LendingClub Corp (LC)

Official site

FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

$19.21

+0.00 (+0.00%)

Market Cap: $2.22B

Last updated: Oct 14, 2026 at 5:00 PM ET

Earnings

Performance (10Y)

Beat Rate

84%(32/38)

Avg Surprise

+69.55%

Streak

4 Q

Upcoming Estimates

Period ending Sep 30, 2026

EPS Consensus$0.44

Range$0.43 - $0.46

7 analysts

EPS RevisionsNo revisions (7d)

30d

EPS Estimate DriftChange to current

90d ago$0.47-5.8%

60d ago$0.47-5.6%

30d ago$0.47-5.6%

7d ago$0.46-4.4%

Current$0.44

Revenue Consensus

$271M

Range$250M - $284M

10 analysts

Period ending Dec 31, 2026

EPS Consensus$0.53

Range$0.50 - $0.54

8 analysts

Revenue Consensus

$275M

Range$221M - $314M

10 analysts

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2026Dec 26EST	-	$0.53	$0.50 - $0.54	-	-	8	-	-
Sep 30, 2026Sep 26EST	-	$0.44	$0.43 - $0.46	-	-	7	0 7 30d	-
Jun 30, 2026Jun 26 Reported Aug 4, 2026Reported Aug 4	$N/A	$0.43	$0.40 - $0.43	N/A	Beat	7	5 2 30d	-
Mar 31, 2026Mar 26 Reported Apr 27, 2026Reported Apr 27	$0.44	$0.36	$0.31 - $0.38	+22.22%	Beat	8	8 0 30d	+340.0%
Dec 31, 2025Dec 25 Reported Jan 28, 2026Reported Jan 28	$0.35	$0.34	$0.30 - $0.40	+2.94%	Beat	8	2 0 30d	+337.5%
Sep 30, 2025Sep 25 Reported Oct 22, 2025Reported Oct 22	$0.37	$0.31	$0.29 - $0.32	+19.35%	Beat	9	8 0 30d	+184.6%
Jun 30, 2025Jun 25 Reported Jul 29, 2025Reported Jul 29	$0.33	$0.15	$0.09 - $0.22	+120.00%	Beat	9	0 1 30d	+153.8%
Mar 31, 2025Mar 25 Reported Apr 29, 2025Reported Apr 29	$0.10	$0.11	$0.04 - $0.16	-9.09%	Miss	7	2 2 30d	-9.1%
Dec 31, 2024Dec 24 Reported Jan 28, 2025Reported Jan 28	$0.08	$0.09	$0.07 - $0.13	-11.11%	Miss	8	5 2 30d	-11.1%
Sep 30, 2024Sep 24 Reported Oct 23, 2024Reported Oct 23	$0.13	$0.08	$0.04 - $0.10	+62.50%	Beat	10	2 0 30d	+160.0%
Jun 30, 2024Jun 24 Reported Jul 30, 2024Reported Jul 30	$0.13	$0.04	$0.01 - $0.07	+225.00%	Beat	10	No revisions (30d)	+44.4%
Mar 31, 2024Mar 24 Reported Apr 30, 2024Reported Apr 30	$0.11	$0.03	$0.01 - $0.07	+266.67%	Beat	9	1 0 30d	-15.4%
Dec 31, 2023Dec 23 Reported Jan 30, 2024Reported Jan 30	$0.09	$0.01	$-0.03 - $0.05	+800.00%	Beat	10	No revisions (30d)	-52.6%
Sep 30, 2023Sep 23 Reported Oct 25, 2023Reported Oct 25	$0.05	$0.04	$0.01 - $0.08	+25.00%	Beat	9	3 2 30d	-86.1%
Jun 30, 2023Jun 23 Reported Jul 26, 2023Reported Jul 26	$0.09	$0.03	$0.00 - $0.12	+200.00%	Beat	9	1 0 30d	-80.0%
Mar 31, 2023Mar 23 Reported Apr 26, 2023Reported Apr 26	$0.13	$0.07	$0.05 - $0.24	+85.71%	Beat	7	1 0 30d	-66.7%
Dec 31, 2022Dec 22 Reported Jan 25, 2023Reported Jan 25	$0.19	$0.22	$0.17 - $0.23	-13.64%	Miss	6	2 2 30d	-29.6%
Sep 30, 2022Sep 22 Reported Oct 26, 2022Reported Oct 26	$0.36	$0.32	$0.30 - $0.38	+12.50%	Beat	6	No revisions (30d)	+38.5%
