficial ownership of securities...

    Investing.com Nigeria•9/25/26•Neutral

    Form 4 Loandepot Inc For: 25 September By Investing.com

    This article from Investing.com is a regulatory filing update, specifically a Form 4 for Loandepot Inc (LDI) dated September 25. Form 4s report changes in beneficial ownership of company stock by insiders. The article...

    Investing.com Canada•9/24/26•Neutral

    loanDepot CLO Joseph J. Grassi III Reports RSU Vesting and Tax Withholding Share Disposition

    Joseph J. Grassi III, Chief Legal and Risk Officer of loanDepot, Inc., reported the vesting of 31,250 restricted stock units (RSUs) and the subsequent disposition of 14,094 shares of Class A Common Stock for tax...

    Kalkine Media•9/17/26•Neutral

    LDI Valuation and Fair Value

    P/E
    -1.4x
    Forward P/E
    112.4x
    EV/EBITDA
    40.5x
    P/FCF
    -0.4x
    P/B
    0.6x
    See GNG's fair value

    LDI Profitability: Margins, ROIC and FCF

    Gross margin
    47.7%
    Operating margin
    -2.0%
    Net margin
    -5.5%
    ROIC
    1.0%
    ROE
    -26.7%
    FCF margin
    -20.6%
    FCF yield
    -240.5%

    LDI Competitors

    CompanyTicker
    FACT II Acquisition Corp.FACT
    RiverNorth Managed Duration Municipal Income Fund IncRMM
    First National CorpFXNC
    Nuveen Core Plus Impact FundNPCT
    Drugs Made In America Acquisition Corp. Ordinary SharesDMAA
    Cantor Equity Partners II, Inc.CEPT
    LCNB CorporationLCNB
    RF Acquisition Corp II Ordinary SharesRFAI

    Sector: Financial Services

    LDI Analyst Ratings

    Consensus
    Sell
    Analysts
    4
    Strong Buy
    0
    Buy
    0
    Hold
    2
    Sell
    1
    Strong Sell
    1

    LDI Bull Case vs Bear Case

    Bear case

    • LDI has a -5.5% net profit margin.
    • LDI beat EPS estimates in 12.5% of its last 8 reported quarters.
    • LDI has a debt-to-equity ratio of 22.8x.

    LDI Earnings: Beat Rate and Next Report

    Beat rate
    1 of 8 quarters (12.5%)
    Average surprise
    -619.2%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.01
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 1 down

    LDI Dividend

    Forward yield
    0.0%

    Frequently Asked Questions About LDI

    Does LDI pay dividends?

    Loandepot Inc (LDI) has a dividend payment track record. See the LDI dividend history page for its current payment status, TTM yield, and recorded payments.

    What is LDI's market cap?

    Loandepot Inc (LDI) has a market capitalization of $259.11M with a current stock price of $0.50.

    Related stocks

    Sector: Financial Services

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