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    N

    Northwest Bancshares Inc (NWBI)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $14.89
    +0.22 (+1.50%)

    Market Cap: $2.15B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    74%(29/39)
    Avg Surprise
    +11.96%
    Streak
    3 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.34
    Range$0.34 - $0.35
    8 analysts
    EPS RevisionsNo revisions (7d)
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.34-0.3%
    60d ago$0.340.0%
    30d ago$0.340.0%
    7d ago$0.340.0%
    Current$0.34
    Revenue Consensus
    $183M
    Range$182M - $185M
    6 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.42
    Range$0.42 - $0.45
    7 analysts
    Revenue Consensus
    $191M
    Range$188M - $193M
    6 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.42---
    Sep 26EST
    		-$0.34---
    Jun 26
    Reported Jul 27
    		$0.37$0.33+12.12%Beat+23.3%
    Mar 26
    Reported Apr 27
    		$0.35$0.30+16.67%Beat+0.0%
    Dec 25
    Reported Jan 26
    		$0.33$0.31+6.45%Beat+22.2%
    Sep 25
    Reported Oct 27
    		$0.29$0.31-6.45%Miss+11.5%
    Jun 25
    Reported Jul 29
    		$0.30$0.28+7.14%Beat+11.1%
    Mar 25
    Reported Apr 28
    		$0.35$0.24+45.83%Beat+52.2%
    Dec 24
    Reported Jan 24
    		$0.27$0.25+8.00%Beat+12.5%
    Sep 24
    Reported Oct 29
    		$0.26$0.26+0.00%Beat-16.1%
    Jun 24
    Reported Jul 23
    		$0.27$0.22+22.73%Beat+0.0%
    Mar 24
    Reported Apr 22
    		$0.23$0.23+0.00%Beat-17.9%
    Dec 23
    Reported Jan 22
    		$0.24$0.24+0.00%Beat-20.0%
    Sep 23
    Reported Oct 23
    		$0.31$0.24+29.17%Beat+6.9%
    Jun 23
    Reported Jul 24
    		$0.27$0.26+3.85%Beat+3.8%
    Mar 23
    Reported Apr 24
    		$0.28$0.26+7.69%Beat+21.7%
    Dec 22
    Reported Jan 23
    		$0.30$0.31-3.23%Miss+15.4%
    Sep 22
    Reported Oct 24
    		$0.29$0.29+0.00%Beat+7.4%
    Jun 22
    Reported Jul 25
    		$0.26$0.22+18.18%Beat+8.3%
    Mar 22
    Reported Apr 25
    		$0.23$0.20+15.00%Beat-28.1%
    Dec 21
    Reported Jan 24
    		$0.26$0.22+18.18%Beat-10.3%
    Sep 21
    Reported Oct 25
    		$0.27$0.22+22.73%Beat-15.6%
    Jun 21
    Reported Jul 26
    		$0.24$0.27-11.11%Miss-4.0%
    Mar 21
    Reported Apr 26
    		$0.32$0.28+14.29%Beat+220.0%
    Dec 20
    Reported Jan 25
    		$0.29$0.27+7.41%Beat+16.0%
    Sep 20
    Reported Oct 26
    		$0.32$0.25+28.00%Beat+3.2%
    Jun 20
    Reported Jul 27
    		$0.25$0.07+257.14%Beat-3.8%
    Mar 20
    Reported Apr 27
    		$0.10$0.17-41.18%Miss-60.0%
    Dec 19
    Reported Jan 27
    		$0.25$0.27-7.41%Miss-3.8%
    Sep 19
    Reported Oct 21
    		$0.31$0.26+19.23%Beat+14.8%
    Jun 19
    Reported Jul 22
    		$0.26$0.28-7.14%Miss+0.0%
    Mar 19
    Reported Apr 17
    		$0.25$0.25+0.00%Beat+4.2%
    Dec 18
    Reported Mar 1
    		$0.26$0.27-3.70%Miss+30.0%
    Sep 18
    Reported Oct 22
    		$0.27$0.26+3.85%Beat+12.5%
    Jun 18
    Reported Jul 23
    		$0.26$0.25+4.00%Beat+18.2%
    Mar 18
    Reported Apr 18
    		$0.24$0.24+0.00%Beat+41.2%
    Dec 17
    Reported Mar 1
    		$0.20$0.21-4.76%Miss-20.0%
    Sep 17
    Reported Oct 23
    		$0.24$0.22+9.09%Beat-
    Jun 17
    Reported Jul 24
    		$0.22$0.21+4.76%Beat-
    Mar 17
    Reported Apr 24
    		$0.17$0.23-26.09%Miss-
    Dec 16
    Reported Mar 1
    		$0.25$0.26-3.85%Miss-