Jun 30, 2022Jun 22 Reported Jul 27, 2022Reported Jul 27	$0.45	$0.40	$0.39 - $0.41	+12.50%	Beat	7	No revisions (30d)	+309.1%
Mar 31, 2022Mar 22 Reported Apr 27, 2022Reported Apr 27	$0.39	$0.27	$0.20 - $0.27	+44.44%	Beat	7	No revisions (30d)	+197.5%
Dec 31, 2021Dec 21 Reported Jan 26, 2022Reported Jan 26	$0.27	$0.22	$0.20 - $0.23	+22.73%	Beat	6	No revisions (30d)	+212.5%
Sep 30, 2021Sep 21 Reported Oct 27, 2021Reported Oct 27	$0.26	$0.13	$-0.36 - $0.14	+100.00%	Beat	5	1 0 30d	+204.0%
Jun 30, 2021Jun 21 Reported Jul 28, 2021Reported Jul 28	$0.11	N/A	-	+128.21%	Beat	4	1 0 30d	+118.3%
Mar 31, 2021Mar 21 Reported Apr 28, 2021Reported Apr 28	$-0.40	$-0.79	$-0.84 - $-0.58	+49.37%	Beat	4	1 0 30d	+9.1%
Dec 31, 2020Dec 20 Reported Mar 10, 2021Reported Mar 10	$-0.24	$-0.25	$-0.28 - $-0.21	+4.00%	Beat	4	No revisions (30d)	-400.0%
Sep 30, 2020Sep 20 Reported Nov 4, 2020Reported Nov 4	$-0.25	N/A	-	+55.36%	Beat	7	No revisions (30d)	-377.8%
Jun 30, 2020Jun 20 Reported Aug 4, 2020Reported Aug 4	$-0.60	$-0.54	$-0.89 - $-0.14	-11.11%	Miss	8	No revisions (30d)	-5900.0%
Mar 31, 2020Mar 20 Reported May 5, 2020Reported May 5	$-0.44	$-0.06	$-0.23 - $-0.01	-633.33%	Miss	9	No revisions (30d)	-193.3%
Dec 31, 2019Dec 19 Reported Feb 18, 2020Reported Feb 18	$0.08	$0.04	$0.01 - $0.06	+100.00%	Beat	7	No revisions (30d)	-52.9%
Sep 30, 2019Sep 19 Reported Nov 5, 2019Reported Nov 5	$0.09	$0.02	$-0.05 - $0.05	+350.00%	Beat	10	No revisions (30d)	-40.0%
Jun 30, 2019Jun 19 Reported Aug 6, 2019Reported Aug 6	$-0.01	N/A	-	+90.00%	Beat	11	No revisions (30d)	-106.7%
Mar 31, 2019Mar 19 Reported May 7, 2019Reported May 7	$-0.15	$-0.20	$-0.22 - $-0.16	+25.00%	Beat	14	No revisions (30d)	-400.0%
Dec 31, 2018Dec 18 Reported Feb 19, 2019Reported Feb 19	$0.17	$0.11	$0.10 - $0.12	+54.55%	Beat	12	No revisions (30d)	+240.0%
Sep 30, 2018Sep 18 Reported Nov 6, 2018Reported Nov 6	$0.15	$0.11	$0.11 - $0.12	+36.36%	Beat	15	No revisions (30d)	+0.0%
Jun 30, 2018Jun 18 Reported Aug 7, 2018Reported Aug 7	$0.15	$0.09	$0.07 - $0.10	+66.67%	Beat	15	No revisions (30d)	+400.0%
Mar 31, 2018Mar 18 Reported May 8, 2018Reported May 8	$0.05	$-0.03	$-0.04 - $-0.01	+266.67%	Beat	16	No revisions (30d)	+150.0%
Dec 31, 2017Dec 17 Reported Feb 20, 2018Reported Feb 20	$0.05	$0.10	$0.09 - $0.11	-50.00%	Miss	16	No revisions (30d)	+150.0%
Sep 30, 2017Sep 17 Reported Nov 7, 2017Reported Nov 7	$0.15	$0.14	$0.12 - $0.15	+7.14%	Beat	15	No revisions (30d)	-
Jun 30, 2017Jun 17 Reported Aug 7, 2017Reported Aug 7	$-0.05	$-0.08	$-0.10 - $-0.05	+37.50%	Beat	16	1 0 30d	-
Mar 31, 2017Mar 17 Reported May 4, 2017Reported May 4	$-0.10	$-0.17	-	+41.18%	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Feb 14, 2017Reported Feb 14	$-0.10	$-0.16	-	+37.50%	Beat	-	-	-

