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    Dime Community Bancshares, Inc. (DCOM)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $38.74
    +0.70 (+1.84%)

    Market Cap: $1.68B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    56%(22/39)
    Avg Surprise
    -3.64%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.86
    Range$0.83 - $0.90
    5 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.89-3.1%
    60d ago$0.87-0.9%
    30d ago$0.87-0.9%
    7d ago$0.87-0.5%
    Current$0.86
    Revenue Consensus
    $131M
    Range$131M - $132M
    5 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.92
    Range$0.78 - $1.03
    5 analysts
    Revenue Consensus
    $142M
    Range$139M - $146M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.92---
    Sep 26EST
    -$0.86---
    Jun 26
    Reported Jul 23
    $0.79$0.76+3.95%Beat+23.4%
    Mar 26
    Reported Apr 23
    $0.74$0.77-3.90%Miss+29.8%
    Dec 25
    Reported Jan 21
    $0.79$0.71+11.27%Beat+88.1%
    Sep 25
    Reported Oct 23
    $0.61$0.69-11.59%Miss+110.3%
    Jun 25
    Reported Jul 24
    $0.64$0.62+3.23%Beat+73.0%
    Mar 25
    Reported Apr 22
    $0.57$0.58-1.72%Miss+50.0%
    Dec 24
    Reported Jan 23
    $0.42$0.45-6.67%Miss+7.7%
    Sep 24
    Reported Oct 22
    $0.29$0.41-29.27%Miss-48.2%
    Jun 24
    Reported Jul 23
    $0.37$0.38-2.63%Miss-45.6%
    Mar 24
    Reported Apr 23
    $0.38$0.37+2.70%Beat-60.0%
    Dec 23
    Reported Jan 26
    $0.39$0.46-15.22%Miss-60.6%
    Sep 23
    Reported Oct 19
    $0.56$0.54+3.70%Beat-41.1%
    Jun 23
    Reported Jul 28
    $0.68$0.60+13.33%Beat-32.7%
    Mar 23
    Reported Apr 28
    $0.95$0.82+15.85%Beat+15.9%
    Dec 22
    Reported Jan 27
    $0.99$1.00-1.00%Miss+17.9%
    Sep 22
    Reported Oct 28
    $0.95$0.92+3.26%Beat-5.9%
    Jun 22
    Reported Jul 29
    $1.01$0.83+21.69%Beat+7.4%
    Mar 22
    Reported Apr 29
    $0.82$0.83-1.20%Miss+224.2%
    Dec 21
    Reported Jan 28
    $0.84$0.86-2.33%Miss+16.7%
    Sep 21
    Reported Oct 29
    $1.01$0.80+26.25%Beat+48.5%
    Jun 21
    Reported Jul 30
    $0.94$0.91+3.30%Beat+56.7%
    Mar 21
    Reported Apr 30
    $-0.66$0.59-211.86%Miss-278.4%
    Dec 20
    Reported Mar 15
    $0.72$0.55+30.91%Beat+71.4%
    Sep 20
    Reported Oct 27
    $0.68$0.50+36.00%Beat+240.0%
    Jun 20
    Reported Jul 28
    $0.60$0.39+53.85%Beat+7.1%
    Mar 20
    Reported Apr 29
    $0.37$0.46-19.57%Miss-24.5%
    Dec 19
    Reported Jan 29
    $0.42$0.52-19.23%Miss-19.2%
    Sep 19
    Reported Oct 24
    $0.20N/A-64.29%Miss-59.2%
    Jun 19
    Reported Jul 23
    $0.56$0.51+9.80%Beat+9.8%
    Mar 19
    Reported Apr 23
    $0.49$0.49+0.00%Beat-12.5%
    Dec 18
    Reported Jan 28
    $0.52$0.49+6.12%Beat+0.0%
    Sep 18
    Reported Oct 23
    $0.49$0.51-3.92%Miss-3.9%
    Jun 18
    Reported Jul 24
    $0.51$0.55-7.27%Miss+4.1%
    Mar 18
    Reported Apr 25
    $0.56$0.53+5.66%Beat+21.7%
    Dec 17
    Reported Jan 29
    $0.52$0.51+1.96%Beat+2.0%
    Sep 17
    Reported Oct 25
    $0.51$0.50+2.00%Beat-
    Jun 17
    Reported Jul 26
    $0.49$0.49+0.00%Beat-
    Mar 17
    Reported Apr 26
    $0.46$0.49-6.12%Miss-
    Dec 16
    Reported Jan 27
    $0.51$0.46+10.87%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.58%
    Forward Annual Dividend$1.00
    Payout Ratio34.25%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+1.37%
    5Y CAGR+0.82%

    Key Metrics

    Valuation
    P/E Ratio13.22EV/EBITDA2.06x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin29.40%Operating Margin44.60%
    ROE8.74%ROIC6.03%
    Financial Health
    Debt/Equity0.41xInterest Coverage0.70x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.01Avg Volume377.63K
    52-Week High$41.9752-Week Low$25.09

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$38.78
    SMA 20$39.42
    SMA 50$40.12
    SMA 200$36.71
    EMA 10$38.75
    EMA 20$39.22
    EMA 50$39.67
    EMA 200$36.86

