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    S

    S&T Bancorp Inc (STBA)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $48.09
    -0.32 (-0.67%)

    Market Cap: $1.69B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    79%(31/39)
    Avg Surprise
    -4.22%
    Streak
    11 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.98
    Range$0.95 - $1.02
    7 analysts
    EPS Revisions
    1
    0
    7d
    7
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.93+5.7%
    60d ago$0.98+0.9%
    30d ago$0.99-0.1%
    7d ago$0.99-0.1%
    Current$0.98
    Revenue Consensus
    $107M
    Range$106M - $108M
    6 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.17
    Range$1.12 - $1.24
    7 analysts
    Revenue Consensus
    $108M
    Range$107M - $109M
    6 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.17---
    Sep 26EST
    		-$0.98---
    Jun 26
    Reported Jul 23
    		$1.02$0.92+10.87%Beat+22.9%
    Mar 26
    Reported Apr 23
    		$0.94$0.87+8.05%Beat+8.0%
    Dec 25
    Reported Jan 22
    		$0.89$0.88+1.14%Beat+3.5%
    Sep 25
    Reported Oct 23
    		$0.91$0.86+5.81%Beat+7.1%
    Jun 25
    Reported Jul 24
    		$0.83$0.81+2.47%Beat-6.7%
    Mar 25
    Reported Apr 24
    		$0.87$0.75+16.00%Beat+7.4%
    Dec 24
    Reported Jan 30
    		$0.86$0.77+11.69%Beat-10.4%
    Sep 24
    Reported Oct 17
    		$0.85$0.81+4.94%Beat-2.3%
    Jun 24
    Reported Jul 18
    		$0.89$0.74+20.27%Beat+0.0%
    Mar 24
    Reported Apr 18
    		$0.81$0.78+3.85%Beat-20.6%
    Dec 23
    Reported Jan 25
    		$0.96$0.86+11.63%Beat-6.8%
    Sep 23
    Reported Oct 19
    		$0.87$0.91-4.40%Miss-8.4%
    Jun 23
    Reported Jul 20
    		$0.89$0.89+0.00%Beat+20.3%
    Mar 23
    Reported Apr 20
    		$1.02$0.94+8.51%Beat+37.8%
    Dec 22
    Reported Jan 26
    		$1.03$0.94+9.57%Beat+80.7%
    Sep 22
    Reported Oct 20
    		$0.95$0.83+14.46%Beat+35.7%
    Jun 22
    Reported Jul 21
    		$0.74$0.66+12.12%Beat+2.8%
    Mar 22
    Reported Apr 21
    		$0.74$0.58+27.59%Beat-8.6%
    Dec 21
    Reported Jan 27
    		$0.57$0.63-9.52%Miss-8.1%
    Sep 21
    Reported Oct 21
    		$0.70$0.61+14.75%Beat+62.8%
    Jun 21
    Reported Jul 22
    		$0.72$0.68+5.88%Beat+184.7%
    Mar 21
    Reported Apr 22
    		$0.81$0.64+26.56%Beat+107.7%
    Dec 20
    Reported Jan 28
    		$0.62$0.51+21.57%Beat-27.1%
    Sep 20
    Reported Oct 22
    		$0.43$0.43+0.00%Beat-46.3%
    Jun 20
    Reported Jul 30
    		$-0.85$0.30-383.33%Miss-209.0%
    Mar 20
    Reported Apr 30
    		$0.39$0.51-23.53%Miss-40.9%
    Dec 19
    Reported Jan 30
    		$0.85$0.77+10.39%Beat+10.4%
    Sep 19
    Reported Oct 24
    		$0.80$0.77+3.90%Beat+0.0%
    Jun 19
    Reported Jul 18
    		$0.78$0.75+4.00%Beat+27.9%
    Mar 19
    Reported Apr 18
    		$0.66$0.74-10.81%Miss-5.7%
    Dec 18
    Reported Jan 31
    		$0.77$0.78-1.28%Miss+18.5%
    Sep 18
    Reported Oct 18
    		$0.80$0.76+5.26%Beat+23.1%
    Jun 18
    Reported Jul 19
    		$0.61$0.61+0.00%Beat+5.2%
    Mar 18
    Reported Apr 19
    		$0.70$0.69+1.45%Beat+37.3%
    Dec 17
    Reported Jan 25
    		$0.65$0.62+4.84%Beat+27.5%
    Sep 17
    Reported Oct 19
    		$0.65$0.60+8.33%Beat-
    Jun 17
    Reported Jul 20
    		$0.58$0.57+1.75%Beat-
    Mar 17
    Reported Apr 20
    		$0.51$0.53-3.77%Miss-
    Dec 16
    Reported Jan 26
    		$0.51$0.54-5.56%Miss-