Key Metrics

Valuation
P/E Ratio	N/A	EV/EBITDA	N/A
Price/FCF	-0.71x	FCF Yield	-140.18%
Profitability
Profit Margin	12.80%	Operating Margin	20.00%
ROE	12.20%	ROIC	N/A
Financial Health
Debt/Equity	N/A	Interest Coverage	0.59x
Current Ratio	194.64x	Quick Ratio	194.64x
Trading Statistics
Beta	1.97	Avg Volume	N/A
52-Week High	$21.67	52-Week Low	$13.05

Technical Indicators Dashboard

Moving Averages

SMA 10$19.21

SMA 20$19.21

SMA 50$19.21

SMA 200$17.76

EMA 10$19.21

EMA 20$19.21

EMA 50$19.12

EMA 200$17.84

MACD

Line: 0.00Signal: 0.01Hist: -0.00

ADX

ADX: 59.6+DI: 33.4-DI: 8.4

Aroon & PSAR

Aroon Up100.0

Aroon Down100.0

PSAR$19.50

Bollinger Bands

Upper Band$19.21

Lower Band$19.21

%B PositionN/A

Band Width1.00

RSI (14-Day)

Neutral

64.2

Momentum Oscillators

Stoch %KN/A

Stoch %DN/A

Williams %RN/A

ROC (10d)N/A

MomentumN/A

CCI (20d)N/A

MFI (14d)N/A

Volatility Measures

ATR (14d)$0.00(0.0%)

StdDev (20d)N/A

Hist VolN/A

Volume Flow

VWAP$19.21

OBV20.3M

AD Line-13.6M

CMF (20d)N/A

Volume Metrics

Avg Vol (20d)N/A

Vol RatioN/A

VWMA (20d)N/A

Pivot Points

R3$19.21

R2$19.21

R1$19.21

Pivot Point$19.21

S1$19.21

S2$19.21

S3$19.21

Advanced Oscillators

TSI29.51

Ultimate OscN/A

KSTN/A

Financial Data

Quarter	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
Total Revenue	$261.21M	$354.03M	$349.59M	$331.28M	$299.81M	$315.41M	$302.02M	$278.35M	$265.15M	$272.82M	$271.26M	$300.30M
Cost of Revenue	$84.97M	$87.56M	$129.64M	$122.58M	$140.25M	$161.45M	$147.68M	$126.67M	$116.39M	$118.75M	$134.89M	$134.43M
Gross Profit	$176.23M	$266.47M	$219.95M	$208.70M	$159.56M	$153.96M	$154.34M	$151.68M	$148.76M	$154.08M	$136.37M	$165.88M

Operating Expenses	$184.92M	$169.28M	$162.71M	$154.72M	$143.87M	$142.85M	$136.33M	$132.26M	$132.23M	$140.39M	$128.03M	$151.08M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$113.30M	$60.64M	$60.83M	$61.99M	$58.39M	$58.66M	$57.41M	$56.54M	$59.55M	$58.59M	$58.50M	$71.55M
Operating Income	$-8,689,000	$97.19M	$57.24M	$53.98M	$15.70M	$11.11M	$18.01M	$19.42M	$16.53M	$13.68M	$8.34M	$14.80M