    Dividends

    Dividend Metrics

    Forward Yield5.37%
    Forward Annual Dividend$0.80
    Payout Ratio76.60%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+0.00%
    5Y CAGR+1.03%
    NWBI dividend history and ex-dividend datesRun NWBI in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.11EV/EBITDA14.44x
    Price/FCF15.84xFCF Yield6.31%
    Profitability
    Profit Margin23.40%Operating Margin41.60%
    ROE8.57%ROIC5.49%
    Financial Health
    Debt/Equity0.44xInterest Coverage0.84x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.69Avg Volume1.19M
    52-Week High$15.9652-Week Low$10.79

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$14.85
    SMA 20$14.99
    SMA 50$15.29
    SMA 200$13.84
    EMA 10$14.85
    EMA 20$14.97
    EMA 50$15.09
    EMA 200$14.11

    MACD

    Line: -0.15Signal: -0.14Hist: -0.01

    ADX

    ADX: 30.4+DI: 18.3-DI: 26.8

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down96.0
    PSAR$14.99

    Bollinger Bands

    Upper Band$15.45
    Lower Band$14.53
    %B Position613%(Upper)
    Band Width0.39

    RSI (14-Day)

    Neutral
    46.0

    Momentum Oscillators

    Stoch %K29.0
    Stoch %D26.6
    Williams %R-52.7
    ROC (10d)-0.7%
    Momentum-0.10
    CCI (20d)-54.4
    MFI (14d)26.7

    Volatility Measures

    ATR (14d)$0.28(1.9%)
    StdDev (20d)0.23
    Hist Vol16.8%(Low)

    Volume Flow

    VWAP$14.85
    OBV25.1M
    AD Line-814.8M
    CMF (20d)-0.053

    Volume Metrics

    Avg Vol (20d)1.2M
    Vol Ratio0.9x
    VWMA (20d)$15.04

    Pivot Points

    R3$15.02
    R2$14.88
    R1$14.78
    Pivot Point$14.64
    S1$14.53
    S2$14.39
    S3$14.29

    Advanced Oscillators

    TSI-16.97
    Ultimate Osc48.7
    KST-34.27

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$181.17M$175.06M$179.94M$168.17M$150.38M$156.17M$154.26M$139.13M$97.99M$131.20M$135.47M$139.26M
    Cost of RevenueN/A$63.44M$66.40M$89.91M$60.87M$60.69M$73.09M$64.95M$59.64M$60.44M$59.03M$44.23M
    Gross ProfitN/A$170.69M$174.20M$136.19M$140.80M$147.93M$136.79M$133.79M$97.96M$127.59M$127.20M$137.70M
    Operating Expenses$104.28M$104.04M$113.52M$133.50M$97.54M$91.74M$95.33M$90.77M$92.42M$90.02M$90.68M$87.57M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$66.66M$60.68M$3.47M$44.10M$56.52M$42.37M$43.54M$5.94M$37.74M$36.85M$50.68M
    Interest Income$205.14M$201.55M$202.82M$194.68M$171.57M$180.59M$170.72M$171.38M$166.85M$160.24M$157.39M$151.60M
    Interest Expense$58.20M$59.07M$60.66M$58.70M$52.13M$52.78M$56.52M$60.08M$60.01M$57.00M$51.09M$43.23M
    Income Before Tax$70.25M$66.66M$58.70M$3.47M$44.10M$56.52M$42.37M$43.49M$5.94M$37.74M$36.85M$50.68M
    Income Tax Expense$16.70M$16.12M$12.98M$302,000$10.42M$13.07M$9.62M$9.88M$1.20M$8.58M$7.83M$11.46M
    Net Income$53.55M$50.54M$45.71M$3.17M$33.67M$43.46M$32.75M$33.62M$4.75M$29.16M$29.01M$39.22M
    EBITDA$67.72M$65.26M$56.83M$3.37M$45.15M$57.07M$45.52M$50.53M$12.50M$43.01M$45.52M$59.07M
    EBIT$70.25M$66.66M$58.70M$3.47M$44.10M$56.52M$42.37M$43.49M$5.94M$37.74M$36.85M$50.68M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Form 4 Northwest Bancshares Inc: Thomas K. Creal IV (Chief Credit Officer) For: 9 March

    This article reports on a Form 4 filing for Northwest Bancshares Inc., indicating activity by Thomas K. Creal IV, the Chief Credit Officer...