    Dividends

    Dividend Metrics

    Forward Yield3.08%
    Forward Annual Dividend$1.48
    Payout Ratio36.61%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+4.77%
    5Y CAGR+4.26%
    STBA dividend history and ex-dividend datesRun STBA in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio12.79EV/EBITDA9.97x
    Price/FCF11.83xFCF Yield8.45%
    Profitability
    Profit Margin34.70%Operating Margin44.70%
    ROE9.87%ROIC8.38%
    Financial Health
    Debt/Equity0.20xInterest Coverage1.11x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.84Avg Volume301.06K
    52-Week High$53.1152-Week Low$33.58

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$48.67
    SMA 20$49.08
    SMA 50$49.88
    SMA 200$45.39
    EMA 10$48.62
    EMA 20$48.99
    EMA 50$49.30
    EMA 200$45.92

    MACD

    Line: -0.44Signal: -0.35Hist: -0.09

    ADX

    ADX: 33.3+DI: 12.3-DI: 26.1

    Aroon & PSAR

    Aroon Up20.0
    Aroon Down68.0
    PSAR$47.73

    Bollinger Bands

    Upper Band$50.31
    Lower Band$47.84
    %B Position504%(Upper)
    Band Width0.10

    RSI (14-Day)

    Neutral
    40.2

    Momentum Oscillators

    Stoch %K29.0
    Stoch %D33.2
    Williams %R-74.5
    ROC (10d)-1.4%
    Momentum-0.68
    CCI (20d)-100.6
    MFI (14d)45.2

    Volatility Measures

    ATR (14d)$0.91(1.9%)
    StdDev (20d)0.62
    Hist Vol15.4%(Low)

    Volume Flow

    VWAP$48.29
    OBV2.6M
    AD Line-73.2M
    CMF (20d)0.082

    Volume Metrics

    Avg Vol (20d)306.5K
    Vol Ratio0.5x
    VWMA (20d)$49.32

    Pivot Points

    R3$49.64
    R2$49.16
    R1$48.79
    Pivot Point$48.31
    S1$47.94
    S2$47.46
    S3$47.09

    Advanced Oscillators

    TSI-15.05
    Ultimate Osc43.4
    KST-26.68

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$105.24M$102.08M$105.29M$103.00M$100.07M$93.75M$94.33M$96.35M$96.90M$96.31M$103.17M$99.56M
    Cost of RevenueN/A$39.22M$45.85M$45.17M$44.31M$38.48M$42.16M$46.54M$45.59M$46.90M$42.54M$41.07M
    Gross ProfitN/A$100.75M$99.59M$100.21M$98.10M$96.79M$96.79M$96.81M$96.48M$93.68M$102.22M$94.07M
    Operating Expenses$58.66M$56.71M$57.18M$56.38M$58.11M$55.09M$55.45M$55.37M$53.61M$54.52M$56.20M$52.80M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$44.04M$42.42M$43.84M$39.98M$41.70M$41.35M$41.44M$42.87M$39.16M$46.02M$41.27M
    Interest Income$128.06M$126.33M$131.11M$131.62M$128.91M$124.85M$127.88M$131.47M$128.76M$127.75M$126.71M$122.96M
    Interest Expense$37.68M$37.90M$40.15M$42.38M$42.33M$41.52M$44.62M$47.00M$45.17M$44.28M$41.60M$35.57M
    Income Before Tax$45.46M$44.04M$42.42M$43.84M$39.98M$41.70M$41.35M$41.44M$42.87M$39.16M$46.02M$41.27M
    Income Tax Expense$8.82M$8.97M$8.45M$8.87M$8.08M$8.30M$8.28M$8.85M$8.50M$7.92M$8.98M$7.80M
    Net Income$36.64M$35.07M$33.97M$34.96M$31.90M$33.40M$33.06M$32.59M$34.37M$31.24M$37.05M$33.47M
    EBITDA$45.46M$44.04M$42.42M$43.84M$39.98M$41.70M$41.35M$41.44M$42.87M$39.16M$46.02M$41.27M
    EBIT$45.46M$44.04M$42.42M$43.84M$39.98M$41.70M$41.35M$41.44M$42.87M$39.16M$46.02M$41.27M
    * Some calculated fields are derived from available data when not provided by source