Interest Income	$261.21M	$250.59M	$241.80M	$237.10M	$232.06M	$240.60M	$240.38M	$219.63M	$207.35M	$208.32M	$207.41M	$214.49M
Interest Expense	$84.97M	$87.56M	$83.36M	$82.85M	$82.10M	$98.21M	$100.14M	$91.11M	$84.46M	$76.84M	$70.41M	$67.83M
Income Before Tax	$67.33M	$50.03M	$57.24M	$53.98M	$15.70M	$11.11M	$18.01M	$19.42M	$16.53M	$13.68M	$8.34M	$14.80M
Income Tax Expense	$15.72M	$8.47M	$12.96M	$15.81M	$4.02M	$1.39M	$3.55M	$4.52M	$4.28M	$3.53M	$3.33M	$4.69M

Net Income	$51.60M	$41.55M	$44.27M	$38.18M	$11.67M	$9.72M	$14.46M	$14.90M	$12.25M	$10.15M	$5.01M	$10.11M

EBITDA	$7.13M	$113.83M	$74.12M	$69.45M	$29.59M	$25.32M	$31.35M	$32.49M	$29.20M	$25.64M	$19.59M	$26.43M
EBIT	$-8,689,000	$97.19M	$57.24M	$53.98M	$15.70M	$11.11M	$18.01M	$19.42M	$16.53M	$13.68M	$8.34M	$14.80M

* Some calculated fields are derived from available data when not provided by source

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Investing.com•Sep 3, 2026 8:29 AM ET9/3/26•Neutral

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Yahoo Finance Australia•Aug 8, 2026 4:10 AM ET8/8/26•Neutral

LendingClub Corporation (NYSE:LC) Given Consensus Rating of "Moderate Buy" by Analysts

LendingClub (NYSE:LC) has received a consensus "Moderate Buy" rating from nine analysts, with an average 12-month price target of $23.07...

MarketBeat•Aug 4, 2026 2:39 AM ET8/4/26•Bullish

Edgestream Partners L.P. Buys 61,770 Shares of LendingClub Corporation $LC

Edgestream Partners L.P. significantly increased its stake in LendingClub Corporation (NYSE:LC) by 64.8% in the first quarter...

MarketBeat•Aug 3, 2026 4:12 AM ET8/3/26•Neutral

LendingClub Corporation $LC Shares Acquired by Dimensional Fund Advisors LP

Dimensional Fund Advisors LP increased its stake in LendingClub Corporation (NYSE:LC) by 2.5% in the first quarter, now owning 5.76 million shares valued at $82.5 million...

MarketBeat•Jul 31, 2026 4:40 AM ET7/31/26•Somewhat-Bullish

LC Valuation and Fair Value

Forward P/E: 12.1x
P/FCF: -0.7x
PEG: -18.1x
P/B: 1.5x

See GNG's fair value

LC Profitability: Margins, ROIC and FCF

Gross margin: 67.2%
Operating margin: 20.0%
Net margin: 12.8%
ROE: 12.2%
FCF margin: -243.8%
FCF yield: -140.2%

LC Competitors

Company	Ticker
WesBanco Inc	WSBCP
Upstart Holdings Inc	UPST
Artisan Partners Asset Management Inc	APAM
Federal Agricultural Mortgage Corporation	AGM
Bank of N.T. Butterfield & Son Ltd	NTB
OFG Bancorp	OFG
WaFd, Inc.	WAFDP
Northwest Bancshares Inc	NWBI

Sector: Financial Services

LC Bull Case vs Bear Case

Bull case

LC beat EPS estimates in 75.0% of its last 8 reported quarters.
LC grew quarterly revenue 12.5% year over year.

LC Earnings: Beat Rate and Next Report

Beat rate: 6 of 8 quarters (75.0%)
Average surprise: 54.0%
EPS estimate (fiscal period ending Sep 30, 2026): $0.44
Estimate revisions (30 days, fiscal period ending Sep 30, 2026): 0 up, 7 down

Frequently Asked Questions About LC

Does LC pay dividends?

LendingClub Corp (LC) does not currently pay a regular dividend.

What is LC's market cap?

LendingClub Corp (LC) has a market capitalization of $2.22B with a current stock price of $19.21.

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