    MACD

    Line: -0.54Signal: -0.44Hist: -0.10

    ADX

    ADX: 32.4+DI: 15.5-DI: 33.5

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down96.0
    PSAR$37.55

    Bollinger Bands

    Upper Band$41.18
    Lower Band$37.67
    %B Position889%(Upper)
    Band Width0.30

    RSI (14-Day)

    Neutral
    41.9

    Momentum Oscillators

    Stoch %K23.3
    Stoch %D17.2
    Williams %R-59.5
    ROC (10d)-2.0%
    Momentum-0.78
    CCI (20d)-78.2
    MFI (14d)26.1

    Volatility Measures

    ATR (14d)$0.77(2.0%)
    StdDev (20d)0.88
    Hist Vol16.2%(Low)

    Volume Flow

    VWAP$38.56
    OBV9.7M
    AD Line-76.2M
    CMF (20d)-0.079

    Volume Metrics

    Avg Vol (20d)390.6K
    Vol Ratio0.8x
    VWMA (20d)$39.34

    Pivot Points

    R3$39.15
    R2$38.74
    R1$38.39
    Pivot Point$37.97
    S1$37.62
    S2$37.21
    S3$36.86

    Advanced Oscillators

    TSI-25.56
    Ultimate Osc45.0
    KST-40.29

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$126.45M$123.60M$123.78M$115.61M$109.69M$103.85M$57.24M$87.56M$87.31M$82.00M$82.99M$84.41M
    Cost of RevenueN/A$73.46M$79.08M$85.44M$78.67M$77.28M$88.10M$95.92M$89.50M$94.69M$88.36M$83.17M
    Gross ProfitN/A$111.28M$112.89M$102.32M$100.47M$94.22M$43.52M$75.95M$81.72M$76.79M$79.27M$82.60M
    Operating Expenses$64.70M$62.76M$65.07M$62.22M$60.30M$65.51M$60.61M$57.73M$55.69M$52.51M$53.94M$59.52M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$48.53M$47.83M$40.09M$40.17M$28.71M$-17,091,000$18.22M$26.03M$24.28M$25.33M$23.08M
    Interest Income$175.25M$173.40M$180.48M$175.54M$167.55M$161.87M$165.48M$164.24M$159.42M$161.01M$158.76M$157.84M
    Interest Expense$60.06M$61.15M$68.19M$72.14M$69.45M$67.65M$74.39M$84.31M$83.92M$89.48M$84.64M$81.36M
    Income Before Tax$47.88M$48.53M$47.83M$40.09M$40.17M$28.71M$-17,091,000$18.22M$26.03M$24.28M$25.33M$23.08M
    Income Tax Expense$13.06M$13.95M$15.97M$12.42M$10.47M$7.25M$3.32M$4.90M$7.55M$6.58M$9.02M$8.09M
    Net Income$34.81M$34.58M$31.86M$27.67M$29.70M$21.46M$-20,413,000$13.33M$18.48M$17.69M$16.31M$14.98M
    EBITDA$49.33M$49.97M$49.59M$41.70M$41.30M$29.42M$-15,812,000$20.62M$28.31M$26.79M$27.70M$24.93M
    EBIT$47.88M$48.53M$47.83M$40.09M$40.17M$28.71M$-17,091,000$18.22M$26.03M$24.28M$25.33M$23.08M
    * Some calculated fields are derived from available data when not provided by source

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    DCOM Valuation and Fair Value

    P/E
    13.2x
    Forward P/E
    12.8x
    EV/EBITDA
    2.1x
    PEG
    3.8x
    P/B
    1.2x
    See GNG's fair value

    DCOM Profitability: Margins, ROIC and FCF

    Operating margin
    44.6%
    Net margin
    29.4%
    ROIC
    6.0%
    ROE
    8.7%
    FCF margin
    40.7%

    DCOM Analyst Ratings

    Consensus
    Buy
    Analysts
    5
    Strong Buy
    2
    Buy
    2
    Hold
    1
    Sell
    0
    Strong Sell
    0

    DCOM Bull Case vs Bear Case

    Bull case

    • DCOM converts 40.7% of revenue into free cash flow.
    • DCOM has a 29.4% net profit margin.
    • DCOM grew quarterly revenue 12.0% year over year.

    Bear case

    • DCOM beat EPS estimates in 37.5% of its last 8 reported quarters.

    DCOM Earnings: Beat Rate and Next Report

    Beat rate
    3 of 8 quarters (37.5%)
    Average surprise
    -4.3%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.86
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 1 down

    DCOM Dividend

    Forward yield
    2.6%
    Payout ratio
    34.3%
    3Y DPS growth
    1.4%
    5Y DPS growth
    0.8%
    Pay months
    Jan, Apr, Jul, Oct
    DCOM dividend history

    Frequently Asked Questions About DCOM

    What is DCOM's current dividend yield?

    Dime Community Bancshares, Inc. (DCOM) has a forward dividend yield of 2.58%.

    Does DCOM pay dividends?

    Yes, Dime Community Bancshares, Inc. pays dividends with a forward dividend yield of 2.58%.

    What is DCOM's P/E ratio?

    Dime Community Bancshares, Inc. has a price-to-earnings (P/E) ratio of 13.22.

    What is DCOM's market cap?

    Dime Community Bancshares, Inc. (DCOM) has a market capitalization of $1.68B with a current stock price of $38.74.

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