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    News

    S&T Bancorp wins award while Wall Street Zen upgrades S&T Bancorp stock to Hold

    S&T Bancorp (STBA) won a national community award for its S&T Bank subsidiary's support of military families, with the award ceremony scheduled for October 25-27...

    ad-hoc-news.de•10/15/26•Somewhat-Bullish

    S&T Bancorp (STBA) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

    S&T Bancorp (STBA) is projected to report increased earnings and higher revenues for the quarter ending September 2026...

    Yahoo Finance•10/15/26•Bullish

    S&T Bancorp (STBA) Projected to Post Earnings on Thursday

    S&T Bancorp (STBA) is expected to release its Q3 2026 earnings before market open on Thursday, October 22nd, with analysts forecasting $0.986 per share and $106.72 million in revenue. The company previously reported...

    MarketBeat•10/15/26•Neutral

    Wall Street Zen upgrades S&T Bancorp stock to Hold

    Wall Street Zen has upgraded S&T Bancorp (STBA) stock from Sell to Hold, ahead of the bank's third-quarter results scheduled for October 22...

    ad-hoc-news.de•10/13/26•Somewhat-Bullish

    S&T Bank again wins national award for service to military families

    S&T Bank has received the American Bankers Association's Community Commitment Award for Supporting Military Families for the second consecutive year. The bank...

    Indiana Gazette Online•10/13/26•Bullish

    STBA Valuation and Fair Value

    P/E
    12.8x
    Forward P/E
    13.8x
    EV/EBITDA
    10.0x
    P/FCF
    11.8x
    PEG
    1.2x
    P/B
    1.2x
    See GNG's fair value

    STBA Profitability: Margins, ROIC and FCF

    Operating margin
    44.7%
    Net margin
    34.7%
    ROIC
    8.4%
    ROE
    9.9%
    FCF margin
    34.5%
    FCF yield
    8.5%

    STBA Competitors

    CompanyTicker
    Hope Bancorp IncHOPE
    Dime Community Bancshares, Inc.DCOM
    SRH Total Return Fund Inc.STEW
    Veritex Holdings IncVBTX
    Republic Bancorp IncRBCAA
    UWM Holdings CorpUWMC
    German American Bancorp IncGABC
    National Bank Holdings CorporationNBHC

    Sector: Financial Services

    STBA Analyst Ratings

    Consensus
    Hold
    Analysts
    7
    Strong Buy
    0
    Buy
    1
    Hold
    6
    Sell
    0
    Strong Sell
    0

    STBA Bull Case vs Bear Case

    Bull case

    • STBA converts 34.5% of revenue into free cash flow.
    • STBA has a 34.7% net profit margin.
    • STBA beat EPS estimates in 100.0% of its last 8 reported quarters.

    STBA Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    7.6%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.98
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    7 up, 0 down

    STBA Dividend

    Forward yield
    3.1%
    Payout ratio
    36.6%
    3Y DPS growth
    4.8%
    5Y DPS growth
    4.3%
    Pay months
    Feb, May, Aug, Nov
    STBA dividend history

    Frequently Asked Questions About STBA

    What is STBA's current dividend yield?

    S&T Bancorp Inc (STBA) has a forward dividend yield of 3.08%.

    Does STBA pay dividends?

    Yes, S&T Bancorp Inc pays dividends with a forward dividend yield of 3.08%.

    What is STBA's P/E ratio?

    S&T Bancorp Inc has a price-to-earnings (P/E) ratio of 12.79.

    What is STBA's market cap?

    S&T Bancorp Inc (STBA) has a market capitalization of $1.69B with a current stock price of $48.09.

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