    Investing.com UK•10/16/26•Neutral

    A correction puts Thomas K. Creal IV’s tax withholding at 115 shares at Northwest Bancshares (NWBI).

    Northwest Bancshares (NWBI) has filed an amended Form 4 to correct a previous insider trading report for its Chief Credit Officer...

    Stock Titan•10/15/26•Neutral

    A correction puts Northwest Bancshares (NWBI) credit chief Thomas K. Creal IV’s direct holdings at 44,817 shares.

    An amended SEC Form 4 filing by Northwest Bancshares (NWBI) corrects an earlier report regarding its Chief Credit Officer, Thomas K. Creal IV. The amendment clarifies that 1,409 shares were withheld for tax purposes...

    Stock Titan•10/15/26•Neutral

    Risk chief had 2,891 and 3,351 shares withheld for taxes at Northwest Bancshares (NWBI).

    Northwest Bancshares' Chief Risk Officer, Gregory J. Betchkal, had 2,891 and 3,351 shares withheld for tax purposes on March 9, 2026, each at $12.28 per share...

    Stock Titan•10/15/26•Neutral

    How (NWBI) Movements Inform Risk Allocation Models

    This article analyzes Northwest Bancshares Inc. (NASDAQ: NWBI) using AI models to inform risk allocation. Key findings indicate weak near and mid-term sentiment, potentially challenging a long-term positive outlook...

    Stock Traders Daily•10/13/26•Somewhat-Bearish

    NWBI Valuation and Fair Value

    P/E
    11.1x
    Forward P/E
    13.4x
    EV/EBITDA
    14.4x
    P/FCF
    15.8x
    PEG
    2.3x
    P/B
    1.1x
    See GNG's fair value

    NWBI Profitability: Margins, ROIC and FCF

    Operating margin
    41.6%
    Net margin
    23.4%
    ROIC
    5.5%
    ROE
    8.6%
    FCF margin
    19.5%
    FCF yield
    6.3%

    NWBI Competitors

    CompanyTicker
    OFG BancorpOFG
    WaFd, Inc.WAFD
    Federal Agricultural Mortgage CorporationAGM
    Encore Capital Group IncECPG
    Upstart Holdings IncUPST
    Enterprise Financial ServicesEFSC
    LendingClub CorpLC
    Hilltop Holdings IncHTH

    Sector: Financial Services

    NWBI Analyst Ratings

    Consensus
    Hold
    Analysts
    8
    Strong Buy
    0
    Buy
    1
    Hold
    7
    Sell
    0
    Strong Sell
    0

    NWBI Bull Case vs Bear Case

    Bull case

    • NWBI converts 19.5% of revenue into free cash flow.
    • NWBI has a 23.4% net profit margin.
    • NWBI beat EPS estimates in 75.0% of its last 8 reported quarters.

    NWBI Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    11.2%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.34
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 1 down

    NWBI Dividend

    Forward yield
    5.4%
    Payout ratio
    76.6%
    3Y DPS growth
    0.0%
    5Y DPS growth
    1.0%
    Pay months
    Feb, May, Aug, Nov
    NWBI dividend history

    Frequently Asked Questions About NWBI

    What is NWBI's current dividend yield?

    Northwest Bancshares Inc (NWBI) has a forward dividend yield of 5.37%.

    Does NWBI pay dividends?

    Yes, Northwest Bancshares Inc pays dividends with a forward dividend yield of 5.37%.

    What is NWBI's P/E ratio?

    Northwest Bancshares Inc has a price-to-earnings (P/E) ratio of 11.11.

    What is NWBI's market cap?

    Northwest Bancshares Inc (NWBI) has a market capitalization of $2.15B with a current stock price of $14.89